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Lloyds Cardnet Reviews 

532
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 374 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently highlight the exceptional support provided by the team, noting that advisors are knowledgeable, polite, and always available to assist with any questions. People find the transition process straightforward and appreciate the clear guidance given when selecting the best payment solutions for their businesses. Though some customers experienced issues, noting unexpected bills for old terminals, held payments, or technical difficulties during installation. A small number of users also mentioned that certain system features felt underwhelming or that transaction commissions were slightly high for small groups.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting that team members are professional, responsive,... See more

Service

People report positive experiences with service, highlighting a professional and responsive team. Reviewers... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting responsive and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting smooth transitions and reliable... See more

Payment

Users describe ambiguous interactions with payment solutions, reflecting a mix of appreciation and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

532 reviews

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4.6

All reviews

(532)

342 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Didn’t receive products because of bank

Didn’t receive products because of bank holidays , still haven’t received products 3 days after bank holiday so still can’t access account went into branch which was sat for 1 hour 30 waiting to be seen and told to wait for post which I still haven’t had pin codes to access account

April 5, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Good Morning Linda,

We're very sorry to hear about your experience and appreciate you taking the time to share this with us. We understand how frustrating the delays around bank holidays and not receiving your card terminal have been.

We’ve raised this with the relevant teams, who are now looking into what’s happened to ensure this is followed up. This isn’t the experience we want for our customers, and we’re keen to put things right as quickly as possible.

Thank you again for bringing this to our attention.

Kind regards,
Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent Service from our Relationship Development Manager

I want to highlight the excellent service from our Relationship Development Manager.

She made my recent dealings with Lloyds Cardnet incredibly smooth and is always on hand with prompt, professional responses to any questions or queries we may have.

April 7, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello Catherine,

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Always such a pleasure to deal with…

Always such a pleasure to deal with Lauren. She moves heaven and earth to help and is always helpful, polite and quick to respond to any query we have. Highly recommended provider with excellent cusomer service.

April 2, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this lovely review with Lauren.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Always a pleasure!

It's always a pleasure working with Cardnet and James Gale is an excellent relationship manager. He truly took the time to understand our business needs and was very proactive in ensuring we're receiving the best service possible. Some of the points from our meeting this morning have already been actioned and I'm fully confident he has our best interests in mind. We've had a relationship with Cardnet for over 15 years now and have absolutely no reason to consider anyone else. Excellent service all round which is very much appreciated.

April 1, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello Mr. Dawson,

Thank you for your review and positive feedback. I will share this lovely review with James Gale.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Superb service

Amber was very knowledgeable and answered all my questions concerning fees and payments. She also put me in contact with the relevant contacts within the bank who could assist me further. Superb service.

March 31, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this review with Amber.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The Customer Services representative ⭐️⭐️⭐️⭐️⭐️

The Customer Services representative, Edit, was extremely helpful.
My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved with ease!
Also, 15 months of struggling to get the correct address on the receipts, she was able to do this through a series of different updates to my Handpoint device.
She is extremely knowledgeable and an asset to CardNet 😊
Thank you!

March 31, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Julie,

Thank you for your review and positive feedback. I will share this lovely review with Edit.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Absolutely amazing on-boarding service…

Absolutely amazing on-boarding service from start to finish by Elise Chilton at Lloyds Cardnet.

From making me aware i could switch from my previous supplier so easily, to then informing me the absolutely insane amount of money i would save by switching the whole process has been fantastic.

In addition, the Cardnet portal is so much easier to use than my previous supplier.

Thank you Elise and Lloyds Cardnet, i would not hesitate to recommend you!

March 30, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello Charlie,

Thank you for your review and positive feedback. I will share this with Elise.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Help assessing current business set up

Great experience with planned review of business set up and assessing future business needs. Our relationship manager, James Gale, is a consummate professional who has helped put a plan in place to streamline our business needs and provide assistance with any future business development.

March 26, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello Olly,

Thank you for your review and positive feedback. I will share this with James.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Kian Chappel provided excellent customer service

Kian Chappel was very polite, emailed and phoned when he said he would, provided knowledgeable information that I required, and provided a very smooth transaction for our new cardnet machine.

March 27, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello Natalie,

Thank you for your review and positive feedback. I will share this with Kian Chappel.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very helpful and accommodating to my…

Very helpful and accommodating to my time to arrange a new terminal. Made the whole process as easy as possible.

March 20, 2026
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Reply from Lloyds Cardnet

Hello Mark,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

New card machine

My query was dealt with quickly and with very detailed information supplied

March 18, 2026
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very helpful and not pushy

Silvia was really helpful with assessing our needs and was not pushy at all and did not try to supply a higher spec card machine than we needed. She called back when she said she would.

Very helpful and pleasant.

March 26, 2026
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Silvia.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

new card machines/ excellent customer service

having had major problems with my last card operator, I needed help urgently, this is where Lloyds Cardnet and especially Lorraine stepped up.
Lorraine was a massive help in the process at all stages and kept me informed throughout the process, regularly keeping in touch in a friendly and professional manner, ensuring that the situation was resolved in my 4 outlets as swiftly as possible.

January 2, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Designated manager James - first rate service

We now have a designated manager James, who having spent an hour discussing our facilities has sorted out all that we have been trying to for the past year or so. First rate service, thank you James

March 25, 2026
Unprompted review
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Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Application…

The lady who dealt with the application. It makes a change to speak to someone on the phone and the phone is answered promptly

March 4, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Bernard,

Thank you for your review and positive feedback.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

EXCELLENT Customer Service & Support

Our company recently moved away from our current merchant payments provider to Lloyds Cardnet with the help and support from Deepak Joshi who was absolutely fantastic in ensuring the transition went smoothly.

Based on my experience with Deepak, I wouldn't hesitate to recommend Lloyds Cardnet as his personal approach to business is something that's sorely lacking with most companies these days and it's just a shame there aren't more out there like him. Nothing was too much trouble and we're now a happy customer.

Well done, Deepak, you're a credit to your company!

March 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Tim,

Thank you for your review and positive feedback. I will share this with Deepak.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Helpful, polite and professional

Anisah Akram who I spoke to was really helpful , polite and professional. My new equipment arrived when stated

March 9, 2026
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Reply from Lloyds Cardnet

Hello Steve,

Thank you for your review and positive feedback. I will share this with Anisah.

Kind Regards,

Carmen Lazar – Lloyds Bank Cardnet

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