Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely tru... See more
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Had so much support from this company it’s worth its weight in gold. Lee Smith has been our mortgage broker could not recommend enough, he is so organized and conscientious I feel I can completely tru... See more
Company replied
When interest rates started to soar uncontrollably, I was referred to Adam Khan by a friend who remortgaged with Your Mortgage Decisions. Adam Khan helped me navigate the remortgage world, someth... See more
Company replied
Absolutely amazing. Started work, luckily, 5-6 months before mortgage renewal was due. Had Lee Smith as my advisor. He came round, explained everything in an easy to understand way and answered all q... See more
Company replied
We were looking to renew our mortgage and needed some guidance to break away from renewing with our current lender. We were introduced to Lee Smith who was brilliant at explaining the options availabl... See more
Company replied
Welcome to Your Mortgage Decisions. We provide advice, recommendations and guidance to put you in control of all your financial commitments. More than just mortgage brokers, Your Mortgage Decisions offer a holistic service based on your lifestyle and financial aspirations. We meet with you, listen to you and carefully assess your circumstances before giving you detailed financial advice. We then recommend a full-reaching financial package that can include mortgage products, remortgages, pension advice and estate planning service; all tailored to meet your entire lifestyle needs. Pension advice and Estate planning are provided through our external wealth management and estate planning partners.
78-80 Portsmouth Road, KT6 5PT, Surbiton, United Kingdom
Mark Collins is an excellent mortgage broker providing a service to us that no other broker had came close to. He has extensive knowledge of niche products within the mortgage market and his years of experience enabled us to secure a mortgage that suits our needs very well. Without a doubt we could not have done it without him as our situation presented very significant challenges. We want to acknowledge and thank Mark for working so hard on our behalf, we are very grateful.

Reply from Your Mortgage Decisions
DEAN HARRISON I can not out into word how grateful I am for everything you have done.
I wasn't an easy case but you got the remortgage sorted for me, as well as my will, life insurance, home insurance and LPA.
From day one dean was professional listened and took into account everything. Dean always kept me upto date and explained when I didn't understand rhe jargon.
You deserve a holiday after everything you have done for me.
Thank you a million times over

Reply from Your Mortgage Decisions
Many Thanks to Jonathan Hudson.
Virgin money ended up putting me on an awful variable rate which was becoming unaffordable, Jonathan found me a great deal. Many thanks.

Reply from Your Mortgage Decisions
Richard was so professional, accommodating and helpful. Even happy happy to have a call on a Saturday together as things were pretty busy with my work. Managed to secure a competitive rate in a very volatile market. Didn’t matter how many questions I had, he was happy to go through till I was comfortable with what we were going to secure. Always followed up when he said he would and will do so till the new deal starts. Thank you for you help and support. Rula

Reply from Your Mortgage Decisions
Alex was excellent! He kept in touch and was considerate of our whole situation, providing valuable advice to ensure we applied for the most suitable mortgage. He kept us informed of any progress right up to our completion. Thanks Alex. I look forward to your advice when our fixed rate finishes.

Reply from Your Mortgage Decisions
Rich was a pleasure to deal with, made sure we were up to date on all stages to completion, thank you.

Reply from Your Mortgage Decisions
Just wanted to say a huge thank you to Adam Khan who arranged our re-mortgage for us. It was a pretty stressful time as our old mortgage interest rate was getting ridiculous and we also had a help to buy loan to include with the new mortgage as we wanted it paid off. Adam secured us a great new fixed deal and was always on hand - even when abroad on holiday - to answer any questions. We can't recommend this company enough, especially Adam and his dedication to his customers.

Reply from Your Mortgage Decisions
I would like to thank Lee Smith for all of his help and support with my remortgage. He has been extremely thorough and helpful from the very start, is easily contactable and is brilliant at explaining everything so well. I’m really grateful for finding me a great deal, and I would recommend him wholeheartedly.

Reply from Your Mortgage Decisions
I wanted to take a moment to express my heartfelt appreciation for the outstanding work done by Mark Collins, during my remortgaging process. I am extremely satisfied with the level of professionalism, communication, and assistance Mark provided throughout the entire journey. He demonstrated genuine interest in understanding my financial situation and goals. He asked the right questions and took the time to grasp my needs, ensuring that the mortgage offer he found was the best fit for me. Communication with Mark was excellent. He kept me well-informed, promptly addressed my queries, and provided regular updates. I always felt involved and confident in the decisions I made, thanks to his clear explanations and guidance.
Mark's professionalism, attention to detail, and dedication were remarkable. He went above and beyond to secure the best mortgage offer for me, and I truly felt that my financial well-being was his top priority.
Based on my experience, I highly recommend Mark Collins’ services. It has been the best mortgage advisory service I have ever received. Thank you very much Mark for all your support!

Reply from Your Mortgage Decisions
Richard Beck built a relationship with me, and built my trust. He knows his stuff. He was on hand to explain anything via what’s app 24/7 if I had any concerns he’d chase an answer for me. When the mortgage was near completion he was amazing at getting the info I needed. I hope when my mortgage is up for renewal Richard is still around.

Reply from Your Mortgage Decisions
Lee Smith our advisor was really helpful and on hand whenever we had any queries

Reply from Your Mortgage Decisions
Mark Collins built a relationship with me, and built my trust. He knows his stuff. He helped me with not only my mortgage but my financials and life insurance. I have no idea about mortgages and Mark found the best option for me so I didn't have to stress. I would highly recommend Mark.

Reply from Your Mortgage Decisions
John-Paul Jenkins explained everything in detail and answered any questions we had (which was a lot)! Communication was great.
Thank you for helping us find the best mortgage deal, we will definitely recommend you to others!

Reply from Your Mortgage Decisions
I first spoke with Rich 12 months ago, before I had even picked a property and he spent time going through all my options, with no pressure to push forward at all.
Fast forward 6 months, and we were confronted with some challenging past circumstances meaning my initial offers were poor. Despite this, Rich had the patience of a preschool teacher and worked hard scouring the mortgage world to find what eventually would be the perfect deal for me at a budget I'm happy with.
The only issue now, is I have to pay for the house, but I can't really hold Rich to that one, as I did know what I was getting Into, haha.
10/10 would recommend to a friend, it's been an absolute pleasure and will be looking forward to working with him again at remortgage time!

Reply from Your Mortgage Decisions
Spencer Jackson was our advisor and he was very friendly, honest and efficient. Made us feel very relaxed and confident with the service he provided.
We felt comfortable asking questions and learned alot of useful important information we had missed in previous years.
TOP MAN
highly recommend

Reply from Your Mortgage Decisions
We have just completed our re-mortgage with an amazing help of Lee Smith who held our hand throghout the whole process (it was our first experience including re-payment of Help to Buy loan). Lee explained every single step and answered all questions, managed to revise our interest rate twice (!) saving us few extra pennies. Couldn't be happier!
Thank you Lee, we are greatful for all the help.

Reply from Your Mortgage Decisions
Dean Harrison was brilliant and very helpful throughout the whole process

Reply from Your Mortgage Decisions
Excellent service for mortgage and other financial advice. Couldn't do anything more than they did! Really appreciate your quick response and help. Definitely recommend to anyone. Thanks so much Jonathan Hudson. 😀

Reply from Your Mortgage Decisions
We're so glad we found Lee Smith from Mortgage Decisions, what a brilliant guy! He really opened our eyes as to what we could do with our mortgage. Uber professional from the start, we knew exactly where we were at each step. Nothing was too much trouble for Lee and he really helped us a lot.
We look forward to seeing Lee next time we remortgage.
Recommend to all.

Reply from Your Mortgage Decisions
In these confusing economic times. I turned to Mortgage decisions and Mark Collins to advise on my remortgage. His advice was creative, considered my personal circumstances and places and looking towards retirement planning , puts me in a better position than I could have imagined. Mark also kept scanning the market right up to the point of completion, and when a better option for me became available ,responded quickly, changing the product selected which I would not have had the confidence or time to do for myself. The process has been seamless, I am impressed and grateful.

Reply from Your Mortgage Decisions
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