Liquid Expat Mortgages Reviews 

270
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their deep market knowledge, exceptional patience, and consistently prompt communication throughout the entire mortgage journey. Many consumers note that the expert team easily handles complex international property purchases, making the overall procedure exceptionally smooth, transparent, and entirely stress-free for people living abroad. However, some people mentioned that the application process took some time to finish or experienced minor operational delays due to complicated financial circumstances. Despite these extended timeframes, reviewers ultimately remained very satisfied with the professional support, helpful guidance, and successful outcomes.

What people talk about most

Service

Reviewers highlight positive aspects of service, praising the prompt and efficient communication throughout... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, expertise,... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, highlighting knowledgeable,... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting quick replies and prompt... See more

User experience

Clients share positive opinions on user experience, describing the overall process as easy, straightforward,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. Mortgage Broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

270 reviews

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4.9

All reviews

(270)

94 reviews in the last 12 months

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Rated 5 out of 5 stars

The team at Liquid Expat have been great.

The team at Liquid Expat have been great. It can be a bit tricky trying to get mortgages sorted when you’re in the same country, so was worried that being overseas would be doubly difficult. However the team at Liquid Expat were great to deal with and made everything simple. Would highly recommend.

November 12, 2025
Unprompted review
Rated 5 out of 5 stars

5 star experience

Working with Liquid Expat Mortgages has been an excellent experience from start to finish. As a non-UK resident, the process of securing a mortgage could have been daunting, but Liam made everything clear, straightforward, and stress-free.

He took the time to understand our situation in detail, explained every step of the process, and was always proactive in keeping things moving. Communication was consistent and transparent.

Thanks to Liam’s expertise and persistence, we were able to secure the right mortgage for our property, with minimal delay. I’d highly recommend Liam and the team at Liquid Expat Mortgages to anyone navigating an overseas or specialist lending situation. Truly professional and a pleasure to work with.

October 10, 2025
Unprompted review
Rated 5 out of 5 stars

Expat in Qatar numerous mortgages

I’m an expat living in Qatar. I’ve used LE for numerous mortgage and remortgages. John and Liam have always provided a fantastic service and get the job done. I have and will continue to recommend Liquid Expat to any expats requiring a UK mortgage.

November 3, 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic Service and Truly Supportive Team

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowledge and strong connections with banks, which made it possible for me to get exactly the mortgage deal I wanted. They made the whole process smooth and stress-free. I’m really grateful for their help and would happily recommend them to anyone looking for a trusted and supportive mortgage team.

October 14, 2025
Unprompted review
Rated 5 out of 5 stars

We have used Liquid ExPat services many…

We have used Liquid ExPat services many times and have always been extremely impressed. They get us the best deal and the follow through is second to none. They really stay on top of the mortgage company to make sure the offer gets over the line on time.

October 13, 2025
Unprompted review
Rated 5 out of 5 stars

Re-Mortgage Process

Liquid Expat managed to work through a very challenging re mortgage process which did take time but eventually with patience and persistence finalised the job for us . Good Job LEM!

October 10, 2025
Unprompted review
Rated 5 out of 5 stars

Great Mortgage Experience

Liam and Joe were brilliant. Was easy to
communicate with them although I am in Australia, they provided quick responses and made the whole mortgage processes seamless. Would highly recommend! Thank you Liam and Joe for all your help!

October 3, 2025
Unprompted review
Rated 4 out of 5 stars

Responsive and Reliable, just with a slight delay

I always get help and advice from the team with a quick response. It's a pity that there is an issue on the credit report that I need to liaise with the utility company by myself and provide explanation to lender. This leads to a little bit delay in the process. Other than that the whole process is fine.

September 17, 2025
Unprompted review
Rated 3 out of 5 stars

Got there in the end!

LEM are a solid company who enabled the remortgage of out UK property. However, the process did take 5 months. Communication of requested documents tended to be incomplete, leading to many emails asking for different docs. The process took so long that we then had to do the 3months bank statements again. Other than that the process worked, just took a long time.

August 25, 2025
Unprompted review
Rated 5 out of 5 stars

This company never gave up!

Having tried other brokers, Liquid Expat Mortgages listened to my dilemma and actually understood what needed to be done. They patiently helped me through my mortgage process and succeeded in getting me a great deal. Thank you Julie, Anastacia and Stuart - you are stars 🤩

August 8, 2025
Unprompted review
Rated 5 out of 5 stars

Professional and efficient

I am very delighted to have advice from Liquid Expat for my refinancing of property portfolio. Through their recommendation, I am able to complete the mortgages that are suitable for me. I will use their service in future and make a strong recommendation to my friends.

July 31, 2025
Unprompted review
Rated 5 out of 5 stars

Liquid Expat - Exemplary

Liquid Expat have made navigating the expat mortgage process very simple. The team have been exceptional with great communication and advice throughout. Due to issues with the purchase (which extended the process significantly (no fault of Liquid Expat)), I had to go through a re-application process which they went the extra mile to assist me with. Highly recommended with no reservations.

July 1, 2025
Unprompted review
Rated 5 out of 5 stars

The entire mortgage approval process…

The entire mortgage approval process was impressively quick - it only took around 2-3 weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly.

A big thank you to Vanessa GOVENDER and Kenneth WONG for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring.

Truly appreciate all your support !

June 25, 2025
Unprompted review

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