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The Mortgage Works Reviews 

2,804
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 695 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and patient throughout the entire mortgage process. People also deeply appreciate the quick response times and clear communication, which make complex applications feel completely straightforward and manageable. However, some customers also noted frustrating delays, poor communication, and unhelpful interactions with certain staff members. A few reviewers experienced administrative confusion between different teams and perceived a noticeable lack of proper guidance during their applications. These individuals felt that the support provided fell short of expectations, leading to unnecessary stress and complications.

What people talk about most

Staff

Users describe positive interactions with staff, praising advisors for being helpful, professional, and... See more

Service

Clients share positive opinions on service, noting that staff make the application process straightforward,... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting professional and genuinely helpful... See more

User experience

Customers had positive experiences with user experience, finding the mortgage application process simple,... See more

Response time

Reviewers highlight positive aspects of response time, consistently noting prompt replies and smooth... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have a mortgage with the company and this was a further borrowing application. Jake Scane was helpful calm and went through all my options and rates etc and there was no pressure. He had emailed me... See more

Company replied

Rated 5 out of 5 stars

Tilly was incredibly helpful and was fantastic right from our very first conversation. She gave clear, honest information, was really easy to talk to. Even with just one call, I already feel confident... See more

Company replied

Rated 5 out of 5 stars

I spoke to two people. The first to discuss my eligibility for a mortgage product that I found online and then the second being the consultant later on that day. Both were clear, succinct and patient... See more

Company replied

Rated 5 out of 5 stars

Laura McBurney was amazing! She was able to help me complete all the information by telephone because I am very bad at technology and I didn't have access to a computer. Laura was very patient an... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About The Mortgage Works

Written by the company

The Mortgage Works is the buy to let lender of Nationwide Building Society.

Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, we’ve got a range of products and specialist staff to support you with your mortgage.

We’ve been providing buy to let mortgages since 1988, so you can be sure your mortgage will be with one of the most experienced lenders in the business.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.7

All reviews

(2,804)

678 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good service

Good professional service

August 17, 2026
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Reply from The Mortgage Works

We're so glad to hear you had received a good service and thank you for taking the time to share your positive experience.

Rated 5 out of 5 stars

Exceptional Service from Scott Miranda at The Mortgage Works

have dealt with Scott Miranda at The Mortgage Works on several occasions, and on every occasion he has been exceptional.
Scott is extremely professional, knowledgeable, responsive and approachable. He takes the time to properly understand the situation, explains things clearly and, most importantly, actually takes ownership of matters rather than simply passing you from one department to another.
Having dealt with a number of people across the mortgage industry, the level of service provided by Scott really stands out. He is reliable, courteous and genuinely committed to helping, and his professionalism gives you confidence that your matter is being dealt with properly.
It is refreshing to come across someone who consistently provides such a high standard of customer service. Scott is a real credit to The Mortgage Works, and I would have no hesitation whatsoever in recommending him.
First-class service from start to finish — thank you, Scott.

July 3, 2026
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Reply from The Mortgage Works

We are so pleased to hear about your exceptional experience with one of our team members. It is wonderful to know that their professionalism, knowledge, and dedication to ownership made such a positive impact on your mortgage journey. We truly value your kind words and appreciate you highlighting the high standard of service you received. Thank you for your continued trust and for recommending us.

Rated 5 out of 5 stars

Clear advice from a very friendly…

Clear advice from a very friendly adviser. Best option for us . Best rates and low borrowing costs.

August 14, 2026
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Reply from The Mortgage Works

We're so pleased to hear that you found our advice clear and our adviser friendly. It's wonderful to know that we could offer the best option for your needs with great rates and low borrowing costs. Thank you for your kind words!

Rated 5 out of 5 stars

BTL mortgage application made easy!

Simplified and thorough mortgage application.
Quick call back with a knowledgeable, efficient and polite advisor; Ernesta Clayton.

August 14, 2026
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Reply from The Mortgage Works

We are so glad to hear you found our mortgage application process simple and comprehensive. We appreciate your positive feedback.

Rated 5 out of 5 stars

I received right service on time and

I received right service on time and

August 14, 2026
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Reply from The Mortgage Works

We're happy to hear that our service was timely and met your expectations. We appreciate your positive feedback!

Rated 5 out of 5 stars

Professional knowledgeable service

Super helpful, efficient and knowledgeable consultants.

August 6, 2026
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Reply from The Mortgage Works

We're so glad to hear that our consultants were super helpful, efficient, and knowledgeable! Thank you for taking the time to share your positive experience.

Rated 5 out of 5 stars

Helpful

Helpful, very clear easy to understand friendly approach. Sarah Cox was very good.

August 13, 2026
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Reply from The Mortgage Works

We're so pleased to hear that you found our approach helpful, clear, and easy to understand. We appreciate your kind words!

Rated 5 out of 5 stars

The Mortgage Works Application

The Mortgage Works was recommended by a friend. I spoke to James Yates initially and then Laura McBurney proceeded with the application appointment. Both stages, from the initial enquiry to the actual application, were handled professionally and I was very impressed with their excellent customer service. The mortgage rates are pretty good too! I would not hesitate to recommend this company.

August 13, 2026
Unprompted review
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Reply from The Mortgage Works

We're so pleased to hear that your experience with us was positive, from the initial inquiry to the application process. It's wonderful to know that our service was professional and that you were impressed with the customer care you received. Thank you for recommending us!

Rated 5 out of 5 stars

Laura was extremely helpful

Laura was extremely helpful. She is polite, professional and easy to work with. She takes the time to discuss all options and does not pressure in anyway

August 12, 2026
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Reply from The Mortgage Works

We're so pleased to hear that you found our team member to be polite, professional, and easy to work with. It's wonderful that they took the time to discuss all options without any pressure. Thank you for your kind words!

Rated 5 out of 5 stars

Great communication

Great communication. Quick appointment, professional service

August 12, 2026
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Reply from The Mortgage Works

We're so pleased to hear that you experienced great communication and quick appointments. Providing professional service is always our goal, and we appreciate your kind words!

Rated 5 out of 5 stars

I spoke with Laura Young who made what…

I spoke with Laura Young who made what felt like a very difficult problem simple, by talking me through and explaining things thoroughly. I can't thank her enough

August 10, 2026
Unprompted review
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Reply from The Mortgage Works

We are so pleased to hear that our team member was able to simplify a difficult problem for you. We appreciate you acknowledging the thorough explanation and assistance you received.

Rated 5 out of 5 stars

Great service

Great information, easy process, would definitely recommend and use again, a special thankyou to Beth Carter for being super helpful! she was fantastic :)

July 30, 2026
Unprompted review
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Reply from The Mortgage Works

We're so pleased to hear that you found our information great and the process easy! It's wonderful that you would recommend and use us again. We'll be sure to pass along your special thanks to Beth for being super helpful and fantastic.

Rated 5 out of 5 stars

Inspector Morse

My experience with ‘inspector’ Morse,,,Andrew that is was exceptional. Andrew went above and beyond all expectations to resolve my problem. He was professional, friendly and is brilliant at his job. Well done inspector, keep up your amazing work 👏👏👏👏

August 10, 2026
Unprompted review
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Reply from The Mortgage Works

We're so pleased to hear about your exceptional experience with our representative. We appreciate you highlighting their professionalism, friendly demeanor, and dedication to resolving your problem. Thank you for sharing your positive feedback!

Rated 5 out of 5 stars

Effective communication

Effective communication and demonstration of an understanding of our requirement. Very quick response to our questions.

August 7, 2026
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Reply from The Mortgage Works

We're so glad to hear that our communication was effective and that we demonstrated a clear understanding of your needs. We appreciate your kind words about our quick responses!

Rated 5 out of 5 stars

Remortgage of buy to let property …

It was so easy to be approved for a remortgage of one of my buy to let properties. I dealt with Patrick Cross, a mortgage advisor with the Mortgage Works. He was able to provide all the information I needed to decide on which mortgage suited me best. Patrick made the whole process run very quickly and smoothly. I provided the information and figures requested and was delighted to find out I had been approved for a mortgage in just a few days. I certainly wasn't expecting it to be as easy as this! I was also delighted to find the interest rate on my 5 year fixed deal to be one of the best available. Will definitely use Mortgage Works again.

July 31, 2026
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Reply from The Mortgage Works

We are so pleased to hear about your positive experience with us and that the remortgage process for your buy-to-let property was smooth and efficient. It's wonderful to know that our team was able to provide the information you needed to make an informed decision and secure a great interest rate. We truly appreciate you sharing your satisfaction with our services and look forward to assisting you again in the future.

Rated 5 out of 5 stars

Great service

Great service! I worked with Beth Carter, who was very understanding, helpful, and supportive throughout. I really appreciated her assistance and would highly recommend her.

August 6, 2026
Unprompted review
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Reply from The Mortgage Works

We're delighted to hear you received such great service. It's wonderful to know that our team member was understanding, helpful, and supportive throughout the process. We truly appreciate your high recommendation.

Rated 4 out of 5 stars

Darren was very helpful and…

Darren was very helpful and professional in his mortgage advice given. Thank you.

August 6, 2026
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Reply from The Mortgage Works

We're happy to hear that your experience was helpful and professional. We appreciate your positive feedback!

Rated 5 out of 5 stars

The telephone call was distinct and…

The telephone call was distinct and correct. Very knowledgeable answered all of our many questions. An overall really good experience.

August 6, 2026
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Reply from The Mortgage Works

We're so happy to hear that our telephone call was distinct and that we could answer all of your questions knowledgeably. We truly appreciate your positive feedback!

Rated 5 out of 5 stars

Professional and helpful explained…

Professional and helpful explained options clearly

July 27, 2026
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Reply from The Mortgage Works

We are so pleased to hear that our team was professional and helpful, and that we clearly explained your options. Thank you for your kind words!

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