Banner for Pumpkin Pet Insurance

Pumpkin Pet Insurance Reviews 

3,795
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 1,675 reviews, reviewers overwhelmingly had a genuinely great experience with this company. Customers frequently mention that submitting claims is extremely simple and fast, ensuring that medical expenses and surgery costs are handled smoothly without unnecessary stress. People truly appreciate the incredibly quick response times, reliable communication, and prompt reimbursements sent directly into their personal bank accounts. Some reviewers were not happy with customer service delays, experiencing significant difficulties when trying to reach support representatives for policy information. A few consumers also mentioned that certain staff members were unhelpful, and some expected reimbursements for vaccinations or injury claims were ultimately denied.

What people talk about most

Claim

Customers consistently note positive experiences with claim processing, highlighting how easy it is to submit... See more

Service

Users describe positive interactions with service, highlighting fast and fair claim processing along with... See more

Response time

People report positive experiences with response time, highlighting very fast and efficient service regarding... See more

Refund

Consumers find the refund experience to be highly positive, praising the fast and prompt reimbursement... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as kind, knowledgeable,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We love Pumpkin pet insurance. It’s like having an additional family member that looks after our pets. Cash and Pinot are well taken care thanks to Pumpkin pet insurance. Thank you Pumpkin

Rated 5 out of 5 stars

Utilizing our Pumpkin Insurance has been an extremely positive experience. The process and tools to provide doctors and hospital bills are very user-friendly and straightforward. The technology worked... See more

Rated 5 out of 5 stars

We have had great success with Pumpkin Pet Insurance. Our dog is almost 4 years old and has had MAJOR health issues. We have submitted several claims. The process to submit claims is easy and in mos... See more

Rated 5 out of 5 stars

I was actually scared of sending it, because of my previous claim denial. I was very surprised to actually get this solved so fast it was. It gave me such a relief and to be able to focus on my dog, o... See more


Company details

  1. Pet Insurance Company
  2. Insurance Company
  3. Veterinarian

Written by the company

If pets are your kids, we’re your insurance. Dog, cat – doesn’t matter. When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(3,795)

1,606 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Great service, quickrespons, cares about my dog. Top notch service. Made filing my claim easy and got my payment quickly.

August 15, 2026
Rated 1 out of 5 stars

I didnt get reimbursed for my dogs…

I didnt get reimbursed for my dogs vaccinations.

August 15, 2026
Pumpkin Pet Insurance logo

Reply from Pumpkin Pet Insurance

Thank you for your feedback, Tracey! Once your claim is completed, you'll receive an explanation of benefits outlining what was eligible for service and any reimbursement owed. Thanks for your patience while we complete this for you!

Rated 5 out of 5 stars

Great Company…

It was easy to get help filing a claim when I needed it, and the refund was quick. Pumpkin is the best pet insurance we've ever had.

August 14, 2026
Rated 5 out of 5 stars

I filed a claim by mail for my dog as…

I filed a claim by mail for my dog as soon as they received my information they sent back a text/email saying they’re on it. As soon as they processed the claim checks were mailed out. I thought the process was done in excellent turn around time! Thanks Pumpkin!

August 14, 2026
Rated 5 out of 5 stars

I have spoken to many staff members in…

I have spoken to many staff members in connecting with them assisting me thru the process of filing a claim and understanding the coverage of my insurance plan. The staff are very thorough and supportive for I feel they make every attempt to be transparent about what is covered and the time frame in getting reimburse for services. I also see how respectful and compassionate their dialogue is when discussing our pets which is a added quality in my communication with Pumkin.

August 6, 2026
Rated 5 out of 5 stars

Honest review

After talking to the nice representative, she sent the form to fill out and how to send it in with the Vet bill.
The company let me know they received my form and processed it.
I have not reached the deductible yet which I think is little high.

August 12, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look