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Pumpkin Pet Insurance Reviews 

3,794
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,675 reviews, reviewers overwhelmingly had a genuinely great experience with this company. Customers frequently mention that submitting claims is extremely simple and fast, ensuring that medical expenses and surgery costs are handled smoothly without unnecessary stress. People truly appreciate the incredibly quick response times, reliable communication, and prompt reimbursements sent directly into their personal bank accounts. Some reviewers were not happy with customer service delays, experiencing significant difficulties when trying to reach support representatives for policy information. A few consumers also mentioned that certain staff members were unhelpful, and some expected reimbursements for vaccinations or injury claims were ultimately denied.

What people talk about most

Claim

Customers consistently note positive experiences with claim processing, highlighting how easy it is to submit... See more

Service

Users describe positive interactions with service, highlighting fast and fair claim processing along with... See more

Response time

People report positive experiences with response time, highlighting very fast and efficient service regarding... See more

Refund

Consumers find the refund experience to be highly positive, praising the fast and prompt reimbursement... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as kind, knowledgeable,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We love Pumpkin pet insurance. It’s like having an additional family member that looks after our pets. Cash and Pinot are well taken care thanks to Pumpkin pet insurance. Thank you Pumpkin

Rated 5 out of 5 stars

Utilizing our Pumpkin Insurance has been an extremely positive experience. The process and tools to provide doctors and hospital bills are very user-friendly and straightforward. The technology worked... See more

Rated 5 out of 5 stars

We have had great success with Pumpkin Pet Insurance. Our dog is almost 4 years old and has had MAJOR health issues. We have submitted several claims. The process to submit claims is easy and in mos... See more

Rated 5 out of 5 stars

I was actually scared of sending it, because of my previous claim denial. I was very surprised to actually get this solved so fast it was. It gave me such a relief and to be able to focus on my dog, o... See more


Company details

  1. Pet Insurance Company
  2. Insurance Company
  3. Veterinarian

Written by the company

If pets are your kids, we’re your insurance. Dog, cat – doesn’t matter. When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.8

All reviews

(3,794)

1,606 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Pumpkin came through once again with a…

Pumpkin came through once again with a few claims I submitted. Our dog has been sick on and off with an infection and Pumpkin has been great with the processing of the claims and the the coveraged payment I received back.

August 11, 2026
Rated 5 out of 5 stars

Pleased

I researched pet insurance companies quite a bit before selecting Pumpkin Pet Insurance. As with any insurance, you should read the fine print so there are no future surprises.
I adopted my beautiful cat when he was 3 years old. My advice would be to get pet insurance prior to bringing your newly adopted pet to the vet, because it is possible that you may have adopted a pet that may have issues that the animal shelter was not aware of.
My claim and payment were handled quickly. Thank you very much, Pumpkin! Between my first pet and my sister dying recently, it was a relief to have the over $2,500 vet bill of my second cat covered minus, of course, the deductible and percentage not covered by the option of coverage that I had selected when signing up for insurance.

July 24, 2026
Rated 5 out of 5 stars

Love my dog to pieces!!

My dog is extremely important to
me. Dog insurance gives me piece of mind. Pumpkin processing claims is fast and fair. I am very satisfied customer and plan to stay a customer , hopefully, for a long time.

August 10, 2026
Rated 2 out of 5 stars

well I tried to get information on a…

well I tried to get information on a policy I jsut bought and the people were less than helpful. I am wondering if I made a mistake buying a policy

August 17, 2026
Pumpkin Pet Insurance logo

Reply from Pumpkin Pet Insurance

Thanks for your feedback, Shelly! We'd love to chat further on your policy and see what we can answer for you. We have reached out to you via email to support.

Rated 5 out of 5 stars

Great service

Great service, quickrespons, cares about my dog. Top notch service. Made filing my claim easy and got my payment quickly.

August 15, 2026

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