Well worth doing, our advisor seemed invested in our needs and wellbeing. While the money side of things was discussed and is obviously very important he was also informative in ways of our health and... See more

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We’re refreshingly friendly and caring money experts in employee benefits, work pension schemes and personal financial planning. And we’re here to offer you greater prosperity through financial clarity. By financial clarity, we mean that we inspire people to optimise their financial future by helping them clearly understand what’s achievable – and then enabling them to achieve it. From the lightbulb moment of clarity understanding what is financially possible, to long term clarity about how to fuel and realise your dreams, goals and ambitions to the max. All delivered through crystal clear advice, understanding, communication and clever technology. And delivered by friendly professionals who are genuinely caring, highly collaborative and relentlessly focussed in their efforts to bring added value into your life. If you are looking to make employee rewards more rewarding, retirement options less hard work and personal wealth planning a richer experience, you are talking to the right people. Why not join the growing number of professional and personal clients turning to us for prosperity through clarity.
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United Kingdom
- ilumiti.co.uk
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Great, varied advice with a clear action plan
Jack Saunders listened to my queries and gave me relevant advice. As a mid-career, but new company employee he gave me relevant guidance of how to maximise my pension. He also pointed me towards budgeting tools for day to day spending. I feel this advice was invaluable as it was what I expected to hear, but wanted confirmation as it was the opposite of current company pensions guidance. I am more confident to make my pension work for me and that I can afford to retire on my own terms. To improve, I would have liked a slightly better email outline of our conversation as I was unable to take everything down that we discussed.
Pension advice from Jack Saunders
I had been struggling for months with fragmentary and conflicted information about the terms and conditions affecting the decisions I needed to make in order to access my pension benefits. Jack was able to give me clarity on several key points which, until that point, had been mired in doubt and mixed messaging.
Brilliant service
Brilliant service - very informative and neutral. Will strongly recommend this organisation.
A very comfortable experience…
Initial access to advice was delayed due to my employer’s pension scheme (who were paying for this advice) - no fault of Informed Pensions.
A telephone appointment was then made swiftly, and the advisor (Ben) called promptly at the agreed time. The advisor was clear to obtain all relevant information and was easy to talk to. I would say that his questions were comprehensive and that he fully understood our needs and concerns.
His advice was provided at time of discussion and followed up with a clear report.
All-in-all a very comfortable experience and I have confidence in the advice given.
good advice and well delivered.
Friendly
Friendly, relaxed manner on telephone. Took time to go over options & revisit any areas of uncertainty. Quick response to emails etc. I was a little unsure about getting in touch re my pension but was pleasantly surprised by how easy they made it seem. All in all very impressed.
Brilliant pension advice process
An absolutely brilliant process of getting initial pension advice on my deferred DB pension from my former workplace employer who had arranged for this advice.
The initial digital forms which are e-mailed to you are simple to fill in (although you do, then need to find quite a bit of relevant info) you then email the forms back before an arranged 'teams' initial advice meeting. This pension advice meeting was really open, honest, interactive, and enlightening, this enabled me to make some good basic decisions, which meant I went no further for now. However Ben Gow was superb and led me through alot of info and scenarios and I look forward to working with him in the future when the time is right for me.
Friendly and professional advice…
Friendly and professional advice without a big sell.
Initial discussion on pension options
Had a call with Ben Gow of Informed Pensions to discuss some preliminary information regarding a Defined Benefits pension. Ben was very helpful and was able to answer most of my initial questions. Where he wasn't able to answer, he took on specific actions and he quickly followed up on these to provide answers.

Reply from ilumiti
Well worth speaking to Informed Pensions
We were very unsure of which path we were taking as we were given so many options, some we had never heard of.
After speaking to Ben and discussing the options we have a much clearer vision and he addressed concerns we had with one of the funds.

Reply from ilumiti
Pension
Pension - Plain English
I found Ben explaining the complex Pension language in a great way, answered all my questions, and would explain something again in a different way to help my understanding on such an important part of lives - Pension Thankyou again Ben

Reply from ilumiti
Very concise explanations this sort of…
Very concise explanations this sort of information normally goes over my head all was explained very well and the follow up information is very handy.I thoroughly recommend Informed Pensions and Ben Gow.

Reply from ilumiti
Thank you!
I can't thank the Group Risk and Healthcare team enough for all their continued hard work and efforts. As an HR admin, you have made my work life so much easier - would recommend to anyone! Big shout out to Julie Clarke for her unending support and keeping us sane! Thank you all!

Reply from ilumiti
A very informative consultation
A very informative consultation, friendly and professional. Elliot provided me with honest and open advice, going through pros and cons of different options in a manner that was very easy to digest. Recommended!

Reply from ilumiti
Knowledgeable and trustworthy experts
Always positive, constructive conversations with people who are experts in their subject matter

Reply from ilumiti
Super helpful and personalised guidance
Super helpful and personalised guidance from Jack, I came away from the meeting feeling much better informed and able to make decisions.

Reply from ilumiti
Excellent Pension Advice – Highly Recommended!
I recently had a consultation with Matthew Keene from Lemonade Reward, and the experience was exceptional. The advice and time given by Matthew for me to understand my unique financial situation was very straightforward and easy-to-understand. Thanks to Matthew I now have a clear and confident path and I would highly recommend Matthews services to anyone looking for professional and personalised pension advice.

Reply from ilumiti
I had the pleasure of working with…
I had the pleasure of working with Informed Service for pension advice, particularly focusing on the funds I could invest in, and I couldn't be more satisfied with the experience.
Jack Saunders, who guided me through the process, was incredibly helpful. Not only did he address all my questions with patience, but he also provided advice that was specifically tailored to my financial goals and investment temperament. His insights were clear, concise, and easy to understand, which made me feel more confident in making informed decisions about my pension fund investments.
I appreciated that the advice was not generic but personalized, reflecting a deep understanding of my unique situation. This specificity will allow me to strategize better for my retirement, knowing that my investments align well with my risk tolerance and long-term objectives.
Overall, I highly recommend Informed Service, especially if you have the opportunity to work with Jack Saunders. His professionalism and expertise have made a significant positive impact on my financial planning.
Thank you, Informed Service and Jack, for a stellar experience!

Reply from ilumiti

Reply from ilumiti
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