Scalable Capital Reviews 6,534

TrustScore 4 out of 5

4.0

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Rated 5 out of 5 stars

All is good so far. I like using as well as the application on Android and the browser version. I could easily find documents for Steuererklärung, that's nice. What I could not find in the application... See more

Company replied

Rated 5 out of 5 stars

The new SC after migrating from Badder bank to their own infrastructure has been very good. The service is more responsive and money transfers are now instantaneous. The new option to move money inter... See more

Company replied

Rated 3 out of 5 stars

The app is too basic but i need to suggest some features which would make this app better 1) I request scalable capital to add "modify feature" in the app after placing trades 2) I want scalable... See more

Company replied

Rated 3 out of 5 stars

I like the overall UI look and style. There are a few aspects that I would really appreciate and would have convinced me to prefer using this app over others. First of all, one can only see the accu... See more

Company replied

Company details

  1. Bank

Written by the company

Scalable Capital is a leading bank that empowers people in Europe to shape their own finances. Scalable Capital makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives and set up savings plans. Attractive interest, loans, and private equity complement the range of products and services. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. More than one million clients already have a total of more than €40 billion on the platform. Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team led by Erik Podzuweit and Florian Prucker, Scalable Capital is building the next generation of financial services. Further information at: www.scalable.capital.

About Scalable Capital

Written by the company

Personalised & Diversified
We provide personalised, globally-diversified ETF-portfolios designed to create long-term wealth.
Cost-Efficient.
To do this, we select the best and most cost-efficient Exchange Traded Funds (ETFs).
Your Risk Under Control.
We monitor and manage your portfolio continuously with our proprietary risk management technology.

Contact info

4.0

Great

TrustScore 4 out of 5

7K reviews

5-star
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No history of asking for reviews

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Rated 1 out of 5 stars

I had a terrible experience with…

I had a terrible experience with scalable capital. I requested a withdrawal, and after almost three months, the transaction is still pending. Their service team keeps emailing reassurances that the issue is resolved, but nothing changes. Dealing with # gcasco# transfers is always seamless, making this three months delays absolutely unacceptable. This company shows a complete lack of professionalism, accountability, and respect for clients' money.

June 14, 2026
Unprompted review
Rated 3 out of 5 stars

Well....it was all okay but honestly I…

Well....it was all okay and honestly I do like the app. But....not being able to buy partial stocks is a bit meh. And I get people are making savings plans for that and then canceling but this is stupid.

May 25, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your feedback. We are pleased that you are satisfied with our app. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 1 out of 5 stars

My experience was affected by concerns…

My experience was affected by concerns around security, communication consistency, and transparency. Repeated calls from various numbers and limited trust in the process reduced confidence. #100Solidllc# can differentiate itself by ensuring clear communication, using verified platforms, maintaining strong data protection, and operating with transparency.

June 11, 2026
Unprompted review
Rated 5 out of 5 stars

It is very good, but could not find some info in the application

All is good so far. I like using as well as the application on Android and the browser version. I could easily find documents for Steuererklärung, that's nice. What I could not find in the application, is that information about average price of purchase of some stocks. I guess it is called Durchschnittlicher Kaufpreis auf Deutsch. I would like to have it, if it not yet available. For example I buy stocks at different prices today at 100 euro, tomorrow 50, then after some time at 70. So I would like to have an average price of all these purchases. Thanks.

June 10, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Pavel,
thank you very much for your feedback. We are happy to pass on your suggestions internally to our team, who is constantly working on optimisations.
Kind regards,
Nina from Scalable Capital

Rated 5 out of 5 stars

Scalable is an amazing platform for…

Scalable is an amazing platform for investors. It has variety of products to satisfy different needs. Easy to use app provides information on all product.

June 10, 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you very much for this 5-star rating. We will do our best to continue in the same way so that you remain satisfied.
Kind regards,
Nina from Scalable Capital

Rated 4 out of 5 stars

Easy to use.

June 6, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Vydunas,
we are very pleased to hear that, thank you very much for the feedback!
Kind regards,
Nina from Scalable Capital

Rated 1 out of 5 stars

Customer Support doesn't exist

Customer Support doesn't exist. Just an AI chat that does absolutely nothing. I fully stopped trusting this platform after realizing I put my money where there's nobody to help in case of problem. I'll move away as soon as possible.

June 3, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your review. We are sorry if you are experiencing any problems. Please contact our customer service via +49 89 380 380 67 or service@scalable.capital.
Kind regards,
Nina from Scalable Capital

Rated 1 out of 5 stars

No customer service

Until everything is going well it’s good but I have to point out that there is absolutely no customer support as such. Telephone line is useless it loops through and says we have limited capacity. Chat function is ChatGPT not connected to any system which can give actual information. They also do not answer email. So think about the future issues and avoid this broker because if you have a problem you hit the wall.

June 5, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your review. We regret that you had an unsatisfactory experience. Due to an increased volume, there may unfortunately be delays in processing inquiries at the moment. Our customer service team will process requests as quickly and efficiently as possible. Please contact us again at community@scalable.capital with a description of your request and we will forward it internally.
Kind regards,
Nina from Scalable Capital


Rated 3 out of 5 stars

Onboarding & Cash Transaction Detail

The onboarding took over a month although I had the documents submitted.

Once I was online I could see that the incoming cash transactions would not show the sender or the sender's account number or bank. I think this is very poor for the real time transactions and should be standard (it is in all the competing online banks).

June 2, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Marc,
thank you for your review. We regret that you had an unsatisfactory experience. Due to an increased volume, there may unfortunately be delays in processing inquiries at the moment. Our customer service team will process requests as quickly and efficiently as possible. As deposits and withdrawals can only be made from your own designated account, there is no need to specify the sender or the bank. Also we already offer some real-time transfers. Transfers between clearing accounts (internal transfers) take place in real time between Scalable accounts. The same applies to deposits. Withdrawals to your designated account usually take one to two banking days.
Kind regards,
Nina from Scalable Capital

Rated 1 out of 5 stars

Unprofessional service: Left stranded without legal tax documents

I am deeply disappointed with Scalable Capital. Their customer service is non-existent—they simply do not reply to critical inquiries.
We are currently in the middle of the Spanish tax campaign (deadline June 30th), and they still haven't provided the mandatory annual tax report required by law. My tax advisor gave me a final warning because their delay is pushing my filing into a massive queue, meaning I will likely face late-submission penalties. It is entirely their fault, yet I am the one risking a fine. If a financial entity cannot comply with local tax laws or answer a simple support message, they shouldn't be operating in the market. Absolutely unacceptable.

June 3, 2026
Unprompted review
Rated 5 out of 5 stars

Very easy to use

Very transparent, easy to use platform. Makes investing accessible for everyone.

June 3, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Petronella,
thank you for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Nina from Scalable Capital

Rated 5 out of 5 stars

Great app

Great app. Simple to use
Good visualisation

June 3, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Muhammad,
we are very happy about this positive review and that you are satisfied with our offer. Thank you very much for sharing your experience!
Kind regards,
Nina from Scalable Capital

Rated 3 out of 5 stars

The app is too basic but i need to…

The app is too basic but i need to suggest some features which would make this app better
1) I request scalable capital to add "modify feature" in the app after placing trades
2) I want scalable capital to add "sell all" feature to sell all my holdings at once instead of selling one by one

June 1, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your feedback. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 2 out of 5 stars

Too slow

Too slow. Limited communication on what was happening

May 13, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Louis,
thank you for your feedback. We are sorry if you had an unsatisfactory experience. Due to an increased volume, there may unfortunately be delays in processing inquiries at the moment. We are continuously developing our processes and expanding our customer service team.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Happy with the new Scalable Capital (post Badder)

The new SC after migrating from Badder bank to their own infrastructure has been very good. The service is more responsive and money transfers are now instantaneous. The new option to move money internally between accounts is also a huge time saver, in the past you would need to transfer out and then back in.

May 31, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Matan,
thank you for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Zero issues thus far (since about a…

Zero issues thus far (since about a year or so).

May 30, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

Mostly snappy and up2date

Mostly snappy and up2date. I miss in the general overview some kind of insights, e.g. gesamtrendite.

Still exploring the service though :-)

May 29, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Kay,
thank you for your feedback. We are pleased that you like our offer! You can find your Gesamtrendite (total return) on the dashboard: just click on the three dots right next to "max".
Kind regards,
Nina from Scalable Capital

Rated 4 out of 5 stars

The application is user friendly

The application is user friendly. The only default is money transfer feature does not work on app but only on the web version. The premium version offers enough opportunity for multiple tradings at low or no cost. I like that a lot compared to traditional depo accounts with the bank. The saving and credit facility for the deposit and loan is another attractive feature of the broker.

April 1, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your feedback. We are pleased that you are satisfied with our product. We apologize if you encounter any issues alongside. Please feel free to contact our customer service team. Our team will be happy to assist you.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Cute

Cute, nice design, easy to understand and follow

May 29, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for the review. We are pleased that you like the app!
Kind regards
Eva from Scalable Capital

Rated 5 out of 5 stars

so far so good

May 25, 2026
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Milo,
we are very pleased to hear that, thank you very much for the feedback!
Kind regards,
Eva from Scalable Capital

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