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RAC Car Insurance Reviews 

17,608
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 12,018 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the pricing competitive, often noting it was cheaper than alternatives or previous insurers. The process of setting up policies and renewing online was frequently praised for its ease and straightforwardness, with the website being intuitive and simple to navigate. However, some customers also noted concerns regarding renewal prices, with some experiencing significant increases or feeling quotes were initially overinflated. A few other people found the renewal process frustrating due to confusing communications, timing of offers, or dissatisfaction with administrative fees.

What people talk about most

Price

People report positive experiences with price, often finding competitive quotes that are significantly lower... See more

User experience

Consumers find the user experience to be positive, with many reviewers highlighting the ease of the online... See more

Service

Users describe positive interactions with service, with many finding it an easy way to manage insurance and... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use for various tasks such as... See more

Subscription

Clients share positive opinions on subscription renewals, with many finding the process smooth and easy, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very competitive price compared to renewal quote from previous insurer, just have to hope next years renewal is not hiked up as with most insurers. Easy to set up and go. Would like to see auto... See more

Company replied

Rated 4 out of 5 stars

When I called to ask if a price match could be made re the insurance price, the chap (so sorry I cannot remember his name) was very friendly and helpful and advised that RAC doesn't do "price matching... See more

Company replied

Rated 4 out of 5 stars

Timely reminder that renewal was due. Renewal was easy. Slight increase in cost, a little more than in previous years which was a little disappointing as a long term customer, but the ease of renewa... See more

Company replied

Rated 5 out of 5 stars

1. Competitive price that reflects decades of safe driving and genuine no claims since 1979. Also, as my MoT mileage recordings prove, I do low annual mileage which I would be prepared to submit... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.4

All reviews

(17,608)

11,732 reviews in the last 12 months

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Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great price

July 12, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

This is the first time I have used you…

This is the first time I have used you but I am very happy with the cost of my insurance and the quick and easy way I was able to access the on line procedure

July 11, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Myself and my son were insured with…

Myself and my son were insured with RAC/Ticker on a blackbox insurance policy and it's without a doubt the worst experience I've ever had with any insurance.
The blackbox/app are unreliable, constantly claiming it isn't plugged in or isn't sending data and then there's no end of threats to cancel the policy.
It's impossible to speak with a person over the phone and only via web chat, and only 9am-5pm.
The blackbox is a good idea but unfortunately it doesn't work as intended plus the inability to speak with someone is a real problem, and for that reason I'd advise everyone avoids.

July 19, 2026
Unprompted review
Rated 5 out of 5 stars

Early notification and immediate…

Early notification and immediate response.

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy

Easy to manage my renewal great on pricing.

July 11, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I telephoned RAC because I had not had…

I telephoned RAC because I had not had a reminder (I always have a copy by post). Due to our appalling postal system it had been sent about 10 days before but it came a few days later! A very helpful lady told me the new price and it was all sorted very efficiently and quickly. Thank you.

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Shameful customer service

Called to deal with a quote for insurance I had from go compare, I tried using the online payment for the policy but couldn’t pay due to their system being glitchy, so I contacted the online customer service, ever who the guy was that was dealing with it basically couldn’t be bothered to help, never even tried, told me he couldn’t help after I explained what had happened, and told me to try again later, if this is the level of customer service you receive while trying to buy a policy I would hate to think what it’s like having a policy with them and having to make a claim, shameful service, I have RAC BREAKDOWN cover on both my car & van, I hope the service is far better with them, if it isn’t I’ll be staying well clear of RAC products in the future.

July 16, 2026
Unprompted review
Rated 4 out of 5 stars

A small mistake caused a lot of trouble for me

unfortunately when I informed you of my change of my email address you didn't record it or you used my old email address . the consequence was I never received a quote for my insurance. I tried contacting you but never received a reply . On the day my insurance was. due I had to ring up and sort it out , this meant I had no opportunity to get other quotes, which I normally do .As it happens you had already renewed it on automatic renewal. Which I did not agree to. my payment method had also changed So you would not have received payment sending me reminders to my old email would not have reach me which would mean you cancelling my policy and the worst part is I could have been pulled by the police and a fine and points put on my clean licence without me knowing anything about it Because you automatically renewed my insurance " without my concent " you would probably have not sent me my renewal information by post. A small mistake in the beginning caused me a lot of anxiety Allan A

July 11, 2026
Rated 4 out of 5 stars

One of the lower rates I could get

One of the lower rates I could get, pleased with the outcome

June 11, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Simple to renew

July 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

Easy to renew insurance.

Easy to renew insurance.
Good price this year too
Many thanks

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

Well so far I am happy with the quote

Well so far I am happy with the quote, ease with which I was able to choose the insurance and am fairly certain I have made the right decision

July 11, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

RAC excellent service.…

I have been with RAC car insurance for a number of years and have always had great service I would highly recommend to anyone thank you.

June 30, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very happy with the service provided

To start the price. When I have had occasion to contact RAC, the operative has always been kind and helpful.

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

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