Veterans First Mortgage Reviews 2,451

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 137 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional service, highlighting their helpfulness, attentiveness, and extensive knowledge. Many appreciate the personalized approach, feeling valued as individuals rather than just a number. The communication is frequently described as excellent, with staff keeping clients well-informed and responding quickly to inquiries. However, some people were dissatisfied with the communication, mentioning unreturned calls and emails, and feeling that some agents were not knowledgeable or professional. A few other people also felt that certain agents were less helpful or did not fully address their concerns.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, knowledge, and... See more

Service

Reviewers mention positive feedback about service. Many customers praise the professionalism, knowledge, and... See more

Customer service

Customers had positive experiences with customer service. Reviewers consistently highlight excellent... See more

Response time

Users describe positive interactions with response times. Customers consistently praise the promptness and... See more

Customer communications

Reviewers highlight positive aspects of contact. Customers appreciate the consistent communication, with... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Working with Denitra Cosby has been an absolute pleasure. She consistently makes me feel like a person—not just a number—which is something that really sets her apart in this industry. I trust her com... See more

Rated 5 out of 5 stars

Dorothy Bump was absolutely amazing, extremely nice, extremely helpful, attentive and knowledgeable. I couldn't have asked for anything better, she's top notch! She kept me informed every step of th... See more

Rated 5 out of 5 stars

I worked with Adam Freedman. The experience was great Adam stayed in close contact with me the entire time. Ensuring any bumps in the road got smoothed out. Although we're separated geographically,... See more

Rated 5 out of 5 stars

This is my second time working with Denitra Crosby from Veterans First. Just like the first time, her customer service remains top notch amongst any other lending company. We discussed exactly what my... See more


Company details

  1. Mortgage Lender
  2. Financial Consultant
  3. Financial Institution

Written by the company

Wintrust Mortgage dba Veterans First Mortgage is committed to empowering Veterans, one by one, to live the American Dream of home ownership. Experience a lender who specializes in getting Veterans into solid loans with competitive rates. Our leadership team brings three decades of insight and experience in VA loans, VA refinancing, and other government-backed lending. You can count on dedicated personal service as we walk you through the process, step by step. We are a top-ranked national VA lender and are proud to have an A+ ranking from the BBB. Check out what other LendingTree customers are saying about Veterans First.


Contact info

4.9

Excellent

TrustScore 5 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Mario told me for three weeks I would…

Mario told me for three weeks I would qualify for a loan. Firstly, the interest rate he gave me was 6.5 at the highest-then when it went on paper it was 7.3. Almost $20,000 difference with a 30 year loan.
Then he continued to keep me confused and not answer calls and emails from the real estate agent, or the home insurance company. The person doing the appraisal also had trouble communicating.
I have paperwork saying I was approved for a loan and closing on the first, but now ten days before closing, he leaves me a voicemail saying he will not be able to cover me and has to cancel the loan. There is so much fishiness to this company-idk how they got the reviews they have but I will be sharing everywhere I can.

September 20, 2025
Unprompted review
Veterans First Mortgage logo

Reply from Veterans First Mortgage

Dear Heather B, Thank you for taking the time to provide your feedback. We are committed to providing our clients with exceptional service. If you feel you did not receive that level of treatment, we would like to understand why. We will also begin an internal review of this issue. As soon as we have more information, we will contact you directly to address these concerns. Sincerely, Veterans First Mortgage

Rated 1 out of 5 stars

This has been the worst finance company…

This has been the worst finance company I’ve ever dealt with. Not only were they over a week late on the financing that was promised to close on a house, but the person I was dealing with would not answer the phone or return my calls. Communication was horrible, and I was lied to multiple times.

At the last minute, they changed the numbers around, trying to charge me significantly more in points and fees than what had been agreed to. They also promised to cover additional costs that came up because of their delays, but they never did.

Ultimately, I had to cancel the loan and go with another lender, which caused even more delay and stress. In my experience, Veterans First Mortgage was dishonest, unreliable, and unprofessional. I would not recommend this company under any circumstances.

September 12, 2025
Unprompted review
Veterans First Mortgage logo

Reply from Veterans First Mortgage

Dear Very Upset X Customer, Thank you for taking the time to provide your feedback. We are committed to providing our clients with exceptional service. If you feel you did not receive that level of treatment, we would like to understand why. We will also begin an internal review of this issue. As soon as we have more information, we will contact you directly to address these concerns. Sincerely, Veterans First Mortgage

Rated 5 out of 5 stars

Personalized Service:

Personalized Service:
The personalized service Rula provided! She maintained direct contact (text/phone/email) through out the entire process! With less than two weeks from the time I reached out to Rula the loan was closed! I had an out of country trip scheduled to Tokyo for 7 September, returning 23 September, with her help all paperwork was done and loan closed on 5 September, 9 working days from the time we started the process. Absolutely an amazing job—Thank you!!

September 5, 2025
Unprompted review
Rated 5 out of 5 stars

I had the pleasure of working with Savi Paul & Tara Metcalf

I had the pleasure of working with Savi Paul and Tara Metcalf. They were very knowledgeable and professional in helping my wife and I on the process for buying a house. I would recommend them both to anyone I know looking to purchase a house. Those two ROCK in the things they do. So I want to say thank you both on a job well done!

September 4, 2025
Unprompted review
Rated 5 out of 5 stars

Shauna Bywater navigated me through…

Shauna Bywater navigated me through this tough time and I closed on my loan within 2 weeks. Shauna was there for me the entire process and made it seem very easy. Thank you so much for helping me.

September 4, 2025
Unprompted review
Rated 5 out of 5 stars

Alisha was excellent from start to…

Alisha was excellent from start to finish! We originally were supposed to move to a different state and she prepared everything for buy in the state we were going to, then unexpectedly we stayed in the original state and she got everything redone for us. Everything had to move quickly and she kept up with all of it. She was quick to reply and answered all of our questions and concerns. If we have to buy a new home we will alway choose her and Veterans First

September 2, 2025
Unprompted review
Rated 5 out of 5 stars

What it looks like when professionals help you reach your dreams.

Ms Debra Loser treated my wife and i with tremendous respect. She listened to what i was requesting and she met that need. Ms Debra called at least twice a week or more giving complete gudance through the process. Nothing was sugar coated, no stone unturned, all thoroughly comminicated. From the start of the process to closing, this was the easiest, comprehensive process i have ever participated in. Thank you so much Ms Debra and Veterans First mortgage for securing the dreams of my wife and I. We will be doing buisness in the near future with myself and my children. Thank you!

August 26, 2025
Unprompted review
Rated 5 out of 5 stars

Every thing was done well

Every thing was done well. Way above the rest in costumer service, friendly ness, answering questions Evan though there was a 3 hour time difference. Macy and crew were on target the whole time. Charlotte was a massing and all questions timely. Great experience.

August 21, 2025
Unprompted review
Rated 5 out of 5 stars

Connor Bushnell, Mortgage Lender with integrity and determination.

Connor Bushnell, Mortgage Lender with Wintrust Mortgage, always makes you feel like you're in good hands. He's always attentive, extremely knowledgeable and operates with integrity. If he gives you his word you can hold him to it. If he misses your call, he's calling back and sending you an email, generally apologizing for missing your call and following up asap.

Connor doesn't dodge questions, he addresses them head on and explains until you fully understand what he's conveying to you.
He's the only Lender who's been adamant about my VA benefits and my disability rating. He discovered that with TDIU, you receive full benefits, including full tax exemption even if you're below 100% rating.

Connor fights for his Veteran customers. He believes in treating people fairly and receiving everything that's owed to us. Certainly worth pointing out;
When applying for my initial mortgage, Connor asked how much I was comfortable paying, versus, allowing my credit to dictate my mortgage amount.
That is how I was originally qualified for this house.
Based on my comfort level, NOT what my credit score dictated I could afford.

Connor is the exception to every rule that I know. He's an anomaly. An anomaly that's making it possible for Veterans like me to hold my head high, [not in arrogance, just pride]. He's making homeownership and refinance possible for Veterans who need a little help with obtaining a "fresh start", a reset.
Thank you Connor for making my refinance process go smoother than I could have expected.

Then, at the end of the day, being able to look at yourself in the mirror and be proud because you were ethical in your proceedings. More people should emulate your conduct, work ethics and diligence in acting out of the best interest of the client.
Thank you Connor! 👏🏾👏🏾

August 24, 2025
Unprompted review
Rated 5 out of 5 stars

Danielle and Meagan were very helpful…

Danielle and Meagan were very helpful in getting through all the hoops in getting us the mortgage for our home. They were very knowledgeable and provided needed guidance in getting through this process. From a veterans perspective I do believe some of the required inspections were more than necessary to obtain the financing and approval.

August 24, 2025
Unprompted review
Rated 5 out of 5 stars

In purchasing my first home the…

In purchasing my first home the experience of working with Melissa Staples and Dina Naswari none less the exceptionally magical. From the start of my home buying Journey Veterans First made the finding of the home very easy connecting me with an excellent, caring realtor. Throughout the rest of the process once the home was under contract Dina helped immensely in guiding me with providing all that was needed to get to the finish line. Melissa came in at the right time and her delicate touch and expertise as a loan officer manager ensured a smooth crossing of the finish line. I will certainly with Veterans when the rates come down and I’m eligible to re-fi.

August 22, 2025
Unprompted review
Rated 5 out of 5 stars

Specifically my loan agent Kaitlynn was…

Specifically my loan agent Kaitlynn was fantastic. Great personality, who was attentive and proactive throughout. We had issues with our closure from the sellers side and Kaitlynn was the only person in the process who made it doable. I could not recommend her or Veterans First Mortgage more highly. I am so happy to finally have my first home of my own thanks to them.

August 15, 2025
Unprompted review
Rated 4 out of 5 stars

consistency worked out

Rosa Roma was great to work with. my only complaint would have to be that there was a lot of repetitive paperwork through out the whole process which made it a bit stressful.

August 13, 2025
Unprompted review

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