Foundation Reviews 185

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I am a broker and was assisting another adviser with their case while they were on holiday, working with very limited information. After several exchanges between the lender and the client to g... See more

Rated 5 out of 5 stars

Great lender when it come's to criteria, and for specialist cases. Underwriter's lack a little on the knowledge to underwrite such specialist cases, but when you have a BDM like Cheryl, it just m... See more

Company replied

Rated 5 out of 5 stars

Made the process so easy. I had a client who wasn't a homeowner and didn't currently rent but was purchasing a limited buy-to-let. I received a call from Emma Lewis, which was a surprise to hear fro... See more

Company replied

Rated 4 out of 5 stars

Our experience with FHL has always been great. The team are very hands on, problem solvers and have a commonsense approach to work. Let down on this case in particular as the case had to be referred t... See more

Company replied

Company details

Written by the company

At Foundation, we're built to support brokers with the clarity, structure, and real-world insight specialist lending demands. Backed by over 25 years of experience, our breadth, flexibility and expertise bring structure to complex cases. Through our strong heritage, we build trust and lasting relationships, putting brokers and their clients at the heart of everything we do. We make complex lending clear. We make it easier to navigate and to move forward. We make it work for you. We make mortgages happen.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

185 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 66% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I am a Mortgage Intermediary

I am a Mortgage Intermediary and recently had a case with Foundation, Lisa the underwriter was great! Very responsive and I was able to have a conversation with her in regards to potential issues on the case and she worked with me to find a solution. Great service from Lisa!

February 1, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

very quick underwriting of our deals

very quick underwriting of our deals, that were offered before. great service by the underwriter and outstanding support from our BDM

February 1, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Interaction with the BDM

Interaction with the BDM - Shirli Henry. Common sense approach to underwriting. All in all, a great experience

January 4, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

I was able to discuss the case with the…

I was able to discuss the case with the broker consultant who agreed the case with an underwriter and the underwriter was flexible and helpful all the way through the case. Most grateful to the team.

January 25, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Great lender when it come's to…

Great lender when it come's to criteria, and for specialist cases.

Underwriter's lack a little on the knowledge to underwrite such specialist cases, but when you have a BDM like Cheryl, it just makes a broker's job so much easier, and the confidence to pick up the phone to someone who can make a difference to that final decision.

Keep up the good work guys, especially to Cheryl for all her help and support when needed.

January 18, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Excellent Service.

I've always found the experience talking to FHL extremely polite and noticeably helpful. Shirli Henry the BDM was pivotal in a complicated case. Andrew Lang the underwriter was very fair and explanatory.

January 11, 2024
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Great service all the way

Great service all the way. I will certainly use you again. Many thanks to Lisa the underwriter. Great service from the help desk as well.

December 14, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 1 out of 5 stars

I remortgage with these people low and…

I remortgage with these people low and behold I meant to pay £2214 they take £3344.
I am getting out of this asap no way

December 1, 2023
Unprompted review
Foundation logo

Reply from Foundation

Thanks for contacting us. We apologise for any inconvenience and we are keen to look into this for you.
Please contact us at customerrelations@foundationhomeloans.co.uk with your full name and contact details or call us on 0344 770 8032, so we can discuss this in more detail.

Rated 5 out of 5 stars

The Foundation of Excellent Service!

As a whole of market Mortgage Broker, I get to experience the highs and the lows of service from Lenders, Estate Agents and Conveyancers...however the continuing high levels of service I receive from Foundation Homeloans, easily puts them to the top of the pile. It is very reassuring when after a case has been submitted and is passed to the underwriters that you get a phone call from the underwriter assigned to your case just to talk through any documentation required and to ask any questions that may help move a case forward. Corina, the underwriter on this case has in my opinion set a new benchmark for underwriters everywhere to follow!

November 29, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 4 out of 5 stars

Our experience with FHL has always been…

Our experience with FHL has always been great. The team are very hands on, problem solvers and have a commonsense approach to work. Let down on this case in particular as the case had to be referred to legal department who do not have SLAs and caused a two week delay once all underwriting has already been signed off. Their lack of response really gave a negative impact. Without the help of our BDM Fiona and Cheryl dont know what I would have done.

November 25, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Good experience

Professional staff, smooth transaction.

November 2, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 4 out of 5 stars

Great update from Patrick the BDM

Great update from Patrick the BDM

October 4, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 4 out of 5 stars

FHL themselves were fantastic

FHL themselves were fantastic. The BDM Keith Jones managed to obtain underwriter approval at the beginning of the process for a couple of things that were outside of their standard criteria.
Upon submission of the application the applications were being assessed with 1 working day which was incredibly quick.
The only thing that let the application down was the valuation. The clients paid £900 for a valuation report which when returned by the valuer had lots of mistakes and almost let to FHL declining the application. We had to go back with additional information and this took a while to be reviewed by the original valuer. When paying such a high fee, I would expect a better service, however this wasn't an issue with FHL in particular.

October 23, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes. We look forward to having the chance to do better next time.

Rated 5 out of 5 stars

Efficient, Fast Service

Development Manager Fiona Robertson fantastic at assisting our client and providing pre-application assessment of case. Quick underwrite to offer. Only lender that ticked all the boxes for our client.

November 1, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Fantastic teamwork with BDM Keith

Fantastic teamwork with BDM Keith, underwriter Ellis and the telephony team including Tom.

October 4, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 4 out of 5 stars

The case was underwritten clearly and…

The case was underwritten clearly and quickly to reach a good outcome.

September 29, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Superb support with flexible…

Superb support with flexible underwriting - a brilliant specialist lender !

September 14, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

Rated 5 out of 5 stars

Excellent

Excellent; quick to offer and very pleased with service

August 23, 2023
Foundation logo

Reply from Foundation

Thank you for taking the time to feedback to us via Trustpilot. Broker experience is critical to us and this is really helpful in directing where we develop our processes.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look