Capquest Reviews 

1,678
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Considering 86 reviews, most reviewers were somewhat happy with their experience overall. Many people found the staff polite, understanding, and helpful, often making customers feel at ease and guiding them professionally through their situations. Setting up payment arrangements was frequently described as an easy and straightforward process. However, some people experienced difficulties contacting the company, reporting no replies to letters or emails. A notable number of reviewers were dissatisfied with being pursued for alleged debts they did not recognize, believed to be statute-barred, or already settled. Specific concerns included rude agent interactions, a lack of discretion regarding debt collection, and issues with debt reporting.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with some reporting positive interactions where agents were... See more

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, empathy, and... See more

Customer service

Consumers find customer service to be ambiguous, with many reviewers praising the helpfulness, sensitivity,... See more

Customer communications

Reviewers mention negative feedback about contact, with many reporting persistent and unwanted communication... See more

Claim

Reviewers highlight negative aspects of claim, with many expressing frustration over being contacted about... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Review by Mr Phillip Watson: Overall experience was good. I had to call the Capquest, since I had sent a letter on 09/04/2026 and received no reply by letter which I had requested. The Custome... See more

Rated 5 out of 5 stars

With capquest they take their time and are willing to work with you, especially if you're circumstances have changed which mine did, always polite and helpful to me, I've got nothing to say but good t... See more

Rated 5 out of 5 stars

It was so easy to make payments very helpful online and will be paying my debt of each week didn’t think it would be that easy to make payments brilliant

Rated 5 out of 5 stars

A very understanding and empathic company...when I get in contact they always put me at ease and help to resolve my questions confidently and competently..thankyou


Company details

  1. Debt Collecting
  2. Debt Collection Agency

Written by the company

Capquest is a credit solutions provider that supports its customers with the repayment of outstanding debt(s).


Contact info

3.5

Average

TrustScore 3.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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3.5

All reviews

(1,678)

86 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Answered my questions and sorted…

Answered my questions and sorted payment quick and no fuss

February 2, 2024
Capquest logo

Reply from Capquest

Hi Julie,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

In order to understand your experience more, and to ensure there are no unresolved actions still pending, please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200. I look forward to hearing from you.

Kind regards, Matthew

Rated 1 out of 5 stars

SCAM!

SCAM!

This company wrote to my husband saying owed over £400 for an old credit card with RBS. Never banked with them!
Debt was dated back to 2002!
I called and was sushed at one point when I said can not chase a debt that old (over 5 years written off) and anyway he never had a card with RBS!
I called RBS and they confirmed this is a con.

I will be rasing a complaint and reporting to FCA.

February 1, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello Melanie,

I'm sorry to hear this. We strive to provide the highest level of customer service and support. If this hasn't been the case, I'd like to take this opportunity to fully investigate your experience and support you further.

We work with many companies, and take on their debt accounts, so that we can help customers build better financial futures.

To do this, we work with customers to find the most suitable solution to pay off their accounts within a manageable plan. If you have any form of query or dispute, I'd like to assure you we're here to listen and fully support you with the matter.

Please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200 as
I would like the opportunity to find out more regarding your feedback to see if there is anything I can do to help.

Kind regards, Matthew

Rated 5 out of 5 stars

Capcast tel conversation

They were very polite gave me good advice.

February 1, 2024
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was polite. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 1 out of 5 stars

I have requested a call back 3 times as…

I have requested a call back 3 times as I have to do after 4 and had no response

January 29, 2024
Capquest logo

Reply from Capquest

Hello,

I am sorry to learn that you haven't received a call back; I understand how frustrating this must have been for you. We value your time, and I appreciate you making us aware of your negative experience.

Please note call backs are dependent on staffing levels and are not guaranteed. If you prefer you can call us on 0333 999 7200. If any call back is not answered we would continue to attempt to contact you via SMS, telephone and communication via email or directly in the post.

We strive to provide excellent service in a timely manner, and I apologise for any inconvenience this may have caused you. To discuss this further, please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200.

Kind regards, Matthew

Rated 5 out of 5 stars

Very helpful agent and understood the…

Very helpful agent and understood the situation we are in. Great company to discuss financial burden’s with 👍

Top marks 💯😀

January 26, 2024
Capquest logo

Reply from Capquest

Hi Barry,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 1 out of 5 stars

Hmmm , parasites calling

Fairly recently ive received a letter with a atached letter from Capquest and Arrow ( never heard of either until now ) Their letters are dated mid last year and more recently this year but both in the same envelope

They seem to think ive got or had a credit card from a UK bank with a outstanding balance of XXX , this letter gives no further information however ive never banked or had any credit card from this bank at all . I have been at my current address for ten years or so .never had ANY letters at all from this bank or this sleazy low life 'Arrow ' debt purchasing
Should i just ignore ? But wonder how they got my address

January 1, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello Frank,

We get our details from original clients and trusted third party companies, such as credit reference agencies. We work with many companies, and take on their debt accounts, so that we can help customers build better financial futures. To do this, we work with customers to find the most suitable solution to pay off their accounts within a manageable plan. If you have any form of query or dispute, I'd like to assure you we're here to listen and fully support you with the matter.

Please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200 as I would like the opportunity to find out more regarding your feedback to see if there is anything I can do to help.

Kind regards, Matthew

Rated 5 out of 5 stars
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 1 out of 5 stars

THUGS AND BULLIES

Thugs at Capquest still refuse to do anything but bully and blindly believe their ''client'' who has no evidence of what they are instructing Capquest to collect. I sincerely hope this goes to court so they can pay the court fees and ruin whatever reputation they have and hopefully be put out of business. They'll continue to get a daily 1* review until they sort and apologise

January 30, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello,

I'm sorry to hear this. We strive to provide the highest level of customer service and support. If this hasn't been the case, I'd like to take this opportunity to fully investigate your experience and support you further.

No matter how many reviews you leave, only one will count towards our TrustPilot score. As I have explained in my previous replies, I would be more than happy to sort this for you, however you would need to get in touch with us for us to sort this for you. For security purposes I cannot access this account and discuss this in detail with you if you don't call us on 0333 999 7200 or message us through your online portal at: https://portal.capquest.co.uk

Kind regards, Matthew

Rated 1 out of 5 stars

POSSIBLE SCAM

POSSIBLE SCAM - see Google reviews which have an opposite rating to here!!! This appears to be an active, registered UK company with a VERY convincing set up. Scary how much info they had.

They wrote a letter that was VERY official looking and told me about an account that I do have, and a very similar balance (a coincidence?) but after contacting my card issuers, they confirmed they had not sold on the debt. When I checked the number on the letter, it is listed as a SCAM

January 29, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello Charlie,

We're regulated by the FCA and ICO, and as such take our legal and regulatory obligations very seriously, to ensure we operate ethically and support our customers with their financial needs.

We work with many companies, and take on their debt accounts, so that we can help customers build better financial futures. To do this, we work with customers to find the most suitable solution to pay off their accounts within a manageable plan. If you have any form of query or dispute, I'd like to assure you we're here to listen and fully support you with the matter.

Please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200 as I would like the opportunity to find out more regarding your feedback to see if there is anything I can do to help.

Kind regards, Matthew

Rated 5 out of 5 stars

The girl was very understanding and…

The girl was very understanding and stayed calm as I became more anxious.

January 26, 2024
Capquest logo

Reply from Capquest

Hi Evelyn,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was understanding and calm. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 5 out of 5 stars

Excellent staffunderstanding

Excellent staff

January 29, 2024
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 5 out of 5 stars

Brilliant service very helpful and very…

Brilliant service very helpful and very friendly made me feel good after speaking to Adam

January 29, 2024
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful and friendly. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 5 out of 5 stars

Easy to use website

January 25, 2024
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received.

Kind regards, Matthew

Rated 5 out of 5 stars

He was helpful

January 24, 2024
Capquest logo

Reply from Capquest

Hi Bahman,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 1 out of 5 stars

Received a letter in my name but it…

Received a letter in my name but it went to my exes parents house.
It’s a phishing scam claiming I owed the alliance and Leicester 11k I’ve never had a loan with them. I’ve never had a loan of 5 figures
Scammers

January 27, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello Steve,

We work with many companies, and take on their debt accounts, so that we can help customers build better financial futures.

To do this, we work with customers to find the most suitable solution to pay off their accounts within a manageable plan. If you have any form of query or dispute, I'd like to assure you we're here to listen and fully support you with the matter.

Please message us through your online portal at: https://portal.capquest.co.uk or call us on 0333 999 7200 as
I would like the opportunity to find out more regarding your feedback to see if there is anything I can do to help.

Kind regards, Matthew

Rated 5 out of 5 stars
Capquest logo

Reply from Capquest

Hi Robert,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was understanding. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 5 out of 5 stars

Very helpful lady I to spoke on the…

Very helpful lady I to spoke on the phone.

January 25, 2024
Capquest logo

Reply from Capquest

Hi David,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 5 out of 5 stars

useful phone call

Efficient presentation and knowledge of status

January 26, 2024
Capquest logo

Reply from Capquest

Hi Hugh,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

Rated 1 out of 5 stars

Chasing a debt for someone who does not…

Chasing a debt for someone who does not live at our address. Nothing on their website to handle these 'not at address' issues which they must have all the time. Why don't they check with land registry or electoral register before spamming people with letters not addressed to us?
All you can do is call them, of which I have done numerous times - every single time you wait for 5 minutes on hold, then they cut you off saying "we're too busy".

January 26, 2024
Unprompted review
Capquest logo

Reply from Capquest

Hello Ben,

I am sorry to learn that you are receiving contact for a customer who doesn't live at your address; I understand how frustrating this must have been for you. We value your time, and I appreciate you making us aware of your negative experience.

We strive to provide excellent service in a timely manner, and I apologise for any inconvenience this may caused you. To discuss this further, please call us on 0333 999 7200, or if you still can't get through, you can also communicate with us via webchat on our website.

Kind regards, Matthew

Rated 5 out of 5 stars
Capquest logo

Reply from Capquest

Hi,

Thank you very much for sharing your positive experience. I am glad to hear that you were happy with the service that you received and that my colleague was helpful. I will do my utmost to ensure your feedback is shared with the agent you are referring to.

Kind regards, Matthew

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