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Rated 5 out of 5 stars

… a credit to the company ⭐️x … the professional and also personal approach of Kellie, who we spoke to on the telephone to set up our motor insurances !! A massive thank you for “time explaining and... See more

Company replied

Rated 5 out of 5 stars

Great customer service from Connie. Thank you Connie for guiding me patiently on the website when buying the insurance. Your competence combined with kindness made the whole process easy and enjoyable... See more

Company replied

Rated 5 out of 5 stars

Jay was very polite well manured and great in communicating helped me every step of the way with my policy it was a pleasure speaking with him. You need more people like Jay to work with you as he ha... See more

Company replied

Rated 1 out of 5 stars

EDIT: So the results are in folks: if you want this shower to respond to you simply go public on trustpilot et al. I can guarantee they will ignore you otherwise. Wrisk HQ: If you... See more

Company replied

Company details

  1. Electronics & Technology

Written by the company

Wrisk is on a mission to make simplicity, transparency and customer ownership the norm in insurance.


Contact info

3.8

Great

TrustScore 4 out of 5

54 reviews

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Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

No Claims Discount SCAM. Avoid at all costs!

EDIT:
So the results are in folks: if you want this shower to respond to you simply go public on trustpilot et al. I can guarantee they will ignore you otherwise.

Wrisk HQ: If you were serious about fixing this then you would respond to my many emails. You have my name, details and basis of complaint already.

So prove it - respond to my emails.

(This review partners a review I have given to Stellantis Insurance)

I believe that Stellantis/WRISK Transfer Insurance services have a cynical policy of refusing Proof of No Claims on spurious grounds so that they can extort larger insurance premiums.

In my case an initial refusal (due to a missing address) was quickly fixed by my previous insurer but then Stellantis decided to refuse the completed document on the grounds that it was a Word document. They then gave me JUST OVER ONE DAY to get hold of a PDF version, or they would have 'no alternative' but reduce my NCD to zero -This has indeed happened and my premium has now gone up by a whopping 30%. I see this as nothing more than theft since I genuinely had those years of no claims.

At no point prior to this had Stellantis/WRISK Transfer stated any file format requirements so the PDF requirement came out of the blue with less than 2 days to respond. This behaviour is entirely unreasonable and makes me think that refusing NCD on spurious grounds is a cynical ploy they use to extract more money from customers.

Of course this corrupt process has taken more than 2 weeks to complete so I cannot get a refund through distance selling legislation.

If you are considering Stellantis/WRISK Transfer then I strongly suggest you look elsewhere. Aside from this example of mendacious behaviour, can you imagine having to claim from them? I'm quite sure that this would be impossible.

April 22, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. I am sorry for the frustration this situation has caused.

Following the activation of a policy, customers are asked to provide proof of their No Claims Bonus (NCB). As our product is digital, this request is issued via email, and customers are given 21 days to provide valid documentation. Reminder emails are also sent throughout this period to support customers in providing their NCB within the required timeframe. If proof is not received within this timeframe, our system automatically adjusts the policy to reflect zero years’ NCB.

While this adjustment process is automated, all NCB documents are reviewed manually by our agents against a defined acceptance criteria, which is outlined during the insurance application journey. However, I would like to acknowledge that we do not currently specify a requirement for documents to be submitted in PDF format, for which I offer my sincerest apologies.

We are, unfortunately, unable to accept documents in Word (.doc) or similar editable formats. This is because such files can be altered, whereas PDF documents provide a more secure and reliable format for verification. While I want to be clear that we are not suggesting any wrongdoing in your case, insurance fraud is an increasing concern across the industry, and these controls are in place to protect both our customers and the integrity of our business.

I appreciate how disappointing this outcome is, particularly given the timeframes involved. I can assure you that, following your feedback, we will review our application journey as well as our NCB verification processes.

As this feedback raises concerns about your experience, I would like to treat this as a formal complaint. If you could therefore please contact us on 0330 912 7698, a member of our complaints team will be happy to assist you.

Rated 3 out of 5 stars

Left hand and Right hand issues with Incompetence from Client Care

I initially went with WRISK Land Rover Insurance between April 2024 and April 2025. I liked the package they provided, at an acceptable premium.

Due to increased premiums in April 2025 I went back to my previous insurer for 12 months.

Once again, in 2026, increased premiums caused me to look around and once again I received an acceptable quote from Wrisk Land Rover Insurance (and arranged for this to take effect).

On the day the new policy started I was asked for proof of my No Claims Bonus. Duly provided a document I had been issued with a few days earlier.

I then received an email from Jess at ‘Client Care’ (that’s a joke). Stated my NCB document was not acceptable as there was a gap of a few days. Then also requested I provided details of a non- fault claim which went back to before I was previously insured by WRISK themselves ‘and I was threatened with increased premiums’.

Not happy but went to the trouble of getting updated documentation as requested and replied to Jess suggesting she checked her own records.

No response from Jess so, through on-line agent chat, I confirmed this revised documentation met their criteria (and have a screen shot to prove that). I have to say that Louise, the on-line agent was good at her job and actually gave me some reassurance in their competence.

Then following that, at end of working day (so that I couldn’t respond) I received an email from ‘Jon’ (Client Care again) responding to my previous email to Jess. This email made no sense and demonstrated that Jon had not read my email properly and had not checked their own records.

I wanted to submit a formal public complaint but cannot do so outside of office hours!!!

If this is the way they handle things I have no confidence in them should I ever need to make a claim.

I cannot recommend this company, from this experience, and I shall be reviewing my situation with immediate effect. I will also ensure The Range Rover Owners Club is made aware.

Having initially given a one star review, due to the incompetence of two members of ‘Client Care’ staff, I have been contacted by a Complaints Officer and discussed the issues. Nicole fully accepted the points I raised and made a meaningful apology. She had reviewed all the correspondence, reviewed their records and identified the failings for herself. She has provided me with an email confirming satisfaction with the documentation I had submitted and has undertaken to speak with both Jess and Jon and discuss the learning arising. I feel much better having been able to discuss my complaint, in person, and receive an appropriate apology. Obviously I should not have been put in this position in the first place. I have increased the star rating of my review to reflect this.

April 22, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to update your review following your conversation with our team.

I am pleased we were able to speak directly and that we could review this with you. The handling of your documentation and the communication you received fell short of the standard we expect, and I appreciate you allowing us to address this properly.

We have taken this away to ensure the feedback is shared with the individuals involved and that the appropriate learning is applied.

Thank you again for speaking with us and for updating your review

Rated 5 out of 5 stars

Superb customer service…

Spoke with Kellie today to set up my car insurance. I was very impressed with her professionalism and also her friendly and approachable manner. Thank you Kellie !

March 3, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should you need any further assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

Great service from Kelly

Great service from Kelly. She saved me money and the whole process was super easy and efficient. Great job.

February 23, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. Should you need any further assistance, please do not hesitate to get in touch.

Rated 5 out of 5 stars

Great customer service from Connie

Great customer service from Connie. Thank you Connie for guiding me patiently on the website when buying the insurance. Your competence combined with kindness made the whole process easy and enjoyable. I also thank the company for the subscription amount. Affordable amount indeed. I would definitely recommend this company.

February 20, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you very much for taking the time to share your experience.

We’re delighted to hear that Connie was able to guide you patiently through the website and make your insurance purchase smooth and enjoyable. Providing knowledgeable, kind, and supportive service is exactly what we aim for, and your feedback truly means a lot.

We’re also pleased that you found our subscription pricing affordable and good value.

If you need any further assistance, we’re always here to help.

Rated 5 out of 5 stars

Kellie was fantastic helping me with…

Kellie was fantastic helping me with the 5-day BMW driveway insurance, thank you!

February 2, 2026
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should you need any further assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

I appreciate the simplicity of the…

I appreciate the simplicity of the product. The policy is clear and easy to understand, the service is professional and efficient, and the overall experience is smooth and reassuring. It provides genuine peace of mind.

December 13, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. Should you need any assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

just great service as always.

December 10, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should we be of any further assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

First Class efficient service

First Class efficient service
Highly Recommended

December 9, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. We are pleased to hear that you found our service first-class and efficient. If you need any further assistance, please do not hesitate to get in touch.

Rated 5 out of 5 stars

Easy app to use and updating…

Easy app to use and updating information was very straightforward and also contact by telephone is available and competitive pricing.
Thankyou

October 14, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. Please let us know if we can be of any further assistance

Rated 5 out of 5 stars

Helpful

Helpful, professional and kind.
Got exactly the cover I needed without having to deal with any ‘upselling’ techniques used by other companies.

October 8, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should we be of any further assistance, please do not hesitate to get in touch

Rated 5 out of 5 stars

I’ve been with this insurance company…

I’ve been with this insurance company for over two years, I really can’t complain with the level of service I have received. If I ever need car insurance in the future I will definitely be calling them.

September 12, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should we be of any assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

Great service

I recently took out a car insurance policy with Mercedes-Benz, and I couldn’t be happier with the service I received. My advisor, Kellie, was absolutely outstanding from start to finish. She was clear, patient, and incredibly understanding throughout the entire process.

Kellie took the time to explain all the details of the policy in a way that was easy to understand, answering all my questions with confidence and clarity. Her professionalism and friendly approach made the experience smooth and stress-free.

It’s rare to come across such excellent customer service these days, and Kellie truly went above and beyond. I feel confident in my choice of insurance, and it’s largely thanks to her guidance and support.

Highly recommended!

September 8, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. It's great to hear that Kellie was able to provide you with the support you needed. Should you need any further assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

Excell in all departments

Renewed my car insurance via Mercedes. Spoke to Kelly extremely professional and knowledgeable of the Insurance policy and products they provide she was so endearing and she’s a credit to the company as I have renewed again with Mercedes regarding my insurance company. The cost I was appreciative of and I understood the extras they provide. I have been with Mercedes for the past six years and neve had an issue. Being with Mercedes Insurance is a huge piece of mind. They deal with all of my Service saying Car issues. So main dealership to Insurance they exceed time in the customer service and it gives me as a customer bit car service any photo issues to Insurance huge peace of mind as you are treated with the same kindness the same respect any of us would want to see and expect I have written countless views from Mercedes in Marsh Barton Exeter Devon and they have never ever faulted with the excelling in customer service from manager to apologise if I being rude to the guys to sweep the floor in the service rooms every single one of them gives you 100% courtesy and respect so I hope any of you decide what to buy Mercedes and user main dealershipthey are there for you and they are not to take your money but they ought to give you advice with anything and everything down to lovely ladies in reception when you booking an appointment so it’s a five star treatment all the way through five guys you excel yourselves and you continue to do so since I’ve known you in 2015

September 6, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. We are delighted to hear that Kellie was able to provide such professional and knowledgeable support, and that you feel confident continuing your insurance with us. Your kind words mean a lot, and we will be sure to pass your feedback on to Kellie.

Rated 5 out of 5 stars

Jay was very polite well manured and…

Jay was very polite well manured and great in communicating helped me every step of the way with my policy it was a pleasure speaking with him. You need more people like Jay to work with you as he has a lot of patience and even repeated some details to me that I didn’t fully understand with so much politeness.

September 5, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. We are delighted you had a positive experience, and we will be sure to share your kind words with Jay. Please let us know if we can help further

Rated 5 out of 5 stars

Hi have just took insurance out on my…

Hi have just took insurance out on my Range Rover Evoquie with this company very straight forward to do on line my other insurance provider was sky high for next year I was told about land rover insurance so I gave it a go my new policy has been emailed to me I have 9 years plus no claims I read all the reviews some good some bad let’s see how we go

September 3, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for sharing your experience. We are delighted to hear that you found insuring your Evoque straightforward and that you found a competitive option compared to your previous provider. We appreciate you giving Land Rover Insurance a try and for trusting us with your 9+ years of no claims bonus.

We look forward to providing you with a smooth experience and are here if you need any assistance.

Rated 1 out of 5 stars

Terrible mistake by Mercedes to partner with this terrible company

Have had two cars insured with Mercedes insurance for 15 years . I have 25 years NCD and have had one minor no fault claim when another driver hit my wing mirror. I am a 58 year old professional living in a low risk post code. My renewal through Wrisk has increased my premium from under £400 last year to a monthly quote that equates to £1950 per year. When I called to ask if there had been an error was treated offhandedly by customer services who said there could not have been an error and that this was their position and all but hung up. Terrible terrible mistake by Mercedes

September 2, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for sharing your experience. I am very sorry to hear about the increase in your premium and how your call was handled. This is not the standard of service we aim to provide, and I understand how frustrating this must have been. Should you still need assistance, please call me on 0330 175 9613. I would be happy to help.

Rated 1 out of 5 stars

Categorical Liars

Absolute joke of an Insurance company to put it politely. Insuredy car through BMW ‘Flex’ car insurance. They advertise that the product is a rolling subscription service and changes can be applied to the ‘subscription’ at anytime unlike a normal 12 month Policy. My 50/50 claim was finally over five years old so I called them to remove it. Was told lies on recorded calls that the claim has no bearing on my price. Requoted on their site and managed to save £10 a month removing said claim. Tried to raise a formal complaint and Phil Jenkinson (Complaints and Fraud Manager) who couldn’t be bothered to call me back, decided to send me a ‘Final Response’ again stating (after I just saved £10 a month removing the claim) that apparently it has no bearing on my price!! Tried to call to speak to Phil’s manager was outright refused and told more lies on a recorded call. Advisor claimed she was trying to ‘de-escalate’ the situation and all she did was make it worse by gaslighting their customer. So in response they then decided to cancel my Policy with 7 days notice. The service I received was absolutely abysmal and their was no professionalism and just attempted to sweep the situation under the rug and ignore my email response. Don’t even waste your money with this Company. Literally tried to stop me saving £120+

August 13, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. I am sorry to read your review and that you have been left feeling this way. We take all complaints seriously, and I can confirm that your concerns were fully reviewed in line with our complaints process.
Should you wish to discuss this matter further, please do not hesitate to contact us.

Rated 1 out of 5 stars

Awful experience

After 19 years as a customer of Mercedes insurance and with only one claim for a broken windscreen and no points on my licence, after Wrisk took over the Mercedes account, they declined to renew my insurance based on my address. There is nothing wrong with my address and I was able to get quotes from all the major insurers with absolutely no problems. Looking at other complaints about this company I am wondering of it is age profiling. I am 76. It is of course illegal to discriminate on age. Are they using address as an excuse. Awful company, just do not use.

August 7, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. I am sorry to hear you have been left feeling dissatisfied.

While age can be one of several factors considered in the overall underwriting process, I can assure you that your age alone would not have been a factor in our decision.

Our underwriting decisions are based on a range of factors and are regularly reviewed to ensure they remain fair and compliant. As underwriting criteria vary between insurers, it is not uncommon for insurance to be declined by one provider but offered by another.

Should you wish to discuss this matter further, please do not hesitate to contact me directly.

Phil Jenkinson
Mercedes-Benz Motor Insurance | Complaints & Fraud Manager

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