National Bankcard Inc. Reviews 

9,929
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,094 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and helpfulness, making the setup process clear and easy. Many highlight exceptional customer service, noting patient agents who listen attentively and provide superior support. The overall service and user experience are frequently described as easy, quick, and efficient, with many appreciating the seamless onboarding. However, some customers also noted significant issues with payment processing, including funds being held for extended periods or accounts frozen and suspended without clear reasons. Conversely, a small portion of people felt customer service was poor, citing difficulties getting questions answered, communication issues, and inexperienced representatives.

What people talk about most

Staff

Reviewers consistently express satisfaction with the staff, frequently describing them as professional,... See more

Customer service

People report positive experiences with customer service, highlighting the professionalism and helpfulness of... See more

Service

Customers had positive experiences with service, often describing it as exceptional, very nice, and helpful,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease and simplicity... See more

Payment

Clients share ambiguous opinions on payment, with many expressing significant frustration due to withheld... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What made my experience five star was, Peter the first agent that called me about completing the application process. Peter, didn't talk too fast and his wording felt real and not scripted. And not to... See more

Rated 5 out of 5 stars

Marie explained everything or made sure I understood with my brief back questions. She was able to adjust our account to reflect what our intent of use was. She answered all my questions and I feel... See more

Rated 5 out of 5 stars

I am a new customer and Jodie Kitain and Kelly Costantino made it simple for me to switch from Square to National Bankcard. Kelly set up my account with me over the phone and walked me thru the proc... See more

Rated 5 out of 5 stars

Robert gave me step-by-step step instructions and made sure I understood the process. Very professional and informative. I can’t wait to see the savings after realizing how much I was being charged by... See more


Company details

  1. Business Services

Information provided by various external sources

National Bankcard is a leading provider in credit and debit card-based payment processing solutions to customers across the country. We pride ourselves on having the lowest processing rates backed by our award-winning customer service. No matter what type of business, our focus is to be your processor-of-choice.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

10K reviews

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4.8

All reviews

(9,929)

1,046 reviews in the last 12 months

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Rated 1 out of 5 stars

My experience with National Bankcard

My experience with National Bankcard, Inc. has been frustrating due to poor communication, inconsistent information, and withheld merchant funds. These good reviews must be fake. Check the Better Business profile and see the real ones. All negative. My account was approved through underwriting, but shortly after activation it was placed under review and funds from legitimate completed transactions were withheld without clear explanation.

I was repeatedly transferred between departments and given conflicting reasons for the hold. I was told the issue involved transaction decline ratios, but declines are common in online commerce and often come from customer-side issues. No evidence of fraud or misconduct was provided.

Despite submitting invoices and documentation, funds continued to be held with no clear transaction-level explanation. I also requested that all processing be stopped and the account closed, yet I still observed fees or settlement activity afterward.

From my experience, this company relies heavily on aggressive sales tactics, including Facebook advertising and commission-driven sales representatives who will say anything to get you onboarded.

Once your account is active, you are exposed to sudden freezes and withheld funds while transaction fees continue to be collected.

This has had a serious financial impact on my business. I remain out more than $4,000 in completed sales. Advice to others: be extremely cautious before signing up.

Make sure you fully understand the risk of fund holds and account freezes after activation.

Desired outcome: release of all undisputed funds, full accounting of holds and fees, and confirmation all processing and debits have stopped.

May 28, 2026
Unprompted review
Rated 5 out of 5 stars

Good Work

Greg was excellent. He walked me thru everything. I just started working with Jody, but she is doing well for me. Thank you

June 25, 2026
Rated 5 out of 5 stars

Agents listened

Agents listened, worked well through a complex activation, expedited new account fast and fee rates are very reasonable. Would recommend to others to use National Bankcard for credit card processing.

June 23, 2026
Rated 1 out of 5 stars

Horrible customer service

Horrible customer service. Reps not experienced. If I could give you guys less than one star, I would big mistake in signing up with this company

June 16, 2026
Rated 5 out of 5 stars

I am a new customer switching from Square

I am a new customer and Jodie Kitain and
Kelly Costantino made it simple for me to switch from Square to National Bankcard. Kelly set up my account with me over the phone and walked me thru the process and Jodie helped verify all my info and answer all my other questions. I can't wait to use to service.

June 22, 2026
Rated 5 out of 5 stars

Thank you so for Experince with…

Thank you so for Experince with Representatives that Made Contact with me Robert Casey and And Staff with most professional experience and looking out for my needs to service 😀

June 22, 2026

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