Seamless experience opening a business account with Lunar. Communication via email and phone was fast and reliable throughout the process. Special shoutout to Richard, who put the cherry on top by tak... See more
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See what reviewers are saying
I gues it could be lower fare for online banking transactions. For example you took 995 sek for liqutivy report. Howewer you are very fast. I didn't wait you anytime. It was fully automated.
Company replied
Its good, but i would like to have more flow when adding a bill payment. Response: To clarify: the issue is actually in the final page of the payment flow. The done button is not working which fo... See more
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They said it could take up to 15 working days to analyze my application but it took only 9. Richard called me and asked a few questions, then I received an email to deposit the capital and that's it!... See more
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Company details
About Lunar Sweden
Written by the company
Welcome to Lunar - Easy banking, all the way
Lunar is a digital bank built on the latest technology, free from legacy systems, rigid thinking and branches. We believe banking should be smarter, easier and cheaper.
Because we are 100% digital, we have no physical branches. Instead, we put all our energy into building the best tools for your money, so you can manage your finances smart and easy straight from your phone.
The Lunar app gives you a whole new overview of your finances and helps you get better control of your money, so you can afford more of what you dream about. That, we believe, is the future of banking. You sign up directly from your phone, and it only takes a few minutes. .
You sign up directly from your phone, and it only takes a few minutes. More than 1.000.000 people are currently using Lunar to spend, save up, take a loan and invest.
Lunar is a digital bank built on the latest technology, free from legacy systems, rigid thinking and branches. We believe banking should be smarter, easier and cheaper.
Because we are 100% digital, we have no physical branches. Instead, we put all our energy into building the best tools for your money, so you can manage your finances smart and easy straight from your phone.
The Lunar app gives you a whole new overview of your finances and helps you get better control of your money, so you can afford more of what you dream about. That, we believe, is the future of banking. You sign up directly from your phone, and it only takes a few minutes. .
You sign up directly from your phone, and it only takes a few minutes. More than 1.000.000 people are currently using Lunar to spend, save up, take a loan and invest.
Contact info
Stockholm, Sweden
- +4610 555 85 05
- support@lunar.app
- lunar.app/se/privat
4.6
Excellent
10K reviews
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Excellent service and a smooth account…
Excellent service and a smooth account opening process. The team was very helpful, responsive and professional. Thank you for the great support.
July 8, 2026
Reply from Lunar Sweden
Hi Inoka,
Thank you for your kind words! We're glad to hear you found the account opening process smooth and the team helpful and professional.
We look forward to having you with us on our journey!
All the best,
Claudia
This is the worst bank I have ever…
This is the worst bank I have ever dealt with. The service is unacceptable, and the way they treat their customers is disgraceful.
I made an international transfer to my own account at another bank more than six days ago. Since then, nobody has been able to tell me where the money is or provide any useful information. Every time I contact the bank, I get a different answer or no answer at all.
As a business owner, I rely on my bank to process payments on time. Because of this delay, I am losing suppliers, damaging my business relationships, and risking my company’s reputation. This is causing real financial harm.
When I opened my account, I clearly explained that I regularly make international payments. If the bank could not handle this type of business, they should have said so from the beginning instead of accepting me as a customer.
The most frustrating part is that no one takes responsibility. However, when it comes to collecting fees or payments owed to the bank, everything happens immediately.
This has been an extremely disappointing experience. I have completely lost confidence in this bank and would not recommend it to anyone looking for reliable banking services.
July 29, 2026
Unprompted review
Reply from Lunar Sweden
Hi Gazment,
Thank you for sharing your experience with us.
I want to start by saying that we are truly sorry to hear about the delay with your international transfer. I can assure you that this is not the experience we want to provide.
When making an international transfer, it passes through several steps in addition to the sending and receiving bank, including correspondent banks. Sometimes, the transfer can be delayed on its way to us. And in some cases, international transfers require additional reviews before they can be processed. As a regulated bank, we have a responsibility to ensure that payments are handled securely and in accordance with applicable regulations. This means that certain transfers may require further clarification or review before they can be completed.
That said, we always aim for these processes to feel smooth and not impact your financial flexibility. I'm sorry this hasn't been the case, and we take your feedback seriously. Since Trustpilot is not a support channel, I unfortunately cannot assist you with your case here. But you are always welcome to contact us if you have any further questions or feedback.
All the best,
Claudia
It's truly wonderful to be a Lunar…
It's truly wonderful to be a Lunar customer. My husband and I are both Lunar customers, and I highly recommend this bank; we love it. Thank you, Lina, for helping me with my Bankgiro number—you were truly wonderful. Thanks also to the agent who handled my application; he was incredibly kind to me. I don't speak Swedish, I'm learning it, and they have been very patient with me, and I am very grateful. Thanks a lot 💖
July 28, 2026
Unprompted review
Reply from Lunar Sweden
Hi Elaine,
Thank you so much for sharing your wonderful feedback and experience with us!
We're truly happy to hear how much you and your husband enjoy being Lunar customers. It's especially lovely to hear about the support you received from Lina and our team. We will make sure your kind words are passed on to them.
We're also glad that you felt supported and understood while learning Swedish. Providing a welcoming and helpful experience for all our customers is very important to us.
Thank you for your trust and recommendation. We wish you a fantastic summer!
Kind regards,
Nynne
What a horrible service
What a horrible service, I thought it's easy digital banking, because my son advised me as easy to use. I sent 80 thousand SEK on 8th of July and still haven't received it to my own bank account... It's ridiculous. What's much worse, they are charging constantly for service but do not respond when I write to the chat in support. What kind of service is it?
I thought it's my money, but they act like it's their money and they can do with it whatever they wish.
STAY AWAY FROM THIS BANK.
July 8, 2026
Unprompted review
Reply from Lunar Sweden
Hello Sven,
Thank you for taking the time to share your experience.
We are very sorry to hear if you have experienced delays with your international transfer and that this has caused frustration for you. We completely understand how concerning it can be when a payment doesn't reach its destination as expected.
In some cases, international transfers require additional reviews before they can be processed. As a regulated bank, we have a responsibility to ensure that payments are handled securely and in accordance with applicable regulations. This means that certain transfers may require further clarification or review before they can be completed.
That said, we always aim to process these cases as quickly as possible, and we're sorry if the waiting time in your case has not met your expectations.
We would very much like to look into your specific case and understand what has happened and follow up, to ensure you get the help you need.
Kind regards,
Nynne
Reply from Lunar Sweden
Hello Yixin,
Thank you for sharing your experience with us.
It's great to hear if you found our service quick and efficient.
Feedback like yours means a lot to the team and motivates us to keep delivering the best possible experience.
Thanks again, and enjoy the rest of your summer!
Kind regards,
Nynne
Very helpful contact for the setup and…
Very helpful contact for the setup and was a quick and process.
Your employee Eric who was working my setup was excellent to deal with.
I also recommend your bank to my colleague who had initially tried going to another bank.
Regards
June 22, 2026
Reply from Lunar Sweden
Hi Gerard,
Thank you for your kind words! We're very proud of our case handlers who always put the customer first – great to see that Eric made your setup so smooth and efficient. I've passed on your kind words to him.
It also means a lot to hear that you've recommended us to a colleague – thank you for that!
We look forward to having you with us on our journey!
Best regards,
Alva
Horrific new user experience
Horrific new user experience, being made to order a card before you've even opened the home page of the app and then being prompted to make accounts after you've already been prompted to order a card makes absolutely no sense. When attempting to close my account, the process is obfuscated and once you finally get hold of someone the response time is horribly slow, and then you are prompted to pay for an additional three months. Horrible experience, would only recommend if you need access to a bank very quickly as the times are likely faster than traditional banks.
July 9, 2026
Unprompted review
Reply from Lunar Sweden
Hi Holly,
Thank you for bringing this to our attention and sharing your experience. This is not the experience we want new customers to have, and we apologize that this was your introduction.
I'd like to look into this more closely to better understand what happened and see if there's anything I can do from here. Please don't hesitate to reach out at +4610 555 85 05 or via the chat in the Lunar app and ask for me personally.
Best regards,
Alva
Reply from Lunar Sweden
Hi Richard,
Thank you for your kind words! Fast and easy – that's exactly what we strive for.
We look forward to having you with us on our journey!
Best regards,
Alva
Works great in Denmark i guess
I'm using Lunar as a business account for a Swedish AB. Had some problems with receiving international payments initially, but support was great and for now stuff works.
However, fees are high and basically functionality doesn't work for cross border payments. I can't preschedule international transfers, cannot save recipients and the app times out after every transfer and needs to be restarted. For a digital first bank it very much feels like banking pre internet.
July 2, 2026
Unprompted review
Reply from Lunar Sweden
Hi Robert,
Thank you for sharing your experience with us.
I want to start by saying that we're truly sorry to hear about your situation. I can assure you that this is not the experience we want to convey.
As you mentioned, we as a bank have an obligation to understand how our accounts and products are being used. This is due to our regulatory requirements, including obligations under credit regulations, general terms, and anti-money laundering laws that mandate a high level of customer knowledge. That said, we always aim for these processes to feel smooth and not impact your financial flexibility. I'm sorry this hasn't been the case, and we take your feedback seriously.
I'm also sorry to hear that some of the app's features haven't met your expectations. It's through feedback like yours that we understand where we need to improve, both in how we handle processes and in product functionality. Regarding the ability to preschedule and save recipients for international transfers, I can say that we're actively working to make it possible.
I've requested your contact details here on Trustpilot, as I'd like to reach out directly to look into what happened with your international transfers and help you move forward in the best way from here. You're also welcome to contact us at 010 555 85 05 or via the chat in the Lunar app and ask for me personally.
I look forward to hearing from you.
All the best,
Claudia
I have a good experience and get an…
I have a good experience and get an easy way to contact and to solve things. Thanks
July 2, 2026
Unprompted review
Reply from Lunar Sweden
Hi AbdulKarim,
Thank you for sharing your experience!
We're glad to hear you had a good experience and found it easy to get in touch and get things sorted, that's the banking experience we aim for.
We look forward to having you with us on our journey!
All the best,
Claudia
Top notch experience and service
Top notch experience and service. Application to review to confirmation to approval all within barely 3 hours. Traditional banks will probably take 3 weeks instead if you are lucky.
Thanks, Markus, for great service!
July 2, 2026
Unprompted review
Reply from Lunar Sweden
Hi Yury, thank you for your kind words!
We're glad to hear the process from application to approval felt fast and smooth, that's exactly the banking experience we're working towards. I've passed your message on to Markus!
All the best,
Claudia
fast and sweet customer service
fast and sweet customer service. well-functioning and user-friendly menus, also good app. My only problem was that you can't create accounts with different currencies. But it's okay.
June 18, 2026
Reply from Lunar Sweden
Hi Frantz,
Thank you for your kind words about our customer service and app! We're glad to hear the experience felt fast and user-friendly, that's exactly the banking experience we're working towards.
We also appreciate your feedback on multi-currency accounts, it is through feedback that we best know how we can improve.
We look forward to having you with us on our journey!
All the best,
Claudia
Very good service
June 17, 2026
Reply from Lunar Sweden
Hi Yaseen,
Thank you for your kind words! We're so glad to hear you had a great experience with us.
We look forward to having you with us on our journey!
All the best,
Claudia
Please don’t send me any email notifications. I don’t want you to change your mind about anything — I only need the information I asked for.
I have no further comments.
When a client makes a payment, I fully understand and agree that a transaction fee is required.
However, when I personally deposit my own savings into my own business account, I still have to pay a transaction fee — and this makes no sense to me.
This message is simply proof that I will immediately return the funds to my main bank after the term expires.
Sometimes it is better to pay more, as long as the bank does not irritate its customers the way Lunar does.
I am new to this, and this is my first — and it seems also my last — experience with your service.
I will gladly share my review on other platforms.
Best regards,
June 17, 2026
Reply from Lunar Sweden
Hi Dusan,
Thank you for taking the time to share your experience. We're sorry to hear it hasn't met your expectations.
The transaction fees on Bankgiro, PlusGiro and Swish payments are part of our business plans and vary depending on the plan you have. For account-to-account transfers however, there is no fee.
Unfortunately, our system has no way of distinguishing whether a Bankgiro, PlusGiro or Swish payment comes from you personally or from one of your clients, which means we're unable to treat them differently. When you want to deposit money to your own account, we recommend a bank (account-to-account) transfer.
We hope this helps clarify things, and we'd like the chance to help you find the right setup. You're very welcome to reach out to us at 010 555 85 05 or via the chat in the Lunar app, and ask for me.
Best regards,
Alva
Nice energy from Niklas
June 23, 2026
Reply from Lunar Sweden
Hi,
Thank you for your kind words!
We're so happy to hear about your experience with Niklas. I've passed on your message to him.
We look forward to having you with us on our journey!
All the best,
Claudia
I have had an excellent experience with…
I have had an excellent experience with Lunar and could not be happier with their service. The app is modern, easy to use, and makes banking simple and convenient.
A special thank you to Emilia, who has been incredibly helpful and professional every time I needed assistance. Whether through chat or phone calls, she always took the time to support me, answer my questions, and make sure everything was handled smoothly. Her outstanding customer service truly made a difference.
I would highly recommend Lunar to anyone looking for a reliable and customer-focused bank. If I ever need a business account again in the future, Lunar will be my very first choice without hesitation.
Thank you, Lunar, and especially Emilia, for the fantastic experience!
June 17, 2026
Unprompted review
Reply from Lunar Sweden
Hi Shafiullah,
Thank you for your wonderful words! It means a lot to us to hear that Emilia could make such a difference – professional, helpful and always taking the time to make sure everything was handled smoothly is exactly the standard we strive for. I've passed on your kind words to her.
Best regards,
Alva
Perfect
Perfect!
Everything went very smoothly from start of application to assessment till the access of account.
Really happy to have this
Thankyou!
May 26, 2026
Unprompted review
Reply from Lunar Sweden
Hi Mohsin,
Thank you for your kind words! We're really glad to hear that everything went smoothly from start to finish – that's exactly the experience we strive for.
We look forward to having you with us on our journey!
Best regards,
Alva
Reply from Lunar Sweden
Hi Martin,
Thank you for your kind words! We're glad to hear you're a satisfied customer – that means a lot to us.
We look forward to having you with us on our journey!
Best regards,
Alva
Chat is more quicker than sending even…
Chat is more quicker than sending even send email .
I was satisfied to chat with Mathilda.
I received everything I was looking for in min
Thank you
June 15, 2026
Unprompted review
Reply from Lunar Sweden
Hi Eric,
Thank you for your kind words! We're glad to hear that Mathilda could help you so quickly via chat – fast and efficient support is exactly what we strive for. I've passed on your kind words to her.
We look forward to having you with us on our journey!
Best regards,
Alva
Good customer service
Good customer service
Fast response by Oliver and precise too
June 10, 2026
Unprompted review
Reply from Lunar Sweden
Hi Zak,
Thank you for your kind words! We're very proud of our case handlers who always put the customer first – great to see that Oliver delivered fast and precise responses. I've passed on your kind words to him.
We look forward to having you with us on our journey!
Best regards,
Alva
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