Lloyds Bank Insurance Reviews 

7,959
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,404 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive and affordable pricing, often finding policies significantly cheaper than previous insurers or alternatives. People consistently highlight the ease of use and straightforwardness of the website and application process, describing it as intuitive and smooth to navigate. Many also commend the helpful, knowledgeable, and friendly staff for their excellent service and clear explanations. However, some customers also noted concerns regarding renewal pricing, with existing policies sometimes increasing significantly compared to new customer offers. A few other people also felt that the service was unsatisfactory, mentioning staff who lacked a full grasp of details or expressing a dislike for online-only communication.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the car insurance to be very affordable and... See more

User experience

Customers had positive experiences with user experience, consistently finding the process easy and... See more

Service

Consumers find service to be positive, with many reviewers describing it as efficient, quick, and... See more

Staff

Users describe positive interactions with staff, often highlighting their professionalism, helpfulness, and... See more

Website

Customers consistently note positive experiences with the website, finding it very easy to navigate and use... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a loyal banking customer I was over joyed when I found an amazing car insurance policy with you on a comparison site! The link to Lloyds was straightforward and there were no silly extra questions... See more

Company replied

Rated 5 out of 5 stars

I have taken out two home insurance policies. The first was for my son, as a first time buyer. His property was underpinned 10 years ago and so I wanted to discuss insurance implications with a Lloyds... See more

Company replied

Rated 5 out of 5 stars

I was looking for an alternative cover as John Lewis and their new panel sytem had let me down badly. I'd tried a couple of comparison sites, but was given very few choices on these so tried Lloyds In... See more

Company replied

Rated 5 out of 5 stars

Obviously my main driver for choosing Lloyds was cost, I use Money Supermarket every year to get competitive car insurance quotes, and Lloyds was the best value for money. I saved £35/month based on... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(7,959)

3,334 reviews in the last 12 months

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Rated 5 out of 5 stars

It was easy to set up our home…

It was easy to set up our home insurance with you at a competitive rate

June 29, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Susan,

We're so pleased to hear that setting up your home insurance was easy and that you found our rates competitive. Thank you for your feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Excellent service

Excellent easy to use system made renewing our insurance completely stress free. Would definitely recommend this service.

July 12, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Patricia,

We are delighted to hear that our system made renewing your insurance completely stress-free. Thank you for recommending our service!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 2 out of 5 stars

Lloyds seem to misuse / abuse local suppliers

I generally like Lloyds Bank home insurance. However, I recently suffered accidental damage at home to a carpet.

The information online stated that Lloyds would appoint a supplier who would assess the damage - so I waited for this. Then Lloyds sent a message stating they needed "evidence" without specifying what. When i eventually got through on the phone they said they needed a replacement quote.

So I duly got a local supplier to quote. Then today I've been told that Lloyds are going to appoint their own "trusted supplier".

I feel that Lloyds have totally used my local carpet fitter. They've made me get a quote from them when they've had no intention of actually using them. This is really bad behaviour.

And after Lloyds replied below their claims handler (preferred supplier) spoke to me and said that I needed to call Lloyds. I've tried several times and each time have been told they are very busy and have at least a 20 minute wait - and there is no option for them to call me back!.

This is very poor service for what is a premium insurance product.

July 12, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

UPDATED 13/07/26 10:12am
Hi Paul,

Thank you for replying back with your details, I have forwarded them on to our Claims Team.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

---------------------------------------------------------------------------------------------------

Previous reply....

Hi Paul,

We appreciate you sharing your recent experience with us regarding your carpet damage claim. We understand your frustration with the process, especially after obtaining a quote from your local supplier. We acknowledge that the communication about needing evidence and then appointing our own supplier caused inconvenience and confusion. Your feedback is invaluable as we strive to improve our claims process and customer experience.

We have contacted you for more details so we can assist you with any further queries. Where possible, please include your policy number as the reference number.

Please note the email you receive will be from Trustpilot and not Lloyds Bank.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Mr penk i was more than satisfied …last week

Mr penk i was more than satisfied and was told something i didn't know regarding the building cover iv now sorted out i could understand a straight forward voice some company's enploy foreign people and are hard to understand great service thanks

July 12, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mr Penk,

We're so pleased to hear you were satisfied with the service and found our colleague's explanation helpful regarding your building cover.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Great service great help

Great service great help

July 11, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi.

We are happy to hear that you received great service and were pleased with our help.

Thank you for taking the time to leave your thoughts.

Lindsay
Lloyds Bank Motor Insurance

Rated 3 out of 5 stars

Mediocre so far

So far not bad although I rang to check how the claim was progressing .. was made to feel like I was being a it of a pain. I got told not to call again, wait to hear from them. Much slower than I’ve experienced before but it has been a few years since last claim. (I will be calling again)
Have to pay separately for mobile phone insurance elsewhere, not great for that,

July 10, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi CR,

We are truly sorry to hear about your recent experience with our claims process and the communication you received. We understand your frustration regarding the speed and the separate mobile phone insurance.

We have contacted you for more details so we can assist you with any further queries. Where possible, please include your policy number as the reference number.

Please note the email you receive will be from Trustpilot and not Lloyds Bank.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

They are listening to my needs and to…a very good quality of the company

They are listening to my needs and to my desires to make sure that my needs are taken into consideration, which I believe is a very good quality of my needs being taken into consideration before my policies is confirmed.

July 10, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi there,

Thanks for taking the time to leave a review. We're happy to hear that you're satisfied with our service so far.

Regards,
Caroline
Lloyds Help Team

Rated 5 out of 5 stars

Car Insurance GREAT

Easy to get a quote and great customer service.
Also great price for car insurance with lots of options.

July 8, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Caz,

Thanks for taking the time to leave us a review.

It's great to hear you're happy with the service we've provided and the price we were able to offer.

Thanks for choosing us!

Rachel
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Great Great price and good cover very…

Great Great price and good cover very competitive

July 8, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello John,

Thanks for taking the time to leave us your feedback.

We're glad to hear we were able to offer a competitive price and that you're happy with the cover we provide.

Thanks for choosing us, and take care.

Rachel
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Very easy to do

Very easy to do. I have received my hard of my new policy as requested. All very efficient.

June 20, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Maureen,

We're so pleased to hear that you found the process easy and efficient, and that you received your policy as requested.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Carol

Really easy to sort out, price was reasonable too, would recommend.

July 6, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Carol,

We're so happy to hear that you found the process easy and the price reasonable. Thank you for your recommendation.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Yes I was very impressed with all the…

Yes I was very impressed with all the information I got of the lady who spoke to me about the insurance and very surprised how much was included for the monthly price, I would definitely recommend to family and friends, it's very affordable. Mrs Lynne carter.

July 1, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi,

We are so pleased to hear about your positive experience with our insurance information and the comprehensive coverage we offer. It's wonderful to know that you found our pricing affordable and would recommend us to others.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

A satisfying experience…

It was very straightforward and the cover seems excellent. I bank with Lloyds Bank and I trust them. The premium is very reasonable too.

June 29, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Catherine,

We're so glad to hear that you found the process straightforward and that you're happy with the coverage and premium. It's wonderful to know you trust us.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

We have only just purchased a policy

We have only just purchased a policy, everything seems fine so far keep the good work up many thanks 😊.

July 9, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Stephen,

We are so pleased to hear that everything seems fine with your new policy. Thank you for your kind words and for choosing us.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Melissa was very helpful loved speaking…

Melissa was very helpful loved speaking to her

July 1, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Barbara,

We're delighted to hear that our team member was so helpful and that you enjoyed your interaction with them. Thank you for sharing your positive feedback.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 4 out of 5 stars

Everything was explained

Everything was explained with professionalism and friendliness.

June 26, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Christine,

We are delighted to hear that everything was explained with professionalism and friendliness. Thank you for sharing your positive feedback.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Peter,

We're so pleased to hear that you found our online process straightforward and easy to use. Thank you for sharing your positive experience.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

EXCELLENT TRANSACTION

Very easy to find the home insurance I needed and everything was completed smoothly. I received my insurance policy through the post a few days later and confirmation of my direct debit. I like the fact that I didn't have to pay extra for paying monthly. All in all, a very good transaction - very pleased.

June 24, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Angela,
We are extremely delighted to hear that you found the process of finding your home insurance straightforward and that everything was completed smoothly. It's wonderful to know you appreciated the option to pay monthly without extra charges.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Excellent insurance package and price.

Brilliant insurance package and price.

July 8, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Karen,

We're so pleased to hear that you found our insurance package and price to be brilliant. Thank you for sharing your positive feedback with us!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

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