I am a broker and was assisting another adviser with their case while they were on holiday, working with very limited information. After several exchanges between the lender and the client to g... See more
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Great lender when it come's to criteria, and for specialist cases. Underwriter's lack a little on the knowledge to underwrite such specialist cases, but when you have a BDM like Cheryl, it just m... See more
Company replied
Made the process so easy. I had a client who wasn't a homeowner and didn't currently rent but was purchasing a limited buy-to-let. I received a call from Emma Lewis, which was a surprise to hear fro... See more
Company replied
Our experience with FHL has always been great. The team are very hands on, problem solvers and have a commonsense approach to work. Let down on this case in particular as the case had to be referred t... See more
Company replied
Company details
Written by the company
At Foundation, we're built to support brokers with the clarity, structure, and real-world insight specialist lending demands. Backed by over 25 years of experience, our breadth, flexibility and expertise bring structure to complex cases. Through our strong heritage, we build trust and lasting relationships, putting brokers and their clients at the heart of everything we do. We make complex lending clear. We make it easier to navigate and to move forward. We make it work for you. We make mortgages happen.
Contact info
United Kingdom
- foundationlending.co.uk
Replied to 66% of negative reviews
Typically replies within 1 week
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The staff here are very helpful
The staff here are very helpful. No long wait for calls to be answered and no feeling of being passed around departments - the person who answers takes ownership of each enquiry.

Reply from Foundation
Job well done
The process was straightforward, it was fast, uncomplicated, not excessive shopping lists and clear communication.

Reply from Foundation
I believe FHL have an excellent team to…
I believe FHL have an excellent team to support brokers and getting through some tricky situations that require a certain amount of holistic and sensible approach.

Reply from Foundation
Great flexibility, broker support and processing time
Great flexibility, broker support and processing time. An excellent lender. Highly recommend

Reply from Foundation
An understanding and personal view…
An understanding and personal view point mortgage assessment, all conducted in a timely manner.

Reply from Foundation
excellent communication
excellent communication , responsive and common sense underwriting .

Reply from Foundation
The best BTL and Ltd Co BTL Lender
I have placed a number of BTL and Ltd Co BTL cases with Foundation over the past couple of years and have found them to be the best lender to deal with by some distance. One one occasion, this included 14 applications in one day for a Portfolio BTL Landlord and the whole process was completed within a few hours due to the ability to 'copy' cases across for the same client. The intermediary website is excellent and the post application service is also quick and straight-forward. Rates have also been good in recent months with free valuation options. In recent months both my BDM Cheryl and UW Rob have been excellent on service and a pleasure to deal with.

Reply from Foundation
Mortgage finance
Always a very good experience with Foundation. Access to and discussion with decision makers is second to none.

Reply from Foundation
Foundation couldn't have done more to…
Foundation couldn't have done more to get my clients mortgage to offer; always attentive and went out of their way to help out! Thank you

Reply from Foundation
Another good experience dealing with Foundation
Another good experience dealing with Foundation on the regulated side. Great communication from both my BDM Fiona Robertson and also the underwriter on this particular case Eleanor. Case was not straight forward but it was underwritten with a proactive point of view and such a great outcome for the client when the rest of the high street turned her down.

Reply from Foundation
Very quick response to changes we had…
Very quick response to changes we had to make. Sally the underwriter went out of her way to get a new offer produced which was very much appreciated

Reply from Foundation
Excellent service and support
Although the application has not fit the criteria, the exception has been made. Great support and service from the underwriter Rob Dickinson and BDM Sheryl Power. Thank you :-)

Reply from Foundation
Fantastic Service
Denise the underwriter was very personal and very human about the whole process

Reply from Foundation
Amazing
Amazing, quick and efficient service, a pleasure to work with - happy clients too!

Reply from Foundation
Foundation are always a pleasure to…
Foundation are always a pleasure to deal with, nice and clear communication from the start of the process with a smooth system that makes keying an application a breeze.
Fiona Robertson is a superb help with all of my more specialist cases and always comes back to me in a timely manner.

Reply from Foundation
Speed and Communication
Good communication and support whenever you called the helpdesk. Underwriting asked for common sense information for the case and reached Offer in very good time. As a broker I will definitely be using them again

Reply from Foundation
First class as always
As a broker this isn't my first case using Foundation and always had good experiences. This most recent case had seen declines by other lenders however with the help of BDM Fiona Robertson and a sensible human approach to underwriting by Sajad Nawaz the finer points of the case were understood and my customer received the mortgage offer she needed.

Reply from Foundation
Excellent Service
Brilliant service from submission to offer. Deb the underwriter contacted me 3 or 4 times and discussed aspects of the case and then issued the offer. So refreshing for an underwriter to pick up the phone rather than ping pong emails! Will definitely recommend and submit further business.

Reply from Foundation
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