Lloyds Bank Insurance Reviews 7,463

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,151 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the user-friendly online experience, highlighting how straightforward and easy it is to navigate the website and understand policy details. The staff is often commended for being helpful, patient, and knowledgeable, contributing to a positive overall service experience. However, some customers also noted issues with administrative fees and the inability to make certain changes online, which sometimes led to higher costs or a need to contact customer service. A few people also experienced difficulties with the claims process and found the service to be less efficient than expected in specific situations.

What people talk about most

Price

Consumers generally find the pricing to be competitive and reasonable. Many reviewers report significantly... See more

User experience

Clients share positive opinions on user experience. Many customers found the website and app easy to navigate... See more

Staff

Customers consistently report positive experiences with staff. Many reviewers praise the helpfulness,... See more

Service

Reviewers highlight positive aspects of service, often describing it as efficient, professional, and easy to... See more

Website

People report positive experiences with the website, finding it easy to navigate, use, and set up insurance... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Had an appointment with my bank advisor (Sandra) who, among other things, help me sort this insurance. Both the browser version on the computer, and the app version on the phone were easy to use, and... See more

Company replied

Rated 5 out of 5 stars

Once put into the correct place I was finally able to get all issues resolved satisfactory and quickly by a helpful professional person. Problem was initially caused by the lack of updated informati... See more

Company replied

Rated 5 out of 5 stars

I recently posted a poor review of Lloyd's bank regarding duplicate home insurance policies .I am pleased to say the matter has now been resolved by Charlotte who was very friendly and efficient Than... See more

Company replied

Rated 5 out of 5 stars

So far, a really good experience. Price was significantly cheaper than my incumbent insurer who I have been with for over 5 years. Arrangement and payment setup was seamless.

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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Rated 1 out of 5 stars

The worst insurance company ever

The worst insurance company ever! I bought travel+ phone insurance via Lloyds bank app for £12.50/ month + additional club lloyds fee. I missed my flight and had to book a new flight from Paris to London. Even after providing all the information about missing flight the reps at Allianz global assistance kept delaying the claim asking for same information again and again and literally taking ages to reply. Im still dealing with my travel insurance claim from last year September 2025 and still Allianz global assistance is just not replying or if they reply they ask the same questions that were already answered in previous emails. I bought travel insurance for peace of mind but turned out viseversa. Avoid buying this insurance at all costs. I got so frustrated with the insurance company that I even closed all my savings accounts from Lloyds bank, downgraded my account type too.

May 24, 2026
Unprompted review
Rated 2 out of 5 stars

Massive price hike if changing car

Change your car, you get well and truly ripped off. Minimal return if you cancel your insurance, huge hike in price if you keep it. Ridiculous administration fees, 😒. Lloyds is fine until you need to make changes. So...don't change your car. Don't phone them as that's another excuse for charging ridiculous prices. Doing it over the phone cost £200 more than online, yet you cannot make changes online when you change your car.

May 20, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mandy,

I'm really sorry to hear about the price increase when changing vehicle, I've sent you a request for more information so we can look into this further for you.

Speak soon
Zach
Lloyds Car Insurance Team

Rated 4 out of 5 stars

My review 6BU

Easy to use web site,that is important to us pensioners.

May 22, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Mr Wade,

Thanks for taking the time to leave us a review.

We're glad you found our website easy to use.

Have a great day!

Jasmin
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Feedback for house insurance advice

Catherine was very helpful and ensured we got the cover we needed

May 9, 2026
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Reply from Lloyds Bank Insurance

Hi Richard,

We're so glad to hear our team provided excellent assistance and ensured you received the coverage you needed.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Good service

Had an appointment with my bank advisor (Sandra) who, among other things, help me sort this insurance. Both the browser version on the computer, and the app version on the phone were easy to use, and the insurance very easy to set up. There were good options available with relevant details to help me decide on my choices, so generally a pleasant and fruitful experience.

May 8, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Indy,

We are delighted to hear you had such a positive and productive experience with our team. It's wonderful that our digital tools and options were helpful in setting up your insurance.



Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Great value

May 21, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mark,

Thank you for your positive feedback.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

I have taken Lloyds Home Insurance for…

I have taken Lloyds Home Insurance for years.
The reminders come in timely fashion so I can choose if it’s still what I need

May 1, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Essie,

We appreciate your loyalty and are pleased our timely reminders are helpful.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy to understand

May 14, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Moira.

We love to see feedback like yours - thank you.

Lee.
Lloyds Bank Motor Insurance.
Customer Service Team.

Rated 5 out of 5 stars

It was a very straightforward…

It was a very straightforward experience from getting the initial quote to buying the policy. There was plenty of information to help me make my choice and I felt sufficiently informed to make my choice.

May 7, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Hazel,

We're so glad to hear that your experience, from quote to policy purchase, was straightforward. We appreciate you letting us know that you felt well-informed throughout the process.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Good online experience at a reasonable cost

Good online experience at a reasonable competitive cost

May 19, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello,

Thanks for taking the time to leave us a review.

We're glad you found our online experience good and our cost reasonable.

Have a great day!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Good value insurance

Easy to set up.. Wording was simple to understand. Very competitive savings additionally, better cover for less money...insured by a brand I trust ..

May 10, 2026
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Reply from Lloyds Bank Insurance

Hi Paul,

We love to see feedback like yours - thanks for letting us know.

It's great to hear that setting up your policy was easy and that our wording was simple to understand.

Thanks for choosing us!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Good price with simple options

Good price with simple options. Easy to navigate online. Can't comment on customer services, hopefully will not need them.

May 16, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello,

We love to see feedback like yours - thank you.

We're so glad you found our options and online navigation easy to use.

Have a great day!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Paul,

Thanks for taking the time to leave us a review.

It's great to hear you found everything nice and easy.

Have a great day!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Easy to use online experience

Easy to use online, it’s a policy that covered most things I needed eg pedal cycles up to £2,000.

May 11, 2026
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Reply from Lloyds Bank Insurance

Hi Margaret,

We're delighted you found our online process easy and that our policy covered your needs, including pedal cycles. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello,

Thanks for taking the time to leave us a review.

It's great to hear you found our website was easy to use.

Thanks for choosing us!

Nicola
Lloyds Bank Motor Insurance

Rated 1 out of 5 stars

The price was over £150 more expensive…

The price was over £150 more expensive than the same cover with another provider

May 9, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Daren,

We appreciate your feedback. Sorry that we wasn't competitive at this time.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy to navigate and a good price

Easy to navigate and a good price

May 8, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Kirstin,

Thanks for taking the time to leave us a review.

It's great to hear you found our service easy to use and well-priced.

Have a great day!


Nicola
Lloyds Bank Motor Insurance

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