Southern Cross Travel Insurance Reviews 2,385

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 722 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease and speed of the service, from the initial application process to navigating the website. Many found the pricing to be excellent and a great value for money, often noting it was more affordable than competitors. The user experience is consistently praised for being straightforward and simple, providing peace of mind during travels. However, some people mentioned issues with the claims process, citing a lack of clear information regarding excesses and delays in receiving acknowledgments or resolutions. A few other people also felt that customer service representatives were unhelpful when trying to make a claim, making the process difficult and frustrating.

What people talk about most

Claim

Clients share ambiguous opinions on claim processes, with some reviewers reporting positive experiences,... See more

Service

People report positive experiences with service, often highlighting the ease and efficiency of arranging... See more

Price

Reviewers highlight positive aspects of price, with many finding the cost of policies to be very reasonable... See more

User experience

Reviewers mention positive feedback about user experience, highlighting the ease and speed of the process.... See more

Value for money

Consumers find the value for money to be positive, often describing it as the best and easiest option after... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Southern Cross offered insurance to both my husband and I even in light of my husbands emerging health issues. We were thankful for the cover and sense of security it offered should anything go wrong... See more

Company replied

Rated 5 out of 5 stars

Easy and quick to deal with. My 7yr old son got sick and had to go to hospital while we overseas. Thank goodness for travel insurance, communication was awesome, we felt supported and the hospital bil... See more

Rated 5 out of 5 stars

The application on the website was easy to use and navigate. I do have existing health issues that increased the premium but I do understand that insurance is based on risk. Very prompt acceptance... See more

Rated 5 out of 5 stars

When my daughter and I got snowed-in in New York and our flight was delayed, I had no need to worry because I knew SCTI would look after us, and they did. Simple application process. Fair premiums a... See more

Company replied


Company details

  1. Travel Insurance Company
  2. Insurance Company

About Southern Cross Travel Insurance

Written by the company

We offer travel insurance that suits how you want to travel


We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.

Single trip travel insurance

Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn more

Multi trip travel insurance

If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn more

Medical only cover

Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn more

Kiwi adventures

Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn more

Cover for your big OE

Quality protection designed for New Zealand travellers planning to live or work overseas. Learn more

Studying in New Zealand

Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn more

Non-resident cover

This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn more

Written by the company

Trusted by travellers

Trusted by over 6 million travellers on their adventures worldwide+

Trusted by over 6 million travellers on their adventures worldwide+
+Based upon the total number of travellers we have insured across the markets where we operate for all our travel insurance products from January 1995 to June 2024.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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Rated 4 out of 5 stars

Very easy to buy online

Very easy to buy online, good price. Luckily we didn’t need to make a claim so can’t comment on the claim process but the rest was great and came with a level of comfort that we were covered.

March 26, 2026
Southern Cross Travel Insurance logo

Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that you found our online purchase process easy and the price good. We appreciate your feedback and are glad you felt secure with our coverage.

Rated 5 out of 5 stars

Excellent price on travel insurance.

Excellent price on travel insurance.

March 26, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy our travel insurance met your needs at an excellent price. Thank you for your feedback; it means a lot to us.

Rated 5 out of 5 stars

Was easy to get sorted in no time at…

Was easy to get sorted in no time at all for both my partner and I.
Very cheap and easy to deal with

March 25, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that the process was quick and straightforward for you and your partner. We appreciate your feedback regarding the cost and ease of service.

Rated 5 out of 5 stars

12 months cover for multiple trips

12 months cover for multiple trips, simple online sign up, no age limit, not having to advise each time I travel, flexibility as to the maximum time away on each trip.
This is my fourth year buying an annual renewal and while i have never had to make a claim being a long time SC client I have peace of mind a claim would be honoured should the need arise.

March 24, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We appreciate your continued loyalty and are happy to hear that our multiple trip cover provides you with peace of mind. It's great to know the simple online sign-up and flexibility suit your travel needs. Thank you for your positive feedback.

Rated 5 out of 5 stars

Covered for Bali

Easy system to use

January 15, 2026
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Reply from Southern Cross Travel Insurance

Hi there, Thank you for your feedback, we appreciate it.

Rated 4 out of 5 stars

Well priced and straight forward.

I asked chatgpt. It said Southern Cross. Then I checked myself. Chatgpt was right. Southern Cross provides good cover at a good price. Don't bother looking anywhere else.

March 22, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that you found suitable coverage at a great price. Thank you for your recommendation!

Rated 4 out of 5 stars

Without using or making any claims I…

Without using or making any claims I can only say the process in getting cover along with insurance notification the process was easy and non stressful.

March 22, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that the process of obtaining cover and insurance notification was easy and stress-free for you. Thank you for sharing your positive experience with us!

Rated 3 out of 5 stars

Didn’t require to use it so unsure how…

Didn’t require to use it so unsure how to rate.
Thankful I had something in place though.

March 21, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We appreciate you sharing your experience. It's good to know you had something available, even if unused. Thanks for your feedback.

Rated 5 out of 5 stars

Great service

Great service. Make payouts quickly. Easy to use app.

March 25, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that you had a great experience with our services! We appreciate your positive feedback regarding the payouts.

Rated 5 out of 5 stars

Organising the travel insurance was…

Organising the travel insurance was fast and efficient and the staff were knowledgeable and helpful about the policies and the customer needs. I was kept informed of changes such as the difficulties in the middle east and how they might affect my policy. Whilst my travel was without issues or problems, I felt confident that help would be available if and when I needed it.

February 23, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that organising your travel insurance was fast and efficient. It's great to know our staff were knowledgeable and helpful, and that you felt confident with our support. Thank you for your positive feedback.

Rated 3 out of 5 stars

We did not need to use you

We did not need to use you. However we note that you always have competitions but whenever
I actually need to book the competition never applies.
So competitions are completely useless to me.

March 20, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We appreciate your feedback. Thank you for sharing your experience.

Rated 5 out of 5 stars

Excellent service and so easy to…

Excellent service and so easy to arrange. Will definitely use again.

March 19, 2026
Southern Cross Travel Insurance logo

Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that arranging our service was easy for you, and that you were pleased with it. Thank you for the positive feedback!

Rated 5 out of 5 stars

Claim

Fast and efficient when it comes to making a claim was accepted and paid in under a week.Good cover for a reasonable cost

March 19, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that your claim was handled quickly and efficiently! Thank you for sharing your experience.

Rated 4 out of 5 stars

Best By Comparison

Seemed to be the more inclusive policy at better rates.

March 19, 2026
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Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that our policy met your needs. Thank you for your positive feedback, we appreciate it.

Rated 1 out of 5 stars

Claim not dealt with yet.

Weve made a claim but haven't been contacted to date (23 days later).
Looking forward to someone getting in touch.

February 25, 2026
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Reply from Southern Cross Travel Insurance

Hi Andrew. Thanks for your feedback. Sorry to hear someone hasn't been in touch yet! Can you please email us info@scti.co.nz with your claim number and we'll look into this for you. Take care.

Rated 5 out of 5 stars

Very easy with no jargon

Very easy with no jargon, we took out travel insurance for our last trip to Samoa, unfortunately had a little bump in the hire car. What a great service so easy to make a claim and settled in days with no problems. we have used before and will defiantly use again. Thanks Team

March 16, 2026
Unprompted review
Southern Cross Travel Insurance logo

Reply from Southern Cross Travel Insurance

Hi there, We're happy to hear that our service was easy to use and our claims process was smooth for your trip to Samoa. We appreciate your kind words and are glad we could assist you efficiently. Thank you for your continued trust!

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