Your Mortgage Decisions Reviews 1,415

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely tru... See more

Company replied

Rated 5 out of 5 stars

When interest rates started to soar uncontrollably, I was referred to Adam Khan by a friend who remortgaged with Your Mortgage Decisions. Adam Khan helped me navigate the remortgage world, someth... See more

Company replied

Rated 5 out of 5 stars

Absolutely amazing. Started work, luckily, 5-6 months before mortgage renewal was due. Had Lee Smith as my advisor. He came round, explained everything in an easy to understand way and answered all q... See more

Company replied

Rated 5 out of 5 stars

We were looking to renew our mortgage and needed some guidance to break away from renewing with our current lender. We were introduced to Lee Smith who was brilliant at explaining the options availabl... See more

Company replied

Company details

  1. Mortgage Broker
  2. Insurance Agency

Information provided by various external sources

Welcome to Your Mortgage Decisions. We provide advice, recommendations and guidance to put you in control of all your financial commitments. More than just mortgage brokers, Your Mortgage Decisions offer a holistic service based on your lifestyle and financial aspirations. We meet with you, listen to you and carefully assess your circumstances before giving you detailed financial advice. We then recommend a full-reaching financial package that can include mortgage products, remortgages, pension advice and estate planning service; all tailored to meet your entire lifestyle needs. Pension advice and Estate planning are provided through our external wealth management and estate planning partners.


Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

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Rated 1 out of 5 stars

Closed??? Where’s my money??!!

What a disgrace.
Staff left unpaid, contracts left unfulfilled.
Customers left without the service they paid for.
Directors left ashamed and proven failures with little acumen
They should hide their faces in shame.

January 19, 2024
Unprompted review
Rated 5 out of 5 stars

We were looking to renew our mortgage…

We were looking to renew our mortgage and needed some guidance to break away from renewing with our current lender. We were introduced to Lee Smith who was brilliant at explaining the options available to us and how we could look to make a deal that catered to our circumstances. Really happy with the ease and speed of the whole process which seemed so daunting before Lee got involved. We'll look to stick with him for years to come. Thanks Lee!!

November 28, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Wayne, thanks for leaving a review. I'm pleased Lee was able to cater to your circumstances and we look forward to working with you again in the future.
Kind regards,
The YMD Team

Rated 5 out of 5 stars

Great support in an uncertain time

I would highly recommend this service .Lee and the team was there for me all the way through the process making it an easy and less stressfull experience .Lee offered great guidance and advice on how to consolidate my debts and get me on track Thankyou so much, I will definitely use them again.

November 10, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Chrissy,
Thank you for your review!
I'm pleased everything went smoothly for you and you managed to consolidate your debts.
We look forward to assisting you in the future.

Kind regards,
The YMD Team

Rated 5 out of 5 stars

Seamless support and great communication

From beginning to end Your Mortgage Decisions provided excellent support and guidance. Matt was very professional and always had time to explain any processes or procedures. It is reassuring to know lifetime support is there.

October 31, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Nicola, thank you for leaving a review! I'm pleased Matt was there for you during this time. We look forward to helping you out in the future.
Best regards,
The YMD Team

Rated 5 out of 5 stars

Great customer service and a very positive experience

From start to finish it only took around 6 weeks for Jonathan Hudson from Your Mortgage Decisions to sort out a new mortgage for us. He held our hand through the whole process, communicating with us in a clear and timely way so we knew what was happening at all times. Great customer service and a very positive experience.

October 6, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Janet, thank you for taking the time to leave us a review. I'm pleased you found our services useful and had a positive experience with us!
Kind regards, The YMD Team

Rated 5 out of 5 stars

Again another great experience with…

Again another great experience with Mark Collins. Always professional, clear, thorough and hassle free.

October 30, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Simon, thanks for the great review! We really appreciate it.
Kind regards,
The YMD Team

Rated 5 out of 5 stars

Friendly Professional Mortgage Advice

I have just had my initial meeting with Adam Khan, our new mortgage advisor.

Adam, came across as a very polite, knowledgeable and easy to talk to individual.

As my wife and I are looking to remortgage our home from an agricultural type mortgage that is currently on a very high interest rate, we would like to pursue a more competitive lender with a lower fixed interest rate over a shorter term.

I also discussed with Adam, possible life insurance options and our last will and testament options that best suited our family needs having three young children.

Adam was happy to advise us on possible options and and agreed to steer us in the right direction going forward with some of his professional contacts within the industry.

Adam was extremely helpful, and I look forward to our next meeting.

October 27, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hello, thank you for taking the time to leave Adam this fantastic review. It is great to know what a positive impact he has made on you as a family just after the first meeting.
Kind regards, The YMD Team

Rated 5 out of 5 stars

We came across Mark Collins at Your…

We came across Mark Collins at Your Mortgage Decisions by complete fluke. And all I can say is this fluke literally saved us! Not only did Mark secure us the best deal around but raised us the capital needed for renovations previously turned down by other lenders. We will never use anyone else again. Thank you for everything Magic Mark.

October 25, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Laura, thank you for leaving a review! Sounds like a great fluke! Hopefully we can continue to help you out in the future.
Best regards,
The YMD Team

Rated 5 out of 5 stars

When interest rates started to soar…

When interest rates started to soar uncontrollably, I was referred to Adam Khan by a friend who remortgaged with Your Mortgage Decisions.

Adam Khan helped me navigate the remortgage world, something completely new to me. We managed to secure a decent rate, and sorted a few other things out at the same time. Adam has been incredibly helpful, supportive.and made it all a breeze. What seemed very stressful turned out to be OK.

I would recommend their services to anyone I know without a hesitation.

September 1, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Benjamin, thanks for leaving a review. I'm pleased Adam was able to help you in what most would consider a daunting time. Thank you for recommending us!
Kind regards,
The YMD Team

Rated 5 out of 5 stars

My Mortgage advisor was Mr.Alex…

My Mortgage advisor was Mr.Alex Hamood, who was extremely efficient, very helpful at the stressful time of getting a mortgage.
He went that extra mile to help me .Very kind and kept me updated with my Mortgage.
I wouldn't recommend any other person or Company than Mr
Alex Hammod from Mortgage decides.
Glend

October 12, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Glenda, thank you so much for taking the time to leave a review. I'm pleased Alex was able to go the extra mile for you. Kind regards, The YMD Team.

Rated 5 out of 5 stars

What an amazing company

What an amazing company, I have been using my mortgage decisions for some years now any cannot praise them enough. Adam my mortgage advisor is the nicest most professional person I have ever had the pleasure to deal with. Nothing was ever to much trouble, always explaining everything, going above and beyond for us. I would never trust anyone else with my mortgage. If I could give ten stars I would.

October 1, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Good morning, thank you for taking the time to leave a review. I'm so pleased you have had a great experience with Adam. A huge compliment regarding the 10 stars. That means an awful lot. Thank you again, The YMD Team.

Rated 5 out of 5 stars

Renovation re mortgage

We had renovated an old building and was ready to transfer the build mortgage to a residential mortgage. Unfortunately we had been given wrong advice by another company which had led to the process being delayed for several months. I contacted Your Mortgage Decisions and Johnathan was allocated our case. He was clear from the beginning as to the process and he spent time going through what we did and didn’t want and was able to advise of our options and of the current mortgage products that would meet our needs. Within a week he was able to present us with the information, and he also kept in contact with us if if the mortgage products changed. Johnathan was able to support us to transfer to another mortgage product within 6 weeks and the bonus is that it is a better product than we had previously been informed we could apply for and it allows us to pay our mortgage off sooner. Johnathan was always professional and always answered my questions (which there were a lot of) and he always made sure he contacted me back within 24hrs.

September 1, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Nicola and Paul, thank you very much for sharing your experience with us. It is greatly appreciated that you have taken the time to show how committed Jonathan has been to your case and that he was able to offer you a better product than before. Best wishes, The YMD Team.

Rated 5 out of 5 stars

Callum Seymour

Callum Seymour, and his colleagues.
What an amazing and helpful bunch!
Dedicated, communicative, reliable, human, empathetic & generally just wonderful.
Callum helped us remortgage, scoured his resources to find the perfect mortgage for our needs, and then even helped us with looking at expected mortgage potential after my self and partner decided to separate just a few weeks before the new mortgage was due to begin. a genuine human and Excellent at his job!

September 21, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Thistle, thank you so much for taking the time to leave a review. I'm so pleased Callum was able to help you with various mortgage tasks. We are always here to help! Best wishes, The YMD Team.

Rated 5 out of 5 stars

Taking the stress out of sorting your mortgage

I was very nervous about my mortgage with all the increases etc but calling Your Mortgage Decisions was the best call I made. From the first time I met Adam Khan my broker, I knew it was all going to be ok. He explained everything in detail and a language I understood not banking jargon. He and the Team checked in on me on a regular basis and just held my hand through the whole process. Making it such a stress free experience, who knew mortgages could be this way. I also have Adam looking after my mortgage for its lifetime so I am really not worried about the future when it comes to my mortgage. I would recommend Your Mortgage Decisions to anyone and have already pass their details to friends and work colleagues. Thank you so much for looking after me.

October 8, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Liza, thank you for taking the time to leave a review. It's great to hear that Adam left you feeling relieved straight away as we know these times can be stressful! I'm pleased you have us to look after you throughout the lifetime of your mortgage, we look forward to helping you again in the future! Kind regards, The YMD Team.

Rated 5 out of 5 stars

Lee Smith has been an amazing mortgage broker for us..

Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely trust him with our mortgage related issues. He is also a brilliant communicator and is extremely approachable. Not only that it is evident he works incredibly hard at his job.

October 4, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Elizabeth, thank you so much taking the time to leave a review! I'm pleased you have had a positive experience and we hope to be able to help you again in the future!
Kind regards, The YMD Team.

Rated 5 out of 5 stars

First class service

Used YMD for a remortgage and Lee Smith provided me with a brilliant service I could not have asked for anymore.
Lee made sure things went smoothly and always kept in touch to answer any questions and kept me informed of the progress.
I feel Lee really went the extra mile and the advice he has given me has made things so much easier and made the whole experience stress free.
From seeing Lee on my first appointment to completing was a matter of weeks very happy and impressed with everything.

August 31, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Steve,
Thank you for your review!
I'm pleased everything went smoothly for you.
We look forward to assisting you in the future.

Kind regards,
The YMD Team

Rated 5 out of 5 stars

Mark Collins has gone above and beyond…

Mark Collins has gone above and beyond to find the perfect product to suit my current needs in these unpredictable times .Mark was always available to explain and answer questions that I had .I would definitely recommend him and certainly use him again.Thank you

September 22, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Heather,
Thank you for your review!
I'm glad Mark was able to support you during this time and we look forward to hearing from you in the future.
Kind regards,
The YMD Team.

Rated 5 out of 5 stars

Would Recommend

Our Advisor was Mark Collins, who has been helping my fiancés family with their mortgages for many years, so went ahead and went through Mortgage Decisions & Mark and was amazed by the professionalism and brilliant customer service.

Mark kept us informed, helped us with every query and question we had and got us a really good mortgage which has meant we could purchase our first home.

Have recommended Mark to a few people already and would recommend again to anyone trying to get a mortgage or renew.

September 28, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi Zachary,
Thanks for this great review. It is really amazing hearing that you have recommended us. Word of mouth really is the best!
Many thanks for working with us and we look forward to hearing from you in the future.
Kind regards,
The YMD Team

Rated 5 out of 5 stars

Callum provided assistance for me…

Callum Seymour provided assistance for me during a very difficult period in life, requiring changes to plans along the way. He was courteous and professional, very clear in explaining what he was doing and what I was paying for. He is a credit to the company for the work he put in for me.

September 22, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Hi James,
Thank you for taking the time to leave us a review. It is very much appreciated.
I'm pleased we could help during this difficult time and we look forward to hearing from you again in the future.
Kind regards,
The YMD Team.

Rated 5 out of 5 stars

Great experience with Your Mortgage…

Great experience with Your Mortgage Decision and Alex Reilly. From the start the service has been efficient and high quality. Communication has been excellent and clear and all elements of the process have been explained well.
The company offer a great value for money service and I am glad we found them to help us with our situation.

September 23, 2023
Unprompted review
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Reply from Your Mortgage Decisions

Many thanks for taking the time to write this review and for using our service.

I am pleased that you liked the service and our adviser explained the process clearly and efficiently from start to finish.

We look forward to assisting you at your next YMD review.

Kind regards

Amy Stromanis
Associate Director

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