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RAC Car Insurance Reviews 

17,864
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 12,089 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding it cheaper than other providers, with many appreciating the inclusion of additional benefits at no extra cost. The online setup process and website navigation are consistently described as straightforward, easy, and clear, making policy management simple for users. Many people also appreciate the efficient service and the overall ease of renewing their subscriptions. However, some customers also noted concerns regarding renewal prices, feeling that initial quotes were often inflated or that loyalty was not always rewarded. Several reviewers mentioned needing to negotiate for a more realistic price or finding better deals elsewhere upon renewal, indicating a desire for more consistent pricing.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the prices competitive and even cheaper... See more

User experience

People report positive experiences with the user experience, finding the process simple, easy to navigate,... See more

Service

Users describe positive interactions with service, often highlighting helpful representatives who provide... See more

Website

Consumers find the website to be positive, with many reviewers highlighting its ease of use and... See more

Subscription

Reviewers highlight positive aspects of subscription, often finding the renewal process easy and hassle-free,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good price compared with other companies, even with exactly same details. Did have a slight problem with claims but resolved with customer services, not sure if my fault or not as date appeared on p... See more

Company replied

Rated 4 out of 5 stars

After being with the same insurance for some time and seeing the insurance go up year on year, I went with the RAC and reduced my premium by £150. I also included break down cover for this price whic... See more

Company replied

Rated 4 out of 5 stars

The RAC do actually reward loyalty! This is the 3rd year in a row that i've remained with them, because not only were they cheaper than any other providers (on comparison sites) alot of extras are i... See more

Company replied

Rated 5 out of 5 stars

This is for an 'online only' policy. That is, you manage it yourself (unless you need to phone to make a claim). Setting up my policy online was straight forward, with very clear information as to wha... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.4

All reviews

(17,864)

11,987 reviews in the last 12 months

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Rated 4 out of 5 stars

Changed to RAC

After being with the same insurance for some time and seeing the insurance go up year on year, I went with the RAC and reduced my premium by £150. I also included break down cover for this price which I did not have with the other insurance.
Hopefully the RAC will be more reasonable as well when it comes to renewal next year.

July 17, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Great renewal

Great to trust a insurance company to get thing's right made it simple to renew good service easy to work out.

July 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

A good experience with RAC Insurance

I chose RAC from the "compare the market" site for being good value and offering excellent cover. The RAC site was easy to navigate but do check all your answers that are passed through from Meerkat.

July 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to renew

Easy to renew, good price

July 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 4 out of 5 stars

Good price insurance- with excellent…

Good price insurance- with excellent coverage.

July 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Easy to apply although I don't appear…

Easy to apply although I don't appear to have received my Blue Light voucher for choosing RAC via the comparison website.

Slightly annoying that I keep receiving emails about a previous claim but stating I need to take any action. I have contacted RAC via the webchat and believed that this was all sorted.

July 20, 2026
Rated 5 out of 5 stars

It was efficient


It was efficient, simple to renew and the price is really not bad. Thank you.

July 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy process

Easy process

May 12, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Car Insurance new policy

Competitive price and easy Web site to use.

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Excellent

It was straight forward all the information was available.

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Competative Insurance provider but a hard sell!

The website is easy to navigate to obtaining insurance, however difficult to cancel and there was an extremely hard cell from the customer services person when wanting to not renew and transfer to another provider. Misleading information was provided particularly in respect of the NCD.

February 20, 2026
Rated 5 out of 5 stars

Competitive quotes received through…

Competitive quotes received through search engine. Process to arrange insurance online was straightforward and policy was set up promptly. Yet to access my policy documents online but this should be relatively easy.

July 16, 2026
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Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to renew and a very competitive…

Easy to renew and a very competitive price

July 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Attempting to resolve an issue with…

Attempting to resolve an issue with payment using the self service centre and webchat was frustrating and confusing

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Sue,


Thank you for your feedback. We're sorry to hear that your experience with our self-service centre and webchat was frustrating and confusing while trying to resolve your payment issue.

We appreciate you taking the time to let us know, as your feedback helps us identify where we can improve. A member of our team will be in touch with you to discuss your experience and work towards resolving the issue.


Many thanks,
Kirsty

Rated 5 out of 5 stars

Easy to set up

Easy to set up , cheapest around

July 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Car insurance

Brcause i am not good on modern tec so actually managed to speak to a human all sorted and sent a hard copy of quote to my address and yes it was considerably n cheaper than last year thank you

July 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Poor customer service

For the second year in a row I have had an inflated price quoted on the basis of incorrect data on their system. Last year it took a lengthy complaint process to get it corrected. Now it’s back on the system. I’ve spent an hour and a half on the phone trying to sort it out - and have been told the right department shuts at 16.30. This is crazy - most working people can’t spend hours on the phone so I’ve just gone elsewhere for less than half the price. Shop around!

July 23, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi,


Thank you for taking the time to share your feedback. We're very sorry to hear about your experience and understand how frustrating it must have been to encounter the same issue for a second year, especially after the time you spent trying to get it resolved.

We'd like the opportunity to investigate this further. If you're happy to do so, please email your policy details to socialresponders@bglgroup.co.uk and our team will look into this for you as soon as possible.

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.


Many thanks,
Kirsty

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