Well worth doing, our advisor seemed invested in our needs and wellbeing. While the money side of things was discussed and is obviously very important he was also informative in ways of our health and... See more

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Written by the company
We’re refreshingly friendly and caring money experts in employee benefits, work pension schemes and personal financial planning. And we’re here to offer you greater prosperity through financial clarity. By financial clarity, we mean that we inspire people to optimise their financial future by helping them clearly understand what’s achievable – and then enabling them to achieve it. From the lightbulb moment of clarity understanding what is financially possible, to long term clarity about how to fuel and realise your dreams, goals and ambitions to the max. All delivered through crystal clear advice, understanding, communication and clever technology. And delivered by friendly professionals who are genuinely caring, highly collaborative and relentlessly focussed in their efforts to bring added value into your life. If you are looking to make employee rewards more rewarding, retirement options less hard work and personal wealth planning a richer experience, you are talking to the right people. Why not join the growing number of professional and personal clients turning to us for prosperity through clarity.
Contact info
United Kingdom
- ilumiti.co.uk
Asks customers to review
This company invites their customers to review, whether positive or negative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Excellent PIE man
He was polite and patient and went through the whole proposition explaining exactly how it would affect us and checking our understanding. He knew his product and was thorough in his questioning and was quickly able to understand our many faceted financial situation. It was all about us and his advice was bias-free. We were confident that together we had reached the correct conclusion.
Invaluable independent pensions advice
Invaluable independent pensions advice from a professional company. Clear understanding of personal circumstances, followed up with expedient conclusion and report on recommendations. I will be returning to Jack Saunders for further financial advice in due course.
Very helpful advise clearly explained
Steve was superb!
Steve was superb! Explained everything in a digestible manner.
I would highly recommend speaking with Steve if you need advice with your pension!
Steve took the time to sit down with me to go through my current pension plan and the options I have! He was extremely friendly, informative and attentive throughout the process!
He was easy to speak to, and explained everything in details to ensure I understood my options and the choices I can make.
I would highly recommend speaking to Steve if you need any advice with your pension!
My meeting with Elliott of Lemonade Reward
We had a meeting with Elliott to discuss our pension options and he explained everything so clearly. We were so impressed with his explanation and left the meeting with a clear understanding of our options. We would advise anyone needing pension advice to talk with them.
Very informative and explained…
Very informative and explained everything really well! Thank you

Reply from ilumiti
Steve Clark call
Easy to form a rapport with Steve. Questions answered clearly. No feeling of being rushed through the session.

Reply from ilumiti
Bespoke Advice
I had a great discussion with my pension advisor. He quickly understood my needs and financial constraints and thus was able to provide helpful and bespoke guidance. He was also helping me to navigate the administrative implications of transferring different pensions from previous employments.

Reply from ilumiti
I think it’s one of my best experiences…
I think it’s one of my best experiences talking to the financial advisor today who was so professional, so knowledgeable, and so helpful to my questions. I would like to recommend this company to all who need professional people to help deal with their problems.

Reply from ilumiti
Sound advice on pensions matters
Jack was very keen to explain matters in detail and took me through all things to take into account when considering pension options. It was a really interesting and informative session and has given me assurances and confidence about my future income needs and how to meet them.

Reply from ilumiti
'Pensions' are actually exciting investments!
Steve Clarke from Lemonade held my pension choices meeting with me. Steve provided an in-depth overview of my options, allowing me to make informed choices based on my personal circumstances and the projections that the Retirement Options Planner generated. For the first time, I really see my pension as an exciting investment, with the added benefits of tax relief, and being able to choose the types of funds my money is invested in to, and that is thanks to Steve explaining everything to me in such great yet understandable detail. Thank you, Steve, for your time and showing me how I can best make my pension investments work best for me now, and later in life when looking to withdraw on the funds.
I had a very informative discussion…
I had a very informative discussion with Lewis who made me feel comfortable straight away. He was polite and a good listener.

Reply from ilumiti
Pension review
I spoke to a advisor called Jack how explained the whole process of the consultation. He was thorough with his explanations and always checked to make sure I fully understood each step. There was still some uncertainty on my part at the end so a follow up appointment was made. At the end of the process I felt completely confident in my informed decision and it was all formalised in a report. I would definitely use informed pensions again, great service.

Reply from ilumiti
5 star financial guidance!
Amazing customer service and great guidance from the team, really helped me take better and more informed decisions! Would 100% recommend

Reply from ilumiti
PIE review
I had a very knowledgeable review of my pensions options and finished the session feeling I knew the actions I would take and was content in my decision.

Reply from ilumiti
Clear and helpful pensions guidance
Very clear and helpful pensions guidance - initially the advice given was in connection with a potential DB transfer from a previous employer. As part of the process I was also taken through a summary of potential possibilities in retirement from my combined pensions using cashflow software which was very useful.

Reply from ilumiti
Very efficient and effective…
Very efficient and effective conversation with Jack. He was helpful and organised.

Reply from ilumiti
Excellent service.
Jack was very informative and took his time to make sure I understood everything he was telling me. As I am suffering poor health at the moment he had already pre-empted this and extended the call time and advised he could reconvene if I felt ill at all during the call, nothing was too much trouble for him.

Reply from ilumiti
Great service
Jack provided a very comprehensive service regarding all the pension options available to myself.

Reply from ilumiti
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







