Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely tru... See more
Company replied
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Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely tru... See more
Company replied
When interest rates started to soar uncontrollably, I was referred to Adam Khan by a friend who remortgaged with Your Mortgage Decisions. Adam Khan helped me navigate the remortgage world, someth... See more
Company replied
Absolutely amazing. Started work, luckily, 5-6 months before mortgage renewal was due. Had Lee Smith as my advisor. He came round, explained everything in an easy to understand way and answered all q... See more
Company replied
We were looking to renew our mortgage and needed some guidance to break away from renewing with our current lender. We were introduced to Lee Smith who was brilliant at explaining the options availabl... See more
Company replied
Welcome to Your Mortgage Decisions. We provide advice, recommendations and guidance to put you in control of all your financial commitments. More than just mortgage brokers, Your Mortgage Decisions offer a holistic service based on your lifestyle and financial aspirations. We meet with you, listen to you and carefully assess your circumstances before giving you detailed financial advice. We then recommend a full-reaching financial package that can include mortgage products, remortgages, pension advice and estate planning service; all tailored to meet your entire lifestyle needs. Pension advice and Estate planning are provided through our external wealth management and estate planning partners.
78-80 Portsmouth Road, KT6 5PT, Surbiton, United Kingdom
I had been struggling to get a mortgage for 3 years and Mark Cunningham has waved his magic wand and made it happen! Excellent service, always keeping me in the loop and its such a relief to finally be able to say my house is mine again!
Thanks Mark, speak to you again hopefully in 5 years! :)

Reply from Your Mortgage Decisions
My wife and I were having a difficult time in finding a mortgage product that not only suited our requirements but also in understanding the pros and cons on what was available to us. We were in a good position finically but we’re still struggling with the options. I took a punt on Your Mortgage Decisions after coming across them online and can honestly say it was a great decision. From the first contact with the company to the last it has been a brilliant process.
The adviser we saw was Lee Smith and from the initial meeting, going through all the options we had, the explaining of the products and also the process we would go through, the help and advice we received was second to none. We would recommend Lee very strongly (and have done so to our neighbour’s already) for making what is a big and stressful process go as smoothly as possible. Very much appreciated all the help and good advice we received.

Reply from Your Mortgage Decisions
Cannot praise YMD highly enough. Our advisor, Dean Harrison was fantastic and kept us up to date throughout the whole process. Dean was always available and responded to any questions we had efficiently. Excellent service

Reply from Your Mortgage Decisions
Highly recommend John Paul-Jenkins at Your Mortgage Decisions. Could not thank John enough for his excellent work in finding the best remortgage deal on the market for us. He kept us updated every week and the whole process was stress free thanks to John.

Reply from Your Mortgage Decisions
The experience with the company has been efficient and professional, always communicating, not too much and not to little, made everything very easy, made sure I fully understood everything a pleasure to deal with.

Reply from Your Mortgage Decisions
I was struggling to get a mortgage.
Found Steve and gave him a call.
He found me a mortgage to suite what I needed.
Every time I called in a panic he called back and sorted. So couldn't ask for more help and we have our dream home in Spain. So win win really.

Reply from Your Mortgage Decisions
Everything was pretty much done for me, fantastic experience and would use again.

Reply from Your Mortgage Decisions
Steve Wood was the utmost professional when he visited us. He was friendly, helpful, and made the whole process feel effortless. I couldn't recommend Steve highly enough. An absolute credit to the company

Reply from Your Mortgage Decisions
We've found YMD very helpful, opened our eyes to what's possible with mortgages.
Steve Wood is our advisor and he's been great.

Reply from Your Mortgage Decisions
Every single interaction with Your Mortgage Decisions has been nothing short of fantastic. Response times are so quick and nothing is too much trouble. Any query that we’ve had has been resolved with no issue or concerns. We dealt with Steve Wood and he has been great and talked us through everything until all was clear with both of us and we were perfectly happy! First class service and can’t fault them at all.

Reply from Your Mortgage Decisions
Steve has been fantastic from day 1. Explained in detail all the options available and took down my requirements to get a swift decision on a product that ticked ever box. Always in contact even just to see how things are going.
Would thoroughly recommend to anyone requiring a mortgage.

Reply from Your Mortgage Decisions
Richard was very helpful and kept me updated with everything he was doing highly recommended

Reply from Your Mortgage Decisions
From the outset we felt confident with our choice to use YMD and found Lee Smith to be extremely "on it" throughout the whole process. This made the experience so much easier and we are extremely happy with the advice and deal we got.

Reply from Your Mortgage Decisions
Really good at what they do. Always there to answer any questions.

Reply from Your Mortgage Decisions
Spencer Jackson was our advisor for a re-mortgage, He was very professional, Always kept us updated with regular contact and answered all questions that we had during the process which made the whole experience run smoothly,
Thanks again Spencer for everything you did for us, and we wont hesitate to contact you in the future when our current deal comes to a end.

Reply from Your Mortgage Decisions
Your Mortgage Decisions were incredibly helpful and professional in my quest to remortgage my property. Specifically, Mr Steve Wood was a star when it came to finding me the best deal and was brilliant at guiding me through every step of the process! What I thought would be a nightmare was actually smooth and easy - I would highly recommend these amazing people!

Reply from Your Mortgage Decisions
John-paul was excellent. He was thorough and explained each point using a ppt presentation. Communication was A*.
Thank you for making the process simple and for your patience.

Reply from Your Mortgage Decisions
Mark Collins has truly the best knowledge, skills and attitude to help me with my mortgage review. This year things are really tough and the outcome is better than I imagined. Thank you so much for your assistance.
Michelle 🙏

Reply from Your Mortgage Decisions
Rich BECK provided me with a top drawer service and was always on hand to keep me updated throughout the whole process. Despite delays with the lender making the ride drawn out, he was always on hand to chase things up and move things along. The first time I had used YMD and Rich’s knowledge and clear explanations made my experience worthwhile. An asset to the company and could’nt come highly recommended. Thank you Rich.

Reply from Your Mortgage Decisions
John-Paul Jenkins is a fantastic advisor. Very professional and his priority was sourcing the best package for us. Would highly recommend.

Reply from Your Mortgage Decisions
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