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Rated 5 out of 5 stars

Needed a bridging insurance to pick up a new car as it wasn’t registered. The form is self explanatory and easy to use.

Rated 5 out of 5 stars

… a credit to the company ⭐️x … the professional and also personal approach of Kellie, who we spoke to on the telephone to set up our motor insurances !! A massive thank you for “time explaining and... See more

Company replied

Rated 1 out of 5 stars

Have had two cars insured with Mercedes insurance for 15 years . I have 25 years NCD and have had one minor no fault claim when another driver hit my wing mirror. I am a 58 year old professional livin... See more

Company replied

Rated 1 out of 5 stars

Appalling customer service regarding proof of no claims bonus. They have now increased my premium as they state that they havent received proof. Despite the fact that they have. No calls, no acknowle... See more

Company replied

Company details

  1. Electronics & Technology

Written by the company

Wrisk is on a mission to make simplicity, transparency and customer ownership the norm in insurance.


Contact info

3.9

Great

TrustScore 4 out of 5

55 reviews

5-star
4-star
3-star
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1-star

Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

Awful experience

After 19 years as a customer of Mercedes insurance and with only one claim for a broken windscreen and no points on my licence, after Wrisk took over the Mercedes account, they declined to renew my insurance based on my address. There is nothing wrong with my address and I was able to get quotes from all the major insurers with absolutely no problems. Looking at other complaints about this company I am wondering of it is age profiling. I am 76. It is of course illegal to discriminate on age. Are they using address as an excuse. Awful company, just do not use.

August 7, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experience. I am sorry to hear you have been left feeling dissatisfied.

While age can be one of several factors considered in the overall underwriting process, I can assure you that your age alone would not have been a factor in our decision.

Our underwriting decisions are based on a range of factors and are regularly reviewed to ensure they remain fair and compliant. As underwriting criteria vary between insurers, it is not uncommon for insurance to be declined by one provider but offered by another.

Should you wish to discuss this matter further, please do not hesitate to contact me directly.

Phil Jenkinson
Mercedes-Benz Motor Insurance | Complaints & Fraud Manager

Rated 5 out of 5 stars

The staff member that I called with was…

The staff member that I called with was efficient, thoughtful and very helpful.

June 20, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for your 5-star review! We appreciate you taking the time to share your experience and are glad Tommy was able to assist you effectively.

Rated 5 out of 5 stars

… a credit to the company ⭐️x

… a credit to the company ⭐️x … the professional and also personal approach of Kellie, who we spoke to on the telephone to set up our motor insurances !! A massive thank you for “time explaining and to achieve the actual set-up for direct debits for each of us - all via the telephone”. The cars are smiling / so are we 🌟xX

April 16, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for your wonderful review. We are delighted to hear that Kellie was able to provide you with a clear and personal experience while setting up your motor insurances and direct debits over the phone.

If there is anything else we can do to assist you, please do not hesitate to contact us.

Rated 1 out of 5 stars

A shambles of a company

Told me that my insurance on my citreon c3 will no longer be valid after the 10th April 2025 after midnight,so I cancelled the direct debit,even though I'm paid up to be insured until April 10th 2025 after me canceling the direct debit so no more money could be taken from my account for wrisk they told me im no longer insured because I cancelled the direct debit,so explain to me even though I've received 2 e mails from this really diabolical and shambles of a company,telling me ill no longer be insured after the 10th of April and my policy will not be renewed,that because I cancelled the direct debit I won't be insured atall,even though I'm paid up,upto the 10th of April,and I advise no one to use this and I do want to use a really bad word but can't as they are a shambles of a company and should be investigated by either the FCA or by the BANKING ONBUDSMEN.ive now been asked by wrisk to explain the experience I had,well you sent me an email which ive kept telling me I won't be insured with you at midnight on the 10th April 2025,you took the money of £138.52 from my account on March 10th 2025,a few days later I received your email mail telling me that you are not renewing my policy,so at that point even though I know I'm paid up till April 20th 2025 I cancelled the direct debit for wrisk which I know as you told me you won't be renewing,3 days later you sent me another email telling me that my bank had informed you I had cancelled the direct debit to wrisk at which point in continued to say that because I had cancelled the direct debit that I won't be able to claim anything if I had any sort of car accident,even though I was paid up to the 10th April 2025,so you made me reinstall the direct debit to you so I would be covered until the end of the policy in April.so explain to me now wrisk why would you do this.

March 28, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for your feedback and I am sorry to hear you were left feeling confused by the communication you received. While some of our system messages are sent automatically as a precaution, I appreciate they may not have felt relevant in your circumstances. If there’s anything further you’d like to discuss, please do not hesitate to contact me directly.

Rated 5 out of 5 stars

I took out bmw ins a roll over every…

I took out bmw ins a roll over every month from 24 jan.it was easy to set up.on looking at the reviews of whrisk im a little concerned but also glad i took out this insurance.only time will tell.

January 3, 2025
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. I am pleased to hear that you found setting up your policy easy. Rest assured, we are committed to providing excellent service. If you need any assistance in the future, please do not hesitate to contact us.

Rated 5 out of 5 stars

Getting my new car insured by swapping it with my old car insurance with Wrisk..

I had to get my new car insured. I was replacing my old car which was insured with Wrisk. All I had to do was fill in the new details and Wrisk cancellled my previous car's insurance and gave me a quote for the new car which I considered very favourable and was able to accept.

December 16, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for sharing your positive experience! I am pleased to hear that the process of switching your insurance to your new car was smooth and straightforward and I am glad you found our quote favourable. Should you ever need any further assistance, please do not hesitate to contact us.

Rated 1 out of 5 stars

NCD Proof

Despite providing 12 years NCD proof and having car insurance with them for 2+ years they will only provide a maximum of 9 years NCD when leaving. If you want to build up your NCD beyond 9 years DON’T USE THIS INSURER! How BMW can recommend such a company is beyond me.

December 3, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. We appreciate your loyalty over the past two years and are sorry to hear that you are dissatisfied with how No Claims Bonus (NCB) is presented on our insurance policies.

I can assure you that our policies align with industry standards, which often cap NCB at 9 years. While this does not diminish the actual time you have been claim-free, it reflects the maximum discount insurers typically apply for pricing purposes. We understand this may be frustrating and apologise for any misunderstanding.

Rated 5 out of 5 stars

Very courteous

Very courteous, prompt and patient help from all staff.

November 20, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experiences. Should you need any further assistance, please do not hesitate to contact us

Rated 5 out of 5 stars

Great experience after dreadful start!

After speaking with (what I feel like was majority of the staff at Wrisk/Land Rover) I finally came across a member of your team called John, to which I came in wishing to make a complaint regarding the price of the policy, I’d never thought I’d come out laughing at the end of the call, he was professional and managed to get the price down with such ease by offering something as voluntary excess! Just wanted to let you know that he has been extremely helpful and when the line cut off he called me right back before I could enter you phone number!

September 11, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for your feedback. I am pleased to hear that Jon turned your experience around and helped you with your policy. I appreciate your kind words and will ensure that these are passed on to him. If you need further assistance, please do not hesitate to contact us.

Rated 5 out of 5 stars

Wonderful staff

Wonderful staff - sorted out a very complex problem. I could never have done it myself! Nothing was any problem. Ask for Jay he is very professional.

August 23, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences. I am thrilled to hear that Jay and our team were able to assist you with your complex issue and provide a professional service. I will of course ensure your feedback is passed on to our team. Should you need any further assistance, please do not hesitate to contact us.

Rated 1 out of 5 stars

Be very wary of this company

I’ve always insured with JLR insurance and the guarantee it brings regarding genuine parts and JLR professionals.
Now they have moved to Wrisk they can’t provide me with a quote and can’t tell me why.
I’ve been driving for 45 years, full NCD, always had a clean driving licence, do about 5,000 miles a year, retired, car has tracker, alarm and parked on drive with CCTV.
It’s pathetic and they say they may be able to give me a quote next time. Well that won’t happen and it’ll put me off buying another JLR vehicle.
Every other insurance company is only too happy to quote.

August 19, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Good morning Anne, thank you for taking the time to share your experiences. I understand that it is incredibly frustrating to not be able to secure insurance for your Jaguar, especially after having insured with JLR for many years and given your excellent driving record. However, our policies are subject to specific underwriting criteria that consider various factors to assess the overall risk. These criteria can sometimes result in us being unable to offer a quotation, despite a customer's excellent driving history and vehicle security measures. I understand this can be disheartening and I assure you that we are committed to refining our criteria to better serve our customers in the future.

Should you wish to discuss this matter further, please do not hesitate to contact me on 0330 912 7716. Our operating hours are 9am to 5pm, Monday to Friday.

Rated 1 out of 5 stars

Zero Effics and malpractice

wrisk transfer; Nigle Barton and Nimeshh patel are the head of a truly unprofessional organisation resulting in malpractice and unprofessionalism at the highest point. effics and codes of practice are virtually non existent. before partnering with wrisk become an undercover customer first as your name will be tarnished.

August 1, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Hello Mr Slater, Thank you for taking the time to share your experiences. I am sorry to hear that you are dissatisfied with the service you received. I would welcome the opportunity to discuss this matter with you. Please contact me on 0330 165 4912. Our operating hours are 9am to 5pm, Monday to Friday.

Rated 1 out of 5 stars

Don’t use these people they can’t be trusted

I had an accident with my mini insurance underwritten by these people. I was in hospital for heart checks after an accident, in the day after I got home I was called to say that my policy would be cancelled even though the car is in the middle of an insurance claim. This completely breaches Consumer Duty obligations but they just don’t care. DONT TRUST THESE PEOPLE

July 21, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Hello Mr Fanner, I am sorry to hear that you were disappointed with our service and I understand your frustration given the challenging circumstances you were facing.

I can assure you that we take our commitment to our customers and Consumer Duty obligations very seriously, and I regret that we didn’t meet your expectations.

I would appreciate the opportunity to discuss this further and address any outstanding concerns. Please contact me at your earliest convenience on 0330 058 4099. Our operating hours are 9am to 5pm, Monday to Friday.

Rated 1 out of 5 stars

AVOID at ALL COST

Shambolic company and even worse customer service.
I started my policy with them with accumulated 11 years of NCB and after complete a year with my NCB protected without any claim they send me a email with 9 years on it.When i contacted CS very uninformative person called Boau simply said that is maximum they can give.No explanation just repeatedly saying that it is all they give.
Another thing is that they after a year of safe driving they increased my insurance premium by 47%.SHOCKING.I will contact BMW about them.

July 24, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Hi Maciej, Thank you for taking the time to share your experiences with us. I would be keen to discuss this matter with you. Could you please call me on 0330 058 4099. Our operating hours are 9am to 5pm, Monday to Friday.

Rated 1 out of 5 stars

Shambolic service

I renewed my Volvo insurance but they put the policy in the name of the named driver and not me as policyholder. When I rang to correct it they would not speak to me and I had to get the named driver to call. I have been informed that the only way to rectify their error is to cancel the policy and renew it. I am sending complaint letters to the Wrisk CEO and Volvo. A pity that I cannot give no stars.

July 16, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you for taking the time to share your experiences, I am sorry that you are dissatisfied with the service you have received. I would be keen to discuss this matter with you. Could you please call me on 0330 165 4202 or alternatively, please email me at phil.jenkinson@wrisk.co . I look forward to hearing from you.

Rated 1 out of 5 stars

Questionable!

Zero stars…. I received notification from Land Rover regarding change of insurance company in February. My insurance is due for renewal and today my husband received an email regarding this when it has always been very clear that I am the registered owner and main driver of the car in question. It also quotes monthly payments which I have never been happy to do (or requested) as I have always paid annually. The quote is almost half of what I would expect which throws up yet another red flag. I shall definitely not be renewing my car insurance with this company and I suggest major car companies look into this in detail as personally I feel this can reflect on the trust we all have when purchasing a car from a reputable dealer and any recommendations they may provide.

June 10, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Hi Terry,

Thank you for taking the time to share your experiences.

Our Land Rover Insurance product functions like an insurance subscription, meaning it is perpetual, and we are therefore unable to provide an annual premium. I understand your reservations about paying for your insurance policy monthly, however, I can assure you that we do not charge interest on payments, nor do we impose administration or cancellation fees.

I am sorry to hear that you are disappointed with the premium we provided. We strive to be competitive and to offer premiums that accurately reflect insurable risk, considering factors such as past claims frequency, costs, and severity. This lower quote likely indicates a favorable assessment of your risk profile based on the information we have for you.

Additionally, I would like to offer my sincerest apologies for for the inaccuracy in the quotation we provided concerning the policyholder and main driver. If you would like to obtain a corrected quotation or discuss any of further concerns, please do not hesitate to contact me at 0330 165 4912. Our operating hours are 9 am to 5 pm, Monday to Friday.

Rated 5 out of 5 stars

I am Severely Dyspraxic.

I am severely dyspraxic and the thought of trying to sort everything out online was scary. Gemma and John were both helpful and courteous over the phone, helping me through the online process. Thank you for a great service.

June 7, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Thank you so much for taking the time to share your experience with us. We are thrilled to hear that Gemma and John were able to assist you effectively and make the online process more manageable for you. Your kind words mean a lot to our team, and we are glad we could provide you with the support you needed. If you have any further questions or need additional assistance in the future, please do not hesitate to contact us

Rated 1 out of 5 stars

Dreadful "Mickey Mouse" Service

I am trying to confirm a 12 month personal lines motor quote from 5 day cover.
This would be new policy because had to move due to stupid prices LV are producing currently. Moving on, the car is in my name BUT primary driver is my spouse. As with the previous LV policy. I spoke to a customer service advisor and this person could not understand that you can not have the ownership in one name and the policy in another. That is all she kept saying. I the asked to speak to management person and she informed me take upto three days to get in touch. The temp policy runs out tomorrow night...and she could not care less. I said i want to talk to someone who knows about insurance and she hung up - dreadful service, what mini/BMW are doing appointing them i do not know - Allianz paper too ! They would not be too happy if found out what is happening at front end

FURTHER - TRIED TO CALL BACK AS PER THEIR ADVICE AND WAS TOLD VERY BUSY AND LEAVE YOUR NUMBER - LIKE WAS TOLD YESTERDAY. STILL NOT CALLED BACK POLICY RUNS OUT. STAND BY WHAT I SAY - MICKEY MOUSE SERVICE

June 3, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Good morning, thank you for taking the time to share your experiences. I am sorry to hear that you have experienced difficulty in activating a policy. Please call me on 0330 058 4099 and I will try to assist you. Our operating hours are 9am to 5pm, Monday to Friday.

Rated 1 out of 5 stars

Mini flexi policy ie Wrisk

So after reading the policy schedule and statement of fact for mini flex car insurance I was not worried I had lost my keys. Yes I was covered yippee no excess to pay. But no!! In fact unless you get your locks as well as your keys replaced there is an excess of £250 pound. This is in the small print of the policy under the section what is not covered. Beware Mini owners this insurance provider has hidden this fact away very sneakily. Their insurance schedule says one thing and the policy something different!

April 24, 2024
Unprompted review
Wrisk HQ logo

Reply from Wrisk HQ

Hi Tina, Thank you for taking the time to share your experiences with us. While I can confirm that our policies do not cover single key replacements, we do cover replacement locks and keys. Claiming for these can affect your No Claims Bonus, however, an excess is not payable. If you would like to discuss this matter further, please do not hesitate to contact me on 0330 175 9613 between the hours of 9am and 5pm, Monday to Friday.

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