AlRayan Bank UK Reviews 

1,216
TrustScore 3 out of 5

3.1

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Rated 1 out of 5 stars

The Alrayan Bank has extremely poor or non existent customer service. They depend too heavily on their App and so if anything goes wrong you will struggle to communicate with anyone. The App plays... See more

Company replied

Rated 5 out of 5 stars

I opened a new ISA 3 weeks ago but did not appear on my digital app and the money also been taken out. I called few time and spoke with different representatives and no one gave me the satisfactory an... See more

Rated 5 out of 5 stars

Help with digital login. I would like to thank employee Himanga for his patience in helping me to register online at Al-Rayan Bank today. He was extremely patient and spent a lot of time explaining... See more

Company replied

Rated 3 out of 5 stars

Sent an email saying that they are closing my instant savings account. Because the savings limit has gone from £5000 to £10000. So if I have under £10,000 pounds in my account they will close. They th... See more

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Company details

  1. Bank

Written by the company

Al Rayan Bank, the UK’s largest Sharia compliant bank, has been pioneering British Islamic banking since 2004. The Bank provides personal and commercial savings and finance accounts to customers throughout the UK and GCC. Customers' eligible deposits with Al Rayan Bank are protected by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme, up to a total of £85,000. Al Rayan Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA.


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3.1

Average

TrustScore 3 out of 5

1K reviews

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3.1

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(1,216)

25 reviews in the last 12 months

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Rated 1 out of 5 stars

Fraud! Be careful

Be careful. There is a false Al Rayan bank with false people and false website at alrayan.com We've been victims and they stole money from our company.

November 29, 2023
Unprompted review
Rated 5 out of 5 stars

SUPERSTAR SELINA in Customer Services

Successfully resolved my payment being held by Lloyds which was extremely stressful for myself as the payment was for the purchase of a property which needed to secure. I have to specially give a massive thanks to SELINA from the customer services team, without her consideration and diligence in following up with the payments team and Lloyds, I still think I will be waiting for it to go through and would have missed out on the property!

October 23, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Amir. Thank you so much for taking the time to share your positive experience with us. We're delighted to hear that Selina from our customer services team played a crucial role in resolving the payment issue promptly. Your kind words are truly appreciated. If you ever need assistance in the future, please don't hesitate to contact us. Thanks for choosing Al Rayan Bank.

Rated 1 out of 5 stars

This bank has been a nightmare from…

This bank has been a nightmare from start to finish. Along the way I was put through enormous and stressful hoops just to change my address. This was because of the difficulty of setting up the security details on their phone app and then them failing to recognise a signature on a written letter of permission which I had to send twice.
More recently when a bond matured it failed to appear in my nominated bank account on the expected date. I telephoned to discover what was going on and had to deal with a newly trialling phone bot, for whom, despite providing them with accurate security details, refused to put me through to an actual person for some time. Very stressful experience when I was panicking about what had happened to my savings. Eventually I was allowed to speak to a human being. Zachariah initially told me there was no issue - my money had left their bank the day before. I explained that it had not arrived at my bank and he then said he would need to look into it and I should hold on. This went on for some time and eventually he said he would need to ring me back. I begged him to do so as I was so nervous of having to renegotiate the phone bot. Several hours later he told me that the money had now been transferred. I think he did mention a small apology but it did not match the panic I felt at the apparent loss of a significant amount of money which was missing for 24 hours. There was no follow up apology or recompense. A very scary experience for me and not to be repeated.

November 10, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Miss Elgey,

Thank you for taking the time to share your experience. We regret the challenges you have faced and apologise for any distress caused during your FTD maturity withdrawal process.

While we always strive to provide the best service possible, external factors - such as processing times at other banks - can occasionally impact the speed of fund transfers.

Your feedback is very valuable and is used to identify areas for improvement. If there's anything else that we can address or assist you with, please don't hesitate to contact us directly.

Thank you for sharing your experience, and we hope to have the opportunity to serve you again in the future.

Rated 5 out of 5 stars

Fozeea is very helpful she guided me…

Fozeea is very helpful she guided me through everything I need to use the online banking. Five stars for Fozeea

November 15, 2023
Unprompted review
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Reply from AlRayan Bank UK

Thank you for sharing your positive experience! We're thrilled to hear that Fozeea provided excellent assistance in guiding you through our Digital Banking services. We appreciate your kind words and the 5-star rating. If you have any more questions or need further assistance, feel free to reach out. Thanks for choosing to bank with us.

Rated 5 out of 5 stars

Good Customer Service by Fozeea Jabeen

I spoke to Fozeea Jabeen Today and I was really happy to speak to her, she was really helpful and made sure my problem was sorted out, as it couldn't be resolved yesterday as the time ran out. It was 5pm yesterday when we had to end our call.
I called Al Rayan Bank yesterday to find out about my account, I had a problem which needed to be sorted out, and I had been waiting 4-5 weeks for it for be sorted out. She managed to call me back today.
I was really stressed and felt like my depression was coming back, this was a really stressful time. I made a small mistake and because of that one small mistake my account was blocked. I was so frustrated because I couldn't take my money out, and I called customer service a few times and they were not willing to help me. But thanks to Allah I was so lucky today to get Fozeea Jabeen on the call today. She was being really helpful since yesterday, she tried her best to support me by resolving my problem, and she see and understand what difficulties I was facing. In the end she managed to sort everything out for me. She was very calm and talking though each thing step by step. We spoke like an hour or more and I can't forget that she helped me soo much. I can't forget that help, and I really wish her a good life and bright future. May she continue to always being nice and friendly and helpful.
Also I would like to say I opened the account when Islamic Bank of Britain first opened and not with Al Rayan Bank UK. I was one of the old customers and I never had any problems.
With Al Rayan Bank because I don't use this account often I can't remember all the details, but the last few weeks have been hell. I couldn't access anything.
I had decided that I was going to close all my three accounts. But because I spoke to Fozeea Jabeen Today and I was really happy to speak to her, she was really helpful and made sure my problem was sorted out.
I only use this account for my savings. what I have been through the last three weeks, that I decided with my family that I was going to close all my three accounts down, but because I spoke to Fozeea Jabeen and with her good customer service skills today that I decided I will not close down my accounts. Thank you very much Fozeea Jabeen for your help and support, I really really appreciate it.
I think the Banks customer service needs to be updated and improve. Al Rayan Bank should be proud of having a good employer like Fozeea Jabeen. She also helped me with the App, while being on the phone to me, to make sure I could access it properly.
JAZAKALLAHU KHAIRAN.
Aminur Chowdury

November 10, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Aminur, thank you for taking the time to share your experience with our colleague Fozeea. We are grateful for your kind words and are delighted to hear that she provided such exceptional customer service. We will certainly pass on your appreciation to Fozeea.

We understand the challenges you faced, and we sincerely apologise for any inconvenience caused. Your feedback is very important to us as we continuously strive to improve our services.

If you ever have further questions or need assistance, please don't hesitate to contact us. We appreciate your continued trust and thank you for choosing Al Rayan Bank.

Rated 5 out of 5 stars

Great customer service by Fozeea Jabeen…

Great customer service by Fozeea Jabeen to be honest everytime I call Al rayan the customer service has been great.

November 7, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Thank you for taking the time to share your experience. We're delighted to hear that you have been so well looked after when you've contacted us. Thanks for choosing to bank with us.

Rated 1 out of 5 stars

Bunch of clowns

They upgraded their app to use Android 10. This doesn't work with Android 9, which I have been using for ages. They didn't even bother to tell me beforehand. Now I can't access my account or even leave a secure message. They are a bunch of clowns. I am closing my account.

November 2, 2023
Unprompted review
Rated 1 out of 5 stars

Android app does NOT work - no way to access my Al Rayan account

I received a letter from Al Rayan indicating that they will close my account because the balance is below their minimum. However, rather than transfer the balance to my nominated bank account, they intend to send it to charity.
I tried to use thier Android app to transfer the funds myself but the app does NOT work! I uninstalled and re-downloaded it, When I open the app, it opens an unresponsive page on my browser and times out!
I then tried logging in on my PC but I have to use the app to scan a code on my PC screen... and the app does not open!
So, there is NO way to access my Al Rayan accounts via app or PC. It's appalling.
Anyway, I emailed fundsreturn_at_alrayanbank.co.uk and they will hopefully transfer the funds for me.
I tried to do it myself to save them the hassle, but their systems are totally inadequate. Totally broken. I'm thankful I don't have more cash invested here.

October 28, 2023
Unprompted review
Rated 5 out of 5 stars

Spoke to Fozeea Jabeen on the phone

Spoke to Fozeea Jabeen on the phone. Very patient. Very good customer service!

October 27, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Thank you for your review. We're very pleased that Fozeea was able to help you with your enquiry. Thanks for choosing to bank with us.

Rated 5 out of 5 stars

Fozea was very helpful.

October 27, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Thank you for taking the time to share your feedback. We are really happy to hear that Fozeea helped you. And, thanks for choosing Al Rayan Bank.

Rated 4 out of 5 stars

As promised I am satisfied with the…

As promised I am satisfied with the service provided by Mahbub who has successfully helped me sign in my digital banking app on both mobile and desktop. However compared to other banks this has been the trickiest app to use.

October 23, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Thank you for posting your review, we're pleased that Mahbub was able to assist you. Thank you also for your feedback on our Digital Banking app - we're sorry to learn that you have found it tricky to use. We regularly release improvements to our Digital Banking services; hopefully these enhancements will make a difference for you.

Rated 5 out of 5 stars

App not working on IOS

I was transferred from a phonebot almost immediately to a staff member who got my phone bank app working - 10 min phone call total.
13.47 UK today.
Knowledgable super helpful employee.
Thank you.

October 24, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Thank you so much for your feedback - we are really pleased that we were able to help you. Thanks for choosing to bank with us.

Rated 5 out of 5 stars

The best customer service of Shazia Raza

I was very fortunate to deal with Shazia Raza to update my documents and open a new account. I have never had such a smooth and cooperative interaction with any bank in the UK. There is always something for which my needs were not catered in the past. However, agents like Shazia Raza, makes a real difference. Her professional attitude, knowledge about protocols, documentation, products, were spot on. she is an extremely able staff and readily assists the customers. I also felt that Shazia takes pride in her job. Al Rayan bank adds value for customers when people like Shazia Raza ( most valuable asset) are hired in the establishment. I would love to continue banking with Al Rayan Bank should staff like Shazia Raza will be there to direct the customers.

October 18, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Ambreen, many thanks for sharing your positive experience with us. And thank you for choosing to bank with us.

Rated 1 out of 5 stars

I totally agree with the last couple…

I totally agree with the last review. Totally Hopeless online login system.

October 18, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Many thanks for taking the time to share your review. If you have any specific issues that you need us to assist with, please could you contact us on 0800 408 6407 and we would be very happy to assist you.

Rated 1 out of 5 stars

Dreadful App

Always been pleased with Al Rayan have several fixed rate accounts with them but so disappointed with the app as I only use my android which was ok it has changed recently can't log in or register to my accounts let's me register then locks me out as my accounts are all muturing will now be investing them elsewhere such a shame.

October 10, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Hello Roy, many thanks for taking the time to share your review. We are very sorry to learn that you have been having trouble with the Digital Banking app. The latest version of the Android app is 8.4.0. Please check this is the version running on your device and update if needed. If this version is already running on your device, please could you call us on 0800 408 6407 and we will be able to assist you.

Rated 1 out of 5 stars

Prehistoric Banking System

I’ve been with them for several years and have always been dissatisfied with the pace of transfers, as well as glitchy app. Randomly refuses to recognise Face ID/fingerprint, rejects saved login details on my android, and even manually inputting the details keeps coming up as incorrect when I know they’re correct.

Now I cannot log in at all. Password reset sends you round in circles so I just cannot gain access to my account at all.

Once I get back in/get in contact with someone, I will be withdrawing the balance and closing the account. The banking system and app is completely prehistoric, I have a better chance of being able to get blood out of a stone than getting my own money out of my Al rayan account.

October 8, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Habiba, we are very grateful for your review and we're genuinely sorry to hear about the frustration you've encountered. Your satisfaction is very important to us, and we would like to resolve the issues you've faced. To provide you with the assistance you need, please can you call us at 0800 408 6407.

Rated 5 out of 5 stars

installing the app

i was having a problem installing the app, and zakariya
went out his way to assist me, I wish to thank him for all his patience and support.

October 5, 2023
Unprompted review
AlRayan Bank UK logo

Reply from AlRayan Bank UK

Lilian, thank you for sharing your experience. We are very pleased that Zakariya was able to help you with Digital Banking. Thank you for choosing Al Rayan Bank

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