UBL UK Reviews 915

TrustScore 3.5 out of 5

3.5

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Rated 3 out of 5 stars

Website not easy to use - info on account not clear enough Via secure messages - said they had sent e-mails that I didn’t receive about ISA maturing (not in junk folder) - they then signed me up f... See more

Rated 4 out of 5 stars

UBL offer attractive interest rates and a broad range of savings accounts - both ISA and non ISA. The process of opening an account via the website was reasonably easy and straightforward for an old f... See more

Company replied

Rated 5 out of 5 stars

I visited the branch last week and was greeted by Aisha. I had a few queries for my overseas account which needed updating and due to the complexities of it and the fact that it was a joint-account, A... See more

Company replied

Rated 5 out of 5 stars

As a senior lady I was having a problem transferring cash to my isa account via online banking. The young lady I spoke to not only clearly explained the process but stayed on the line while I comple... See more

Company replied

Company details

  1. Bank

Written by the company

UBL UK are a retail Bank operating in the UK with a Head office and Branch in London Mayfair. We are members of the Financial Services Compensation Scheme and provide a range of conventional products and services. UBL UK and United Bank UK are the trading names of United National Bank Limited. United National Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is registered in England & Wales and its Registered Office is at 2 Brook Street, London, W1S 1BQ. The company registration number is 4146820.


Contact info

3.5

Average

TrustScore 3.5 out of 5

915 reviews

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4-star
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1-star

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Rated 5 out of 5 stars

Good rates

Good rates and easy to open an account online.

December 2, 2024
UBL UK logo

Reply from UBL UK

Dear J W Hindmarch,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Excellent Service

November 7, 2024
UBL UK logo

Reply from UBL UK

Dear Antonio,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy set up and helpful customer…

Easy set up and helpful customer service support.

September 9, 2024
UBL UK logo

Reply from UBL UK

Dear Debbie,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy Isa Transfer

The online experience was very good and the required action was completed quickly.

October 28, 2024
UBL UK logo

Reply from UBL UK

Dear Mr. Hinchliffe,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

Not straightforward

Easy to open account but don't like the fact that they show together on the app. Very confusing and will no doubt be hard to transfer the ISA's when they mature as they don't seem to have separate sort code and account numbers.

November 14, 2024
UBL UK logo

Reply from UBL UK

Dear Jennifer,

Thank you for taking the time to review us on Trustpilot.

We do uphold that your online banking account will show the accumulative total of your ISA balance however, if these deposits were made separately, they will have different deposit references. We would like to assure you that your ISA deposits are differentiated by the 'deal reference' which can be found on your confirmation statements. You can view your confirmation statement online through our digital banking platform. Simply log into your account, select the account you would like to view, select the ellipsis (...) , and then select documents.

If you need any help finding the deal references, please do not hesitate to get in touch and we will be happy to assist.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to navigate

Easy to navigate. Good rates.

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Great interest rates

Great interest rates, on a monthly basis, good all round banking service

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear Ian,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to access and negotiate

Easy to access and negotiate, competitive rates and straight forward logics.

November 14, 2024
UBL UK logo

Reply from UBL UK

Dear Keith,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

New to this bank

Online account access is not fluent for users.

AI chat does not cover areas that I need responses to.

Telephone operative is courteous but of little help owing to limited power to help.

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear L. Jones,

Thank you for taking the time to review us on Trustpilot.

We are sorry to hear that you were unable to find the information you were looking for through our Chatbot. We would like to find out more about the information you were looking for to help improve our services. We kindly ask for you to reach out to Complaints@ubluk.com with your query so we can look into this further.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Opening a new ISA

I found it very stress free and easy to open the account.
I had my interest paid monthly into another account which has just happened so I am very pleased.
In all I am very happy with UBL.

November 5, 2024
UBL UK logo

Reply from UBL UK

Dear Clinton,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to set up.

Easy to set up.. app is easy to use..

November 8, 2024
UBL UK logo

Reply from UBL UK

Dear Mark,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to follow instructions and a…

Easy to follow instructions and a competitive rate.

November 11, 2024
UBL UK logo

Reply from UBL UK

Dear Chris,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to open

November 1, 2024
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

5 star review

Payment on time
Good customer service

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear Gerard,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy to set up account and a very…

Easy to set up account and a very useful app

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear Brian,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

It took longer to set up than I…

It took longer to set up than I expected and haven’t yet received the certificate but no other problems

November 6, 2024
UBL UK logo

Reply from UBL UK

Dear Christine,

Thank you for leaving us a 4 star review!

You can view your confirmation statement online through our digital banking platform. Simply log into your account, select the account you would like to view, select the ellipsis (...) , and then select documents.

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Seem to be Top rates offered fixed ISA's

Was easy to open the account on-line and transfers done within days user friendly and straight forward , I have a slight issue using the app to now access my account , but will ring there helpful customer line to find out what I need to do, but all in all easy to recommend.

November 11, 2024
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

With regards to the issues you are facing accessing your online account, please contact Complaints@ubluk.com and we can arrange for one of our customer service agents to give you a call at a time that is convenient for you.

Regards,

Customer Engagement Team
UBLUK

Kind regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

New Account

Account easy to set up.

December 6, 2024
UBL UK logo

Reply from UBL UK

Dear Denise,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Easy!

Easy to open the account through the UBL app. Good communication re transfer of existing ISA. Couldn’t have been easier.

October 25, 2024
UBL UK logo

Reply from UBL UK

Dear Niel,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with the service you have received from us.

Kind regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

Easy to open account but not so easy to manage account.

Opening an ISA account was easy and straightforward and offered a good rate of interest. However from there on the online ISA account is a little cumbersome and doesn’t have much useful information other than enabling confirmation that your funds are still there. Not wholly put at ease that money is safe.

October 17, 2024
UBL UK logo

Reply from UBL UK

Dear Annette,

Thank you for taking the time to review us on Trustpilot. We would like to assure you that we have taken your feedback on board.

You can view your confirmation statement online through our digital banking platform. Simply log into your account, select the account you would like to view, select the ellipsis (...) , and then select documents.

If you require any further assistance, please do not hesitate to contact Complaints@ubluk.com.

Kind Regards,

Customer Engagement Team
UBL UK

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