Hampshire Trust Bank (HTB) Reviews 2,481

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 383 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening an account and the straightforward process of funding it. Many people appreciate the efficiency of the service, particularly regarding ISA transfers, and find the website user-friendly and easy to navigate. However, some customers also noted issues with communication, particularly concerning email reminders to fund ISAs when transfers were already in progress. A few other people also felt that the online application process was confusing in certain areas, and some experienced difficulties with customer service interactions, including slow responses or unhelpful assistance.

What people talk about most

User experience

People report positive experiences with the user experience, finding the process of opening accounts and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and straightforward... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the... See more

Service

Clients share positive opinions on service. Many reviewers highlight the efficiency and ease of setting up... See more

Payment

Reviewers highlight ambiguous aspects of payment. Many customers report issues with transfers, such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

I transferred my ISA in and everything worked well. My only small gripe is that all emails are worded for the opening of a new account and not a transfer in. In turn there were no interim updates abou... See more

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 97% of negative reviews

Typically replies within 48 hours

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Rated 4 out of 5 stars

Very simple process to open my account.

Very simple process to open my account.
Would be 5 stars if they had a mobile phone app to view and manage the account.

January 9, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback, we're always keen to improve.

We're pleased you found the application easy.

Hampshire Trust Bank

Rated 2 out of 5 stars

I have been trying to log into my 95…

I have been trying to log into my 95 day notice account so as to give notice to withdraw money from my account with the bank. When asking for an authentification code to be sent to me it never arrives. I have also tried to phone them on their correct telephone numbers but the call constantly says calling.

January 20, 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback, it really does help us to improve.

I am sorry that you are not receiving the authentication code to your mobile phone.

I would be happy to arrange a call back if you can provide more details. Alternatively please call us on 02078626222 our phone lines are open Monday-Friday 9am-5pm.

Hampshire Trust Bank

Rated 5 out of 5 stars

Saving with HTB

Opening my account online was a straightforward operation and the selection and description of available savings accounts was very clear. Interest rates seem to be competitive. Most important is that I can call HTB and speak to a knowledgeable advisor without hanging on for half an hour.

December 11, 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your lovely feedback.

We’re so pleased to hear about your experience. It’s always great to know when our team has made a positive impact.

We’re grateful you took the time to share your thoughts and support.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening an account straight forward

Opening an account straight forward, good communication during the process of opening the account and competitive interest rate.

January 2, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're so pleased that you found the application easy and you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

New customer

Staff were friendly and helpful when I had problems with a new ISA.

January 7, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're so pleased you're happy with the service.

Hampshire Trust Bank

Rated 1 out of 5 stars

Dreadful

Took 6 phone calls to set up the account and on the last call a lady called Rashini accused me of being a liar. I have been juggling these bank bonds for 8 years and I have 16. I’ve never had such problems. The account is finally open but I’ve not decided yet whether I will fund it. Listen to the call at 15.12 16/01/2026 HTB

January 16, 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We have had a look into this and we’re sorry that you are not satisfied with the service you have received. We're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Returning customer, says it all.

I have saved with hampshire trust bank previously and again have been impressed with the ease of communication.

January 15, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Isa Transfer

HTB were very approachable and helpful. Telephone calls were returned and all our enquires were addressed.
I have no hesitation in recommending Hampshire Trust Bank.
The service we have received to date has been excellent.

January 6, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to provide feedback.

We're pleased you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent rates.

Excellent rates.
Easy to use website.
Prompt response
Texts informing of receipt of funds.

January 15, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars

ISA with HTB

I recently opened an ISA with HTB. It was a very easy process and a good interest rate.

December 23, 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you found the process easy and that you're happy with the product.

Hampshire Trust Bank

Rated 1 out of 5 stars

ISA transfers in problem

I transferred two ISAs, one of which was a partial transfer. The partial transfer was not handled well and when I chased for an update I was told the funds had been transferred and could be viewed on my account.

On checking my online account the funds had not arrived and when I phoned to query this, it transpired the instructions had not been issued to my exisiting ISA provider. No apology was forthcoming and my application for redress in respect of lost interest owing to HTB's delays was refused.

January 6, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

I am sorry that you are not satisfied with the service you have received.

I have had a look into this and can see that you have been in touch with our customer service team and your concerns are now being handled.

Please do not hesitate to get in touch should you have any further questions.

Hampshire Trust Bank

Rated 2 out of 5 stars

I applied for a 5 year fixed ISA on…

I applied for a 5 year fixed ISA on 24/12/25, transfering in an ISA from UBL which matured on 5/01/26. It is now 15/01 26 and the transfer has still not been completed. I have transferred many ISAs over the years and none have taken as long. Meanwhile the money in my UBL ISA is not earning interest!

January 15, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We’re sorry that you are not satisfied with the service you have received. We have looked into this and can see that our customer service team have now handled this.

Hampshire Trust Bank

Rated 1 out of 5 stars

Customer service is appalling

Trying to open a savings account was a joke
Waiting days and days for answers to questions
When you call you get through to a a call centre with people whom don’t seem to speak good English and in one case hung up on me
When the account is finally opened you transfer the opening deposit and they don’t acknowledge it is arrived for 5 days
So you think it’s lost or a scam and have to ask your transferring bank to investigate
No apology or any admission of error

The customer service of this bank is shocking

December 20, 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback, we're always keen to improve.

I am sorry that you are not satisfied with the service you have received.

I have passed your concerns onto the team and they have attempted to contact you.

Please do let us know when a good time to contact you would be to address your concerns.

Hampshire Trust Bank

Rated 4 out of 5 stars

My only gripe is when you give one…

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds transfer. Surely both providers can carry out any checks and balances in the fifteen days. If they do this on every account how much interest are people losing until the funds are transferred. It's not just this brand. They all do it.

January 15, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback, it is appreciated.

We're always keen to improve and I will pass this onto the team.

Please do not hesitate to get in touch should you have any further questions.

Hampshire Trust Bank

Rated 5 out of 5 stars

This is the highest interest 5 year…

This is the highest interest 5 year bond I have seen at present.so very grateful.easy to open.and worth it for 5 years.thank you.i like to get interest yearly paying my bills.

January 15, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very easy to invest!

December 17, 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very easy to set up and very good rates…

Very easy to set up and very good rates on fixed term accoubts

January 9, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to join and offers the best rates

Easy to join and offers the best rates. Now that's what I call a bank!!!

January 12, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're so pleased you found the application easy and you're happy with the product.

Hampshire Trust Bank

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