Liquid Expat Mortgages Reviews 

270
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their deep market knowledge, exceptional patience, and consistently prompt communication throughout the entire mortgage journey. Many consumers note that the expert team easily handles complex international property purchases, making the overall procedure exceptionally smooth, transparent, and entirely stress-free for people living abroad. However, some people mentioned that the application process took some time to finish or experienced minor operational delays due to complicated financial circumstances. Despite these extended timeframes, reviewers ultimately remained very satisfied with the professional support, helpful guidance, and successful outcomes.

What people talk about most

Service

Reviewers highlight positive aspects of service, praising the prompt and efficient communication throughout... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, expertise,... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, highlighting knowledgeable,... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting quick replies and prompt... See more

User experience

Clients share positive opinions on user experience, describing the overall process as easy, straightforward,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. Mortgage Broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

270 reviews

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4.9

All reviews

(270)

94 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent service from Liquid Expats

Excellent service from Liquid Expats. Liam in particular was highly responsive, and adaptable as my needs changed. All the staff were professional, understanding and work quickly. I highly recommend Liquid Expats.

June 18, 2025
Unprompted review
Rated 5 out of 5 stars

Great experience, highly recommended

I had a great experience with Liquid Expat who were recommended to me by a friend. They secured me a far better mortgage deal than other brokers I had approached. Ian and John are very knowledgeable, transparent and quick to answer queries. Particular thanks to Anastacia Pienaar, the mortgage coordinator who worked on my application - responsive, patient, professional and able to turn around my application quickly, for which I am very grateful. Highly recommend

January 31, 2025
Unprompted review
Rated 5 out of 5 stars

Very satisfied with them

Liquid Expat were very helpful and professional from the very start. Although my case wasn't the most straightforward, being and expat, re-mortgaging my old home to a buy to let, also at the same time releasing some funds to buy another property, my new main residence in the EU, they have in all respect found me the best deal. I mean I have had over ten offers on my table, none of which has come any close to theirs.
Special thanks to Claire, Liam and David, all of them have always responded my queries and emails promptly, were very proactive, and have made my re-mortgage process a very pleasant experience.

June 4, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent

We had been searching for a mortgage lender for a few months, with a complicated situation living abroad and buying in the UK. Vanessa and John found us a lender right away and advised us through each step of the process. They were prompt and professional and supported us to completion. Would highly recommend.

May 23, 2025
Unprompted review
Rated 5 out of 5 stars

Back for a third time

I have used Liquid Expat for three separate mortgages (buy-to-let and residential) in the past six years, and each time, they have been fantastic. They provide excellent service and are very responsive. I'd highly recommend them.

April 1, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommend

Liquid Expat were helpful, responsive and ultimately found the right product for me. I compared a few brokers, and Liquid Expat fees were competitive and in some cases significantly lower without compromising on the service. I would highly recommend using them, both Vanessa and John were great to work with.

May 1, 2025
Unprompted review
Rated 5 out of 5 stars

I had an excellent experience working…

I had an excellent experience working with the team of Liquid Expat, Vanessa Govender, Lawrence, Joe, they were incredibly helpful, knowledgeable, and responsive. They guided me through the entire mortgage process with patience and professionalism, answering all my questions and making sure I understood every step.
Thanks to their hard work and dedication, I received my mortgage offer smoothly and without any stress. I truly appreciate their support and would highly recommend them to anyone looking for a reliable and efficient mortgage broker.
Thank you again !

April 15, 2025
Unprompted review
Rated 5 out of 5 stars

I worked with Liquid Expat on my expat mortgage

I worked with Liquid Expat on my expat mortgage from Australia. I really found them to be very communicative and patient, the whole process could go as quickly as I wanted but equally they weren't phased or pushy when I wanted to hold before proceeding.
They provided great options for me, answered lots of questions, and once we proceeded they were able to look out and take advantages of lower rates even though the loan had been approved. I had particularly good service from Claire and I know John, Nicole and Liam were in the background helping things along also - probably others too.
All in all well worth engaging Liquid Expat, and looking forward to working with them on the next one.

April 4, 2025
Unprompted review
Rated 5 out of 5 stars

Second experience just as positive

This is my second time working with Liquid Expat and my experience was just as positive. Claire and Liam were attentive and informative and have helped me to secure an expat morgage. The service was great and I was given a reduction in fees for being a returning client.

April 8, 2025
Unprompted review
Rated 5 out of 5 stars

A personable experience

I found all of the consultants and admin at Liquid Expat extremely personable and easy to deal with. There was always a response to all any of my queries, which made me feel at ease throughout the process. 5*

March 17, 2025
Unprompted review
Rated 5 out of 5 stars

Highly recommended.

Liam and Claire were absolutely excellent - great for expats like ourselves. From beginning to end they were professional and approachable. They dealt with all our challenges and went above and beyond to ensure completion was done in a timely manner. We can't thank them enough - highly recommended.

March 26, 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic service from day one with…

Fantastic service from day one with Anastacia, John and the team, my ask was not as easy as some others but the team at Liquid Expat went above and beyond to deliver, i'll be back next year for another property! Thanks again guys

March 18, 2025
Unprompted review
Rated 5 out of 5 stars

Expat Mortgage Approval From Canada

Living in Canada and having a house in the UK on an interest only mortgage has been a horrible experience from bad advice 20 years ago. I reached out to some of the major high street banks with them all saying no it was not possible to get a mortgage if I was not living in the UK. I came across Liquid Expat Mortgages on line and reached out. To my surprise they worked really hard and had me an offer in less than 3 weeks! cannot thank these guys enough!!!

February 12, 2025
Unprompted review
Rated 5 out of 5 stars

We had a few problems with house…

We had a few problems with house buying, but Liquid ExPat was very efficient and quick to respond to our changing needs. Highly recommend them. They responded within 24 hours to every query we had and delivered more than one of our mortgages successfully. Thank you especially Claire

March 11, 2025
Unprompted review
Rated 5 out of 5 stars

Would recommend

Very helpful, communicative and went out of their way to secure us the best deal. Claire and Phil especially helpful all the way through the process.

March 11, 2025
Unprompted review

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