Purely Pets Insurance Reviews 

19,111
TrustScore 4 out of 5

3.9

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Review summary

Created with AI, based on recent reviews

Evaluating 1,786 reviews, reviewers had a great experience with this company. Customers frequently praise the support team for being polite, highly responsive, and handling veterinary claims smoothly without unnecessary complications. Consumers genuinely appreciate the straightforward purchasing process, competitive pricing, and the comforting peace of mind that their animals are fully protected. However, some reviewers were not happy with the steep price hikes occurring year after year. People noted that annual renewal premiums can dramatically escalate as animals age, leaving them feeling trapped because changing providers is restricted by prior health conditions. A few individuals also found response times for certain written inquiries to be frustratingly slow.

What people talk about most

Price

Customers consistently note ambiguous experiences with price, often highlighting competitive initial rates... See more

Claim

Users describe ambiguous interactions with claim, noting that while many experience fast and straightforward... See more

Service

Customers had positive experiences with service, describing the policy purchase and renewal processes as... See more

Customer service

Clients share ambiguous opinions on customer service, reflecting a wide range of experiences. Many reviewers... See more

Payment

People report ambiguous experiences with payment, reflecting a wide split in customer satisfaction. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Once the claim had been put through it is dealt with quite quickly our vets practice organise it. The only thing I don't agree with is the large jump in premium each year it virtually doubles each ti... See more

Company replied

Rated 4 out of 5 stars

Good company for insurance and had no problem processing a claim for our poorly dog, and very easy to cancel a policy with no fees when we sadly lost one of dogs due to old age. The only problem with... See more

Company replied

Rated 4 out of 5 stars

Have had to make a couple of claims and they are easy to fill out claim forms and received payment quickly with no issues. Price of plan is good and have been with purely pets a while but obviousl... See more

Company replied

Rated 4 out of 5 stars

Easy to renew policy. Only disappointing thing was the high increase in price of policy bearing in mind I have not made a claim since having my dog insured with them for the past 5 years. Did send an... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Insurance Company

About Purely Pets Insurance

Written by the company

Protect your furry friend's well-being with Purely Pets, pet insurance specialists

At Purely Pets, we’re pet insurance specialists dedicated to helping you protect your furry family members. We provide comprehensive pet health insurance for cats and dogs, giving you confidence that your pet will receive the best care when it matters most.

Why Pet Insurance Matters
Pet insurance can provide protection against unexpected veterinary expenses for your furry friend. It helps cover the cost of vet bills: including accidents, illnesses, and injuries, so your pet gets the care they need without breaking the bank.

Expert Vet Care with Joii
We’re excited to have teamed up with Joii to offer you stress-free expert vet care, whenever you need it. Joii puts expert vet care in the palm of your hand with 24/7, 365 days a year access at your fingertips, in the comfort of your own home. Empowering you to access advice and treatment with qualified vets whenever you need them.

Why choose Purely Pets?

  • 15 levels of lifetime cover – tailored to suit your pet and your budget
  • Up to £15,000 lifetime cover
  • No upper age limit – because every pet deserves protection
  • 24/7 video calls with a vet – expert advice anytime, anywhere
  • Manage claims online – quick, easy, stress-free
  • Interest-free Direct Debit
  • We can pay vets direct – so you can focus on your pet, not the paperwork

Get a Quote

The Purely Pets Promise
Your pet’s health and happiness are at the heart of everything we do. From unexpected accidents to illnesses, we’re here to help you provide the care they deserve, so they can get back to wagging tails, sofa snuggles, and all the mischief that makes them special.

Find out More

How to switch to paperless:

1. Log in to your portal using your usual details. 2. Go to ‘Document Preferences’ in your account settings. 3. Select ‘Digital Only’ and confirm your choice. 4. You’re done! Your next documents will be available online


Contact info

3.9

Great

TrustScore 4 out of 5

19K reviews

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3.9

All reviews

(19,111)

1,757 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Renewal

As with most insurance companies I can only mention the ease of renewing. The real test will come once I need to make a claim . I trust this good service will ensure the claims process is seamless and timely.

July 14, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We truly appreciate your kind words regarding the ease of our renewal process. We are committed to providing seamless service, especially when it matters most. We are confident our claims process will meet your expectations.

Rated 4 out of 5 stars

Large increase of yearly premium

Once the claim had been put through it is dealt with quite quickly our vets practice organise it.
The only thing I don't agree with is the large jump in premium each year it virtually doubles each time and as we claim for a pre existing condition we are powerless to move else where.

August 7, 2026
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Reply from Purely Pets Insurance

We appreciate your feedback and are glad to hear the claims process was efficient. We understand your concerns regarding the annual premium increases, especially with a pre-existing condition. We continually review our pricing to balance comprehensive coverage with affordability.

Rated 5 out of 5 stars

Polite

Polite, listened well - and human.
Good terms offered although have not had an opportunity to test making a claim.
Appears to be excellent value for money.

August 7, 2026
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Reply from Purely Pets Insurance

We are so pleased to hear that you found our team polite and helpful. We strive to offer excellent value, and we appreciate you recognizing that.

Rated 5 out of 5 stars

Calm helpful staff and good…

Calm helpful staff and good transparency:-)

August 14, 2026
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Reply from Purely Pets Insurance

We're so glad to hear that you found our staff helpful and appreciated our transparency. Your positive feedback truly means a lot to us.

Rated 3 out of 5 stars

Went online to find a new quote after…

Went online to find a new quote after my current provider couldn’t provide a better one. Online was fine but I had an issue I needed to discuss and ended up down the AI assistant route. Painful and ended up trying to reach out by email. Waiting for a reply so cannot make a comment either way.

August 14, 2026
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Reply from Purely Pets Insurance

Good morning,

Thank you for your review.

I am sorry if you experienced a delay in receiving a response to your email.

I can see that our team has since been in touch, I hope we have been able to assist you.

Thank you,
Billie.

Rated 1 out of 5 stars
Purely Pets Insurance logo

Reply from Purely Pets Insurance

Good morning,

Thank you for taking the time to leave a review.

I am sorry if your premium has increased more than expected, I understand it can be frustrating when your premiums increase.

This can happen for a number of reasons. For example, the area you live, the age of your pet, the rising cost of veterinary fees including the advancement of veterinary medicine.

We appreciate your feedback and we will use this to improve our services going forward.

In the meantime, we do offer an array of cover levels if you would like to discuss a level of cover that could potentially be more suited to your needs. You can do this by calling our team on 0330 102 5748.

Thank you,
Billie.

Rated 1 out of 5 stars

You have doubled my insurance price and…

You have doubled my insurance price and I am not impressed so will be cancelling now

July 11, 2026
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Reply from Purely Pets Insurance

Good morning,

Thank you for taking the time to leave a review.

I am sorry if your premium was higher than expected, I understand it can be frustrating when your premiums increase.

This can happen for a number of reasons. For example, the area you live, the age of your pet, the rising cost of veterinary fees including the advancement of veterinary medicine.

I appreciate your feedback and we will use this to improve our services going forward.

In the meantime, we do offer an array of cover levels if you would like to discuss a level of cover that could potentially be more suited to your needs. You can do this by calling our team on 0330 102 5748.

Thank you,
Billie.

Rated 2 out of 5 stars

If you have an older dog DO NOT USE

If you have an older dog DO NOT USE. We claimed once in 14 years of my dogs life. The last bill, for instance, was £1290 they deducted £480. You get stung with Excess and 20% off total. It's disgusting. From last year £64.99 a month they increased it to £115!!! You're then stuck as its an existing condition. He has now passed and the only reason why I gave them 2 stars not 1 is because they did pay out quickly. He also had dementia at the end and we were prescribed medication, they wouldn't even pay for this........just be wary.

August 10, 2026
Unprompted review
Purely Pets Insurance logo

Reply from Purely Pets Insurance

Good evening,

Thank you for taking the time to leave a review.

I am sorry to hear that you're disappointed with the deductions made on your claim, alongside your policy premium.

To enable us to investigate this further, I have requested further information.

Thank you,
Billie.

Rated 2 out of 5 stars

I wasn't impressed with my renewal…

I wasn't impressed with my renewal quote and when I telephoned to say I could get the same cover cheaper on line I was met with a negative response. I ended up cancelling my cover with you and going through a comparison website. I have a new deal with you at a cheaper price. The new cover I chose ended up being a reduced cover but that was choice, despite the fact I found a cheaper product through you for the initial same product. I would have gone for the same cover I initially had if you had bothered to be more flexible. Less than impressed tbh.

August 12, 2026
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Reply from Purely Pets Insurance

Good evening,

Thank you for taking the time to leave a review.

I am sorry if you feel like our team haven't been able to assist you, I appreciate your feedback and I will ensure this is passed to the relevant department.

I understand it can be frustrating when you can find cover online for cheaper. This can be for a number of reasons.

A new policy will contain a waiting period before your cover starts and will often exclude any conditions that occurred prior to the policy starting. At renewal, our policy would look to cover conditions that may have been present in the previous term providing there are no breaks in cover

If you would like to discuss this further, please do not hesitate to contact us.

Thank you,
Billie.

Rated 5 out of 5 stars

There when needed

Having made a couple of significant claims last year, which were handled quickly, and with my dog having reached the age of 12 I was expecting a significant hike in the monthly premium. While it has gone up in price it wasn’t the large increase it could have been. Very easy to deal with.

August 12, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We are so pleased to hear that we could provide a positive experience for you and your beloved dog, especially given the circumstances. We appreciate your kind words about our handling of your claims and the premium adjustment.

Rated 5 out of 5 stars

Very helpful

Very helpful, email information, paid out quickly on a claim - very pleased.

August 5, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We're so pleased to hear that you found the information helpful and that your claim was paid out quickly. Thank you for your positive feedback!

Rated 5 out of 5 stars

Excellent

Insured my dog for over 5 years with Purely Pets. Good competitive monthly price.
I needed to claim for a new illness, hospital and medication expenses. The claim form was easy to summit, it was promptly explained what would be paid, around 80% of the cost was paid back to me within 8days, no fuss. My dog and 2 more emergancy appointments and more medication which again was funded 80% and paid promptly. They always answer the phone and are well trained to deal with questions.
Unfortunately my dog had to be put to sleep. Purely Pets handled it with great compassion, informing the relevant parties on our behalf, auto cancelling the renewal and refunded anything overpaid. I would highly recommend.

July 29, 2026
Unprompted review
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We are truly grateful for your incredibly kind words and for sharing your experience with us over the past five years. It means a great deal to hear that we were able to provide support during such a challenging time for you and your beloved dog. We understand how difficult it is to lose a cherished pet, and we are glad we could handle the practicalities with compassion. We always strive to make the claims process as straightforward as possible and to offer clear, prompt assistance. Your recommendation is deeply appreciated.

Rated 3 out of 5 stars

Usual story- my dog gets to 10 years…

Usual story- my dog gets to 10 years old and despite never having made a claim for her the premium goes up to double!
After this dog passes I will just put money to one side for any new dog I may or may not get! It’s a total rip off. Totally unfair

May 21, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

Good morning,

Thank you for taking the time to leave a review. I am sorry if your premium was higher than expected, I understand it can be frustrating when the premiums increase.

They can increase for a number of reasons including the age of the pet, the area you live, the rising cost of veterinary fees and the premium may change to keep in line with the advancement of veterinary medicine.

We do offer a range of cover levels, and you're welcome to contact our team on 0330 102 5748 to discuss an alternative level of cover which may be better suited to you.

In the meantime, we appreciate your feedback and this will be used to assist us in improving our services going forward.

Thank you,
Billie.

Rated 4 out of 5 stars

Very easy to make claims and have paid…

Very easy to make claims and have paid out quickly direct to vet on ongoing claims

August 4, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We're so pleased to hear that making claims has been easy for you and that payments to your vet have been quick. Thank you for your positive feedback!
Kind regards
Jemma
The Purely Pets Team 🐾

Rated 5 out of 5 stars

Perfect insurance for my puppy and not…

Perfect insurance for my puppy and not overpriced.

August 11, 2026
Purely Pets Insurance logo

Reply from Purely Pets Insurance

We're so pleased to hear that our insurance is perfect for your puppy and that you find our pricing to be just right. Thank you for your wonderful feedback!
Kind regards
Jemma
The Purely Pets Team 🐾

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