Cerulean Mastercard® Reviews 

6,712
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 686 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being professional, friendly, and knowledgeable, often going above and beyond to help with various account needs. Many people appreciate the efficient service and quick response times, making interactions smooth and resolving issues promptly. Reviewers frequently highlight the helpfulness and understanding of representatives, contributing to a positive overall experience. However, some customers also noted issues with payment processes, including unexpected late fees and charges for making payments over the phone. Others experienced difficulties with online payment systems or found it challenging to reach a representative for payment assistance. Additionally, a few people expressed concerns about high interest rates or unexpected fee increases.

What people talk about most

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness, friendliness,... See more

Staff

Consumers consistently report positive experiences with the staff, highlighting their helpfulness,... See more

Service

Users describe positive interactions with service, highlighting the courteous, professional, and helpful... See more

Payment

Customers had ambiguous experiences with payment, with some reporting difficulties such as hidden fees for... See more

Response time

Reviewers highlight positive aspects of response time, with many praising the fast response and great... See more

Reviews shaping this summary

Rated 5 out of 5 stars

2 weeks ago I lost my credit card called it in was getting a replacement received it in the mail, activated it and then called and made my payment. And then I realized I got charged a $41 late fee cuz... See more

Company replied

Rated 5 out of 5 stars

Christian smoothed over my disappointment with a previous rep (Alejandro) who was rude, argumentative and hung up on me without telling me he had closed my account. Christian explained to me what... See more

Rated 5 out of 5 stars

My representative was extremely professional pleasant and was very helpful to give me different ideas with my account and when that didn’t work, she was very patient to help me set up a few different... See more

Company replied

Rated 5 out of 5 stars

The Young lady that helped me was friendly, knowledgeable, and happy to help me. She made sure I knew everything immediately and explained everything perfectly so I understood everything i needed to m... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

A highly rated financial services company, Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Cerulean Mastercard®, issued by The Bank of Missouri, comes with a host of features designed to help customers build or re-establish credit, including $0 Fraud Liability, a Free Monthly Credit Score, and a possible Credit Limit Increase after just 6 months.

Cerulean Mastercard®

Written by the company

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Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

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4.7

All reviews

(6,712)

674 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great card!

Great card!

April 28, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you for the kind words! We are always here when you need us.

Rated 5 out of 5 stars

Answered my question

Answered my question. Nice phone voice. Very polite

April 28, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you for the kind words! We are always here when you need us.

Rated 5 out of 5 stars

Chris did a great job explaining to me…

Chris did a great job explaining to me why my credit card were suspended and he also removed the block on my credit card because the payment has been received.

April 27, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

The lady was very nice.

The lady was very nice, helped me more than I ask for. I really enjoyed talking to her. Thank

April 25, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Good service

Good service

April 25, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Called and talk to a service rep about…

Called and talk to a service rep about a prior issue, he took care of the issue right away. Very pleasant to talk to and easy to understand.

April 23, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for your kind words! I’m glad we were able to get your issue resolved!

Rated 5 out of 5 stars

Great customer service answered all my…

Great customer service answered all my questions activated my card. he was very informative very knowledgeable and very nice.

April 22, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 1 out of 5 stars

I cancelled my card for one reason only…

I cancelled my card for one reason only a $12.00 per month maintenance fee.
Already I pay a high interest rate and have had this card for a long time.
Now you want a maintenance fee.
No thank you this is unfair and crazy so today I've disabled my card.
I most certainly will continue to pay what I owe but I will no longer use this card.
Very sneaky practice so now you will lose my business.
Was that really worth charging a customer a maintenance fee?

April 21, 2026
Rated 5 out of 5 stars

Wish I remembered her name because she was really good

The customer service person that assisted me was professional and courteous. We took care of the problem and she was extremely helpful.

April 21, 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

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