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RAC Car Insurance Reviews 

18,040
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 12,089 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding it cheaper than other providers, with many appreciating the inclusion of additional benefits at no extra cost. The online setup process and website navigation are consistently described as straightforward, easy, and clear, making policy management simple for users. Many people also appreciate the efficient service and the overall ease of renewing their subscriptions. However, some customers also noted concerns regarding renewal prices, feeling that initial quotes were often inflated or that loyalty was not always rewarded. Several reviewers mentioned needing to negotiate for a more realistic price or finding better deals elsewhere upon renewal, indicating a desire for more consistent pricing.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the prices competitive and even cheaper... See more

User experience

People report positive experiences with the user experience, finding the process simple, easy to navigate,... See more

Service

Users describe positive interactions with service, often highlighting helpful representatives who provide... See more

Website

Consumers find the website to be positive, with many reviewers highlighting its ease of use and... See more

Subscription

Reviewers highlight positive aspects of subscription, often finding the renewal process easy and hassle-free,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good price compared with other companies, even with exactly same details. Did have a slight problem with claims but resolved with customer services, not sure if my fault or not as date appeared on p... See more

Company replied

Rated 4 out of 5 stars

After being with the same insurance for some time and seeing the insurance go up year on year, I went with the RAC and reduced my premium by £150. I also included break down cover for this price whic... See more

Company replied

Rated 4 out of 5 stars

The RAC do actually reward loyalty! This is the 3rd year in a row that i've remained with them, because not only were they cheaper than any other providers (on comparison sites) alot of extras are i... See more

Company replied

Rated 5 out of 5 stars

This is for an 'online only' policy. That is, you manage it yourself (unless you need to phone to make a claim). Setting up my policy online was straight forward, with very clear information as to wha... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.4

All reviews

(18,040)

12,134 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very good renewal price

Very good renewal price, easy on-line experience, all perfect, also included, 1 year limited RAC recovery for my car free. Thank you

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Competitive value

The quoted price was excellent and beat its nearest competitor.

September 8, 2025
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Good price

Good price, easy to apply

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

very easy and on my pocket

very easy and on my pocket

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Rubbish service

Rubbish service

April 27, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi George,

Thank you for taking the time to leave your feedback!

I am sorry to hear that you found our service to be rubbish; we will be in touch to find out if there is anything we can do to help.

Vicky

Rated 5 out of 5 stars

It was online RAC Car Insurance & it…

It was online RAC Car Insurance & it was straight forward so accepted as Value For Price too so I was pleased for my offer as been offered!

June 2, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Very good Service good communication…

Very good Service good communication keeps me up to date with all offers available to me and very good response in case of problems

July 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

No horrible surprise with the premium.

Went very smoothly. No horrible surprise with the premium.

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Feedback

Following receiving a chaser email prior to the expiration date, I double checked to see if other providers could compete with the overall existing package. Decision made to continue with RAC.

July 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to get a competitive quote and…

Easy to get a competitive quote and complete the procedure to switch my car insurance.

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Reasonably priced and more

Reasonably priced with a lot of added incentives thrown in. Seamless application with knowledgable staff and good customer service

July 23, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

The best value for money insurance

The best value for money insurance - I did and in-depth search on the NET but found going directly to RAC for their online insurance option offered the best service for the best price. Simple to apply and easy to manage my own policy online. No fuss no drama. No long interviews with reps on the phone. Thanks RAC - even have roadside assistance cover.

July 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 4 out of 5 stars

No major problems

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Quick & easy renewal online with…

Quick & easy renewal online with competitive price

July 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

It was easy to understand

It was easy to understand and the online ifo was great

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

price and easy transaction good cover


price and easy transaction good cover

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

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