Lloyds Bank Insurance Reviews 

7,962
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,404 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive and affordable pricing, often finding policies significantly cheaper than previous insurers or alternatives. People consistently highlight the ease of use and straightforwardness of the website and application process, describing it as intuitive and smooth to navigate. Many also commend the helpful, knowledgeable, and friendly staff for their excellent service and clear explanations. However, some customers also noted concerns regarding renewal pricing, with existing policies sometimes increasing significantly compared to new customer offers. A few other people also felt that the service was unsatisfactory, mentioning staff who lacked a full grasp of details or expressing a dislike for online-only communication.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the car insurance to be very affordable and... See more

User experience

Customers had positive experiences with user experience, consistently finding the process easy and... See more

Service

Consumers find service to be positive, with many reviewers describing it as efficient, quick, and... See more

Staff

Users describe positive interactions with staff, often highlighting their professionalism, helpfulness, and... See more

Website

Customers consistently note positive experiences with the website, finding it very easy to navigate and use... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a loyal banking customer I was over joyed when I found an amazing car insurance policy with you on a comparison site! The link to Lloyds was straightforward and there were no silly extra questions... See more

Company replied

Rated 5 out of 5 stars

I have taken out two home insurance policies. The first was for my son, as a first time buyer. His property was underpinned 10 years ago and so I wanted to discuss insurance implications with a Lloyds... See more

Company replied

Rated 5 out of 5 stars

I was looking for an alternative cover as John Lewis and their new panel sytem had let me down badly. I'd tried a couple of comparison sites, but was given very few choices on these so tried Lloyds In... See more

Company replied

Rated 5 out of 5 stars

Obviously my main driver for choosing Lloyds was cost, I use Money Supermarket every year to get competitive car insurance quotes, and Lloyds was the best value for money. I saved £35/month based on... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(7,962)

3,340 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It was so easy to complete the forms…

It was so easy to complete the forms and to get the right cover I needed

June 28, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Wayne,

We're so pleased to hear that you found the process straightforward and were able to secure the appropriate coverage you needed. Thank you for sharing your positive experience!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Pamela,

Thank you for your kind words! We are so glad to hear that you found our site easy to use. We strive to make the experience as simple as possible for everyone.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Home Insurance

All went well, very pleased.

June 26, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Sideosea,

We're so pleased to hear that everything went well for you. Thank you for sharing your positive feedback with us.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

It was incredibly easy and…

It was incredibly easy and straightforward to set up the home insurance for my new home, totally hassle free.

June 25, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Bridget,

Thank you for sharing your positive experience! We are delighted to hear that setting up your home insurance was incredibly easy and straightforward for your new home.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy to set up through Compare The…

Easy to set up through Compare The Market.

July 3, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Jon,

Thank you for your wonderful feedback! We are so pleased to hear that you found the setup process easy.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Your Agent was extremely polite and…

Your Agent was extremely polite and helpful

July 6, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi John,

We're so pleased to hear that our agent was polite and helpful. Thank you for sharing your positive feedback with us!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Fire & smoke damage claim

We had a small electrical fire in our single storey home last November which resulted in a lot of smoke damage & necessitated the disposal of everything in the living room. The smoke infiltrated every room so the whole place needed redecorating. In addition we couldn't stay in the house because of the terrible smell and toxicity of the environment. Lloyds bank insurance were top rate - one of their fields consultants quickly came out to assess the damage. As a result we were housed in rented accommodation for 6 months while the house was being thoroughly cleaned and redecorated. Some of our other furniture, our hundreds of books, decorative items, paintings were all taken away, cleaned and stored until we were able to return home. We also had a mechanical heat recovery system which needed to be replaced since its operation had been affected by the smoke damage. The process for claiming replacement items for those that were damaged was straightforward.
Our claim was handled by the same efficient, professional and caring consultant throughout. She was in regular contact to update us and check that we were ok; emails and queries were always responded to promptly. She made what was a difficult time as painless as possible for us.

November 12, 2025
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Maria,

We are truly grateful for your incredibly kind words and for sharing your experience with us. We understand that dealing with a home emergency like a fire can be an incredibly stressful and challenging time, and we are so relieved to hear that our team was able to provide the support and assistance you needed. We are particularly pleased that our consultant's dedication and efficiency made a difficult situation as manageable as possible for you. Knowing that we could help you navigate the process of cleaning, redecorating, and replacing items, including your books and paintings, and ensuring your comfort in temporary accommodation, means a great deal to us. We always strive to offer professional and caring service, and your feedback confirms we are meeting that goal. Thank you for recognizing our efforts.

I have requested further information from you so that I can pass on your feedback. Please note that the email will be from Trustpilot and not Lloyds.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Glyn,

Thank you for taking the time to share your positive feedback! We are delighted to hear that you had a great experience with our service and policy. We truly appreciate your kind words.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

LLoyds car insurance delivered exactly…

LLoyds car insurance delivered exactly what I needed: a competitive price and a smooth online experience. Quick and straightforward, which gave me the confidence in choosing Lloyds for my cover.

June 23, 2026
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Reply from Lloyds Bank Insurance

Hello

It's wonderful to hear that you found our car insurance offered a competitive price and that your online experience was smooth and straightforward.

Take care.

Richard.

Rated 5 out of 5 stars

Details was clearly explained

All the information explained well and it was easy for me to make the decision.

June 24, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Assumpta,

We're so pleased to hear that the information provided was clear and helped you confidently make your decision. Your positive feedback is greatly appreciated.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Just so very easy

Just so very easy! And price point was great

July 7, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello

Thanks for taking the time to leave us a review. We're really glad you found the process easy and that you're happy with the price.

Take care.

Richard.

Rated 5 out of 5 stars

Easy quote, value for money

Easy steps and quick quote, value for money

June 25, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello

Thank you for your positive feedback! We're delighted to hear that you found the process easy and the quote quick, offering great value for money.

Take care.

Richard.

Rated 5 out of 5 stars

Excellent service

Excellent service. Excellent quote.

July 7, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Susan,

We are so happy to hear that our service and quote met your expectations. Thank you for your wonderful feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

The ease and simplicity of tendering…

The ease and simplicity of tendering the required information in the application.
Straightforward easy to understand pricing options
I was impressed that Lloyds Bank underwrite their home insurance policies.

June 16, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Michael,

It's wonderful to hear that you found the application process easy and the pricing options straightforward. We're also glad that our underwriting of home insurance policies impressed you.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Ease of application

Ease of application, great price ( for this year at least ) far cheaper than renewal quote from previous insurer.

June 26, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello

We're delighted to hear that you found the application process easy and that our pricing was competitive compared to your previous insurer's renewal quote.

Take care.

Richard.

Rated 5 out of 5 stars

Very easy to navigate the website.

Very easy to navigate the website.
Straight forward transaction.

July 1, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello

We are so pleased to hear that you found our website easy to navigate and your transaction straightforward. Thank you for your positive feedback!

Take care.

Richard.

Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello

It's wonderful to hear that you found the process straightforward and that you're pleased with the result. We truly appreciate your positive feedback!

Take care.

Richard.

Rated 5 out of 5 stars

Love Lloyds

Love Lloyds. Always reliable and very efficient! So pleased!

July 7, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Patrica,

We're so pleased to hear you're happy with our service and find us reliable and efficient. Thank you for sharing your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

It was easy to do online

It was easy to do online, everything was explained so you could understand all the areas.
It was what we wanted strait forward thank you

June 26, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Margaret,

We're so pleased to hear that you found the online process straightforward and easy to understand. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

I noticed that my Saga policy was…

I noticed that my Saga policy was underwritten by Lloyds, and their price increased 50%.
Being a private banking a/c holder I decided on a competitive quotation, which was much better

June 26, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Kenneth,

We appreciate you sharing your experience and feedback regarding your policy and the competitive quotation you received. We understand the importance of finding the right coverage at a suitable price.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

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