Mortgage Chain Ltd Reviews 80

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 4 out of 5 stars

Alex was very supportive throughout the whole process. We hit a little bump in the road but that was smoothed over. When it came to any problems in the application he was very quick to get a hold of!... See more

Rated 5 out of 5 stars

We recently bought a property and Alex provided an exceptional service every step of the way. Right from our first meeting, Alex kept us informed on a regular basis and guided us through various mortg... See more

Rated 4 out of 5 stars

Alex is very conscientious and has a personal touch in the service he delivers. I am a first time buyer who needed extra support and advice during the house buying process: every time Alex faithfully... See more

Company replied

Rated 5 out of 5 stars

We are first time buyers and Alex showed us step by step the process of obtaining our house. From joining instruction emails to progress updates everything is taken care of. The use of the online port... See more

Company replied

Company details

  1. Mortgage Broker

Written by the company

Mortgage Chain are experts at providing Mortgage Advice and recommending the best Mortgages on the market that reflect your needs. We search Mortgage Products on the Whole Mortgage Market in a matter of clicks saving you time and effort as well as guaranteeing you the best Mortgage deals.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

80 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Thrilled with Mortgagechain

Thrilled with Mortgagechain! Alex and his team were our guiding light as first-time buyers, expertly navigating us through securing a mortgage and more. "Their transparency made every step clear, even when facing solicitor-related issues.". They turned potential stress into smooth sailing. I am immensely grateful for their dedication and highly recommend their warm, professional service, particularly if you're facing a complex property purchase. Remember, even the best advisors can't cover every detail (like the snagging process), so do your own research too! #FirstHomeJoy 🏡✨

March 1, 2024
Unprompted review
Rated 5 out of 5 stars

High quality, professional service

Mortgage Chain delivered an extremely high-quality service to me throughout the whole process. Alex really went the extra mile a number of times. Aside from simply securing me a mortgage offer, he reviewed my Rightmove listing shortlist for potential issues, helped me interpret survey results, and made himself available to the estate agents and the conveyancer. You will easily find cheaper, but the service offered by Mortgage Chain is worth every penny. I would not hesitate to recommend them to anyone.

November 20, 2023
Unprompted review
Rated 5 out of 5 stars

I’d give 10 stars if I could

Great service! Alex has been the most supportive and good friend mortgage broker from beginning to end . Though out the process he and his team has done very hardworking job . You can find so many mortgages brokers inside the London but he do have good relations and close access with lender if you do have any problem while getting the mortgage offered he will sort out as soon possible . He is the best and provides excellent service all over the London . No doubt that I would highly recommend mortgage chain LTD as a first time buyer.

October 11, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you very much Babita for your kind review, it was a long process but we got you there, which is all that matters! Good luck in your new home. Alex

Rated 5 out of 5 stars

Amazing company, can't recommend more!

My husband and I just purchased our first flat in London, and it was all possible thanks to Alex and the team. As it can be the case, the transaction wasn't straightforward but Alex was with us every step of the way answering calls and emails within minutes and giving us advice on pretty much everything regarding the purchase! He reassured us on a lot of doubts that we had as first time buyers, with the added matter of being foreign citizens with very little knowledge of how these processes work in the UK. Truly a great experience, this is an amazing company!

September 13, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for taking your time to review our service, and enjoy the new journey in your new home. I look forward to speaking with you again. Take care! Alex

Rated 5 out of 5 stars

AMAZING SERVICE AND PEOPLE

Finding Alex and his company has been the blessing of our year, honestly! There are no words to explain how thankful we are for ALL that they have done for us...they literally held our hands throughout a roller coaster of a journey!! We can now call ourselves First Time Homeowners! Which, in these scary economic times, was something we were not putting much hope into! We would simply not be at this moment without Mortgage Chain invaluable and amazing support and expertise. Alex and Sophie have been the best people to have on our side, fighting our corner at every step, answering anxious emails at all times of day or week...simply a perfect service, from perfect empathetic human beings!! Being able to reach out to them countless times some days, when everything seems so hard and impossible, it really was a lifesaver and invaluable. Alex truly cares for his clients to get the best opportunity they can, and will go above and beyond his role, to make sure you get what is best for you! And Sophie is always ready to lend a helpful hand when there's some fight to do in this long and arduous process! Thank you doesn't even begin to cover it...you know how we feel. Grazie mille! Futura and Alessio

September 2, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Futura and Alessio, thank you so much for your review and amazing words of our service! The customer journey is the most important part of the process for us and one we have put a lot of time into delivering, so that you have shared your experience and it reflects just how we want our clients to feel! Thank you for the lovely photo and good luck in your new home. Grazie mille! Alex and team.

Rated 5 out of 5 stars

Five star

Alex Kerr and the whole team was amazing and very professional.

May 1, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thanks for your review Arabella! I hope you are enjoying your new home. Alex

Rated 5 out of 5 stars

Exceptional Guidance and Expertise: A Seamless Mortgage Experience with Alex and Team

I had an exceptional experience working with Alex and his team at Mortgage Chain as our mortgage broker. As first-time home buyers, my partner and I were initially overwhelmed by the complex world of mortgages. However, Alex's unwavering dedication and expertise guided us through the entire process with ease.

Alex's commitment to finding us the best mortgage option was truly remarkable. He demonstrated an impressive level of perseverance, ensuring that he explored every avenue until he identified the ideal solution for us. This level of dedication reassured us that we were in capable hands.

What truly set Alex apart was his ability to simplify complex concepts. He took the time to patiently explain each step of the mortgage journey, ensuring that we were well-informed and comfortable with the decisions we were making. Even when we had questions, he was quick to respond to our emails, providing clear and concise answers that eased our concerns.

In summary, Alex's professionalism, responsiveness, and expertise made our first-time home buying experience remarkably smooth. We couldn't be happier with the mortgage he secured for us. Without a doubt, we wholeheartedly recommend Alex to anyone seeking a mortgage. His commitment to his clients and his ability to simplify the process make him an invaluable asset in the world of mortgage brokering.

Thank you once again Alex.

Joe & Charlotte

August 8, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for such a lovely review! Myself and the team were delighted once your mortgage offer was through and can't wait to hear about your new home! Thanks again, Alex

Rated 5 out of 5 stars

Exceptional support

We are first time buyers and Alex showed us step by step the process of obtaining our house. From joining instruction emails to progress updates everything is taken care of. The use of the online portal is easy to use and navigate, uploads and new tasks easily submitted. The use of in portal chat/ messages is useful as you can track the dialogue easier than emails we also felt this was the most efficient way to proceed with the application process. We would highly recommend mortgage chain Ltd.

June 29, 2023
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Mark, thank you so much for taking the time to review your experience at Mortgage Chain. I’m delighted that you are now a homeowner. Enjoy this new chapter of your life and look forward to speaking once again in the future!

Rated 5 out of 5 stars

Excellent mortgage broker and advice service

Great service! Alex at Mortgage Chain made buying my first home possible. The team at Mortgage Chain are very responsive, always come back to quickly. The thing that sets Mortgage Chain apart from other mortgage brokers is their honesty, they are completely transparent in what your circumstance can achieve and will exhaust all possible options to making getting a mortgage a reality for you. Alex was extremely help in resolving issues and providing great advice. I would absolutely recommend Mortgage Chain to anyone looking to get their first mortgage.

June 30, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Nathan, congratulations! It’s been a pleasure dealing with you every step of the way and myself and the team at Mortgage Chain are delighted you are now a homeowner! Enjoy your newfound freedom, and I look forward to speaking to you soon. Alex

Rated 5 out of 5 stars

I’d give 10 stars if I could.

Alex and his team went above and beyond to secure a good mortgage, despite the current market conditions. He was incredibly responsive, he replied within hours to all of my queries. Best customer experience I’ve ever had. As a first time buyer it was reassuring to have him during the whole process. I’m writing this review from our new home, thank you sincerely. See you in 5 years when it’s time to remortgage.

June 30, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for such a fantastic review Daniel, it’s been a pleasure helping you throughout the process and I’m glad our streamlined system for first time buyers really helped you through!

Rated 5 out of 5 stars

Mortgage Chain helped us obtain a…

Mortgage Chain helped us obtain a mortgage to buy our next home. Unfortunately we had adverse credit, Mortgage Chain paired us with a lender who took a more open view to this so chances of a decline at offer stage was minimal. If you have adverse credit get in touch there is not much can't do! Thankyou Alex and Team

June 20, 2023
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for your kind words Melanie. I’m really glad that we were able to get you a mortgage offer in challenging conditions, and let’s get you over the line and into that new property!

Rated 5 out of 5 stars

I am very pleased with Alex’s help

I am very pleased with Alex’s help.
Excellent communication and very prompt response to any questions I had.

June 11, 2023
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thanks Eva, hope you are enjoying your new home and look forward to speaking once again!

Rated 5 out of 5 stars

Excellent Mortgage Advisory Service for First-Time Buyers

Mortgage Chain LTD surpassed my expectations as a first-time buyer. Their professionalism, efficiency, and unwavering support made the mortgage process effortless.

They handled paperwork promptly, guiding us through each step with confidence and attention to detail. Communication was exceptional, with regular updates and quick responses to our queries.

Mortgage Chain LTD went above and beyond, patiently addressing all our questions and concerns. Their expert guidance helped us make informed decisions and navigate the process smoothly.

In summary, Mortgage Chain LTD provided outstanding mortgage advisory service. Swift paperwork handling, consistent communication, and unwavering support made them an excellent choice for first-time buyers. I highly recommend Mortgage Chain LTD for a seamless and enjoyable journey to homeownership

May 26, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for such a great review Henry!! Alex

Rated 5 out of 5 stars

Most supportive Mortgage Broker

Alex has been the most supportive and understanding Mortgage broker from beginning to end. Through out the process he and his team had been working around the clock with every ounce of effort to meet expectations... or even exceed them. I sensed this through the various communications and updates they provided during the mortgage application. Alex looked into depth your situation and analysed the various potential documentations lenders would ask for as evidence, especially unique circumstances.

No doubt that I would highly recommend Mortgage Chain Ltd as a First time buyer who are looking for a decent mortgage deal and a company who would fight for your side to get your mortgage offer you need to purchase your dream home.

May 24, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Thank you for your review Chris and I hope you are enjoying your new home. Delighted we were able to get you that mortgage offer and most importantly the keys to your home. Enjoy!

Rated 5 out of 5 stars

Thank you

Alex was very helpful and amazing from day one. Alex guided us on every step of the process and made sure it runs smoothly. I would highly recommend his company for the first-time buyer. I wish the Mortgage Chain company and team great success in the future.

May 22, 2023
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

So happy for you, your wife and the little one that you were able to get your new home! Enjoy all of the memories you will be making and look forward to speaking again in the future.

Rated 2 out of 5 stars

Difficult to leave a bad review but it is important

This is a hard review to write. My partner and I used Mortgage Chain back in March of this year when looking to get a mortgage offer on a new build home as first time buyers. At the beginning of the process all seemed to be positive and the broker felt that we would be able to secure a mortgage offer, however as time went on there was less optimism and an error made by the broker who had not reviewed properly our income from our salaries in particular around my car lease that I had through my employment. Towards the end there was nothing more that could be done for us and there was no way forward. This left our dreams in tatters and the house we wanted to reserve was then lost. We had to then find another broker and company who were brilliant and secured us a mortgage offer and we have just completed on a new build property this week.

I do try to not be pessimistic but we did not have a great experience with the Mortgage Chain and I think there is some work that needs to be done at the firm.

March 31, 2022
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Dan, I'm very sorry to hear that you had to experience this when trying to buy your new build home and and very glad that it worked out for you and congratulations on your completion.

You are right, there is, or was some work that needed to be done. It was the first time we had recruited a new adviser, and mistakes were made in this process and unfortunately appropriate training was not provided which meant our usual high standards were not passed along. We take complete responsibility of that.

I'm sorry that you are within the minority of our clients experiences, our reviews are mainly five-star and I'm glad you reached out so we can address our recruiting and training procedures moving forwards so this is not repeated.

May I wish you the very best of luck in your new home, and a lovely Christmas.

Many thanks, Alex Kerr – Mortgage Chain

Rated 5 out of 5 stars

Mortgage chain provided us a swift…

Mortgage chain provided us a swift response to my initial enquiry and quickly arranged a telephone appointment. My broker Alex Kerr and admin team Kirsty Butler was professional and knowledgeable and found a product which suited our needs perfectly. We were recommended a Mortgage chain affiliated solicitor and our application is now underway with plenty of communication along the way. So far so good and would highly recommend Mortgage chain. Many Thanks to Alex Kerr, Kirsty Butler and Team.

July 8, 2022
Unprompted review
Rated 5 out of 5 stars

Helpful and efficient service

Andrew was very helpful and kept me updated throughout the process. Certainly took the headache and stress of trying to sort out a mortgage on my own. Great work guys.

March 28, 2022
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

thanks very much for leaving a review and glad it was a smooth journey to obtaining your mortgage offer!

Rated 5 out of 5 stars

Amazing Service from Andrew at Mortgage Chain

Firstly, Huge thank you to Andrew, Alex & Kirsty! They have all been so helpful from the start of our mortgage process and have done an amazing job securing our first mortgage. As first-time buyers we had no clue on what we needed to do or what we were able to look for on the property market. Andrew broke every step down for us and followed the process so professionally, which made this so much easier for us. There communication is great, no question was too silly and the time they take to get your mortgage offer was quick.
We would highly recommend using mortgage chain. They are polite, helpful, approachable and honest. We will be returning in the future!

Thanks again!
Gemma & Reece

October 21, 2021
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Gemma & Reece, thanks so much for taking the time to leave us a review, and really glad you had a great experience, and of course mortgage offer at the end of it!

Rated 5 out of 5 stars

Amazing service. Meeting to offer in 3 weeks!

Couldn't be happier with the service I received from Andrew Walcott and team at Mortgage Chain.
From our initial conversation/consultation to receiving my full mortgage offer took just 3 weeks! (only this long due to bank hols and waiting for the valuation).
Worth every penny!
Everything was seamless and easy to follow up.
Thank you again for your help.

September 13, 2021
Unprompted review
Mortgage Chain Ltd logo

Reply from Mortgage Chain Ltd

Hi Nicola, thank you very much for your review, it was a pleasure helping you and exciting times moving forwards! Andrew.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look