Freedom Mortgage & Protection Services Ltd Reviews 

152
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

We have been so lucky that, we choose freedom mortgage and protection services for our first time home.. we have been greatly advised by Richard with his clear guidance and different offers from lende... See more

Company replied

Rated 5 out of 5 stars

Richard and Suzanne were absolutely fantastic and made my first time buyer mortgage process incredibly straightforward. They clearly explained everything and worked tirelessly, including some late eve... See more

Company replied

Rated 5 out of 5 stars

Richard and Suzanne helped us secure our mortgage as first time buyers. We didn’t really know what to expect having not gone through the process before but all of our questions were answered. With one... See more

Company replied

Rated 5 out of 5 stars

Fabulous, first class service from both Suzanne and Richard. From initial application of mortgage, through to Help to Buy process, myself and my partner were both fully updated and any queries or ques... See more

Company replied

Company details

  1. Mortgage Broker
  2. Insurance Broker

Written by the company

Friendly, professional mortgage and protection advice. Whether you are a first-time buyer, moving home, looking to remortgage to reduce your monthly payments or considering buy-to-let, we can help you. Freedom Mortgage & Protection Services was established with a clear goal: to offer clients expert, trustworthy advice combined with an exceptional level of service, to give freedom and peace of mind to know that you and your mortgage are in safe hands. Based in Ashford, Kent, we are mortgage brokers who provide professional mortgage and protection advice to clients looking to purchase or re-mortgage properties all over the U.K. We are specialists in finding lenders who will meet your needs for a mortgage and can access some deals not available directly to the public. So, whether you are a first-time buyer just starting out, looking to move, have complex income, limited self-employment trading history or are looking to purchase a non-standard property construction, we can help.


Contact info

4.9

Excellent

TrustScore 5 out of 5

152 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(152)

8 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Super Supportive! Excellent experience

Have had a great experience, with Suzanne and Richard always at hand to help with any queries and helping settling worries I had as a First time buyer.
They were very patient in helping guide me through the Mortgage and Help To Buy applications and very supportive along the way. I would highly recommend them!

October 14, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Hi Saarang - we are delighted that you are pleased with the service we have provided to you so far! We are still here to support you throughout the property purchase and beyond! Thanks again for your kind feedback, we really do appreciate it! :)

Rated 5 out of 5 stars

Excellent service from start to end

Richard and Suzanne went above and beyond my expectations with their support and advice from the very start to the end.

They were incredibly helpful guiding me through the whole process of being a first time buyer by providing me with constant updates and working tirelessly until they secured me the best deal for me and my current situation.

I would certainly recommend them to any first time buyers.

Thanks again!!
Nana

October 9, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much Nana for your kind comments - we really do work extremely hard to ensure that our clients feel supported and try to make the mortgage process as stress-free as possible! We look forward to working with you again in the future when it comes time to remortgage! :)

Rated 5 out of 5 stars

Fantastic support, highly recommend

Richard and Suzanne were absolutely fantastic and made my first time buyer mortgage process incredibly straightforward. They clearly explained everything and worked tirelessly, including some late evenings, to ensure my tight timescales were met. I used the Help to Buy scheme too which they fully understand and know how to manage. I got an excellent mortgage offer too! Cannot recommend their services enough. Thanks both!

October 9, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Hi Joe - we pride ourselves on the personal service we provide to all our clients and do our very best to make sure that everyone feels supported throughout the mortgage process, which can be particularly daunting when it is your first time. Thank you for taking the time to leave us your kind and positive feedback. We really do appreciate it!

Rated 5 out of 5 stars

Fantastic support

Suzanne and Richard have been fantastic in helping us get our mortgage for our new property in September. We used their services in 2017, and as a result of the great help then, we returned to them to help us with our move.
Richard is an expert in everything mortgage and insurance and very patient and responsive to questions. Suzanne runs a very tight ship, and went out of her way to iron out any bumps that came along. Even with 3 days before completion, we had one bump in our sale, however Suzanne worked tirelessly to ensure everything was good and we got completed with our dream house. Cannot recommend enough!!! Thank you!

October 4, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Hi Gemma - we are so grateful and pleased that you tracked us down so that we could help you with your mortgage once again! It really is such a joy to know that you are both in your lovely new home and that we did a little to help make that happen. Wishing you both the very best and looking forward to working with you again! :)

Rated 5 out of 5 stars

Could not have asked for a better experience

We got our mortgage and keys to our house in record time, during the stamp duty holiday rush! It could not have happened without the swift work from Suzanne and Richard. Thank you so much for guiding our real estate through the help to buy process. It was a real pleasure to have you help us with this house sale.

September 21, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

We are delighted that we could help you both achieve your home ownership dreams, with the stamp duty saving as the icing on the cake!

Rated 5 out of 5 stars

Outstanding service from beginning to end

Outstanding service from beginning to end.
Suzanne & Richard worked incredibly hard to help me get my first mortgage.
I didn't have a clue what I was doing but they patiently got me through the entire process.
Excellent communication, and just a great company to work with. I've already recommended them to my friends, but would happily recommend to anyone else too!

September 15, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much for the kind feedback Craig - it is music to our ears to know that you felt supported throughout the mortgage process. We take each and every mortgage personally and hope that shines through in the service we provide. Thank you so much for the recommendations - there truly is no greater compliment!

Rated 5 out of 5 stars

Highly Professional & Trustworthy

Both Richard and Suzanne have been instrumental in pursuing our case which had so many challenges but they never gave up and finally achieved the results. I would highly recommend Freedom Mortgage Services as they are extremely professional and trustworthy team to get the job done!!

September 9, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Giving up is not in our nature and we will always do our very best for all our clients. We were particularly pleased to be able to secure a mortgage offer for you - persistence certainly pays. Thank you very much for the kind feedback.

Rated 5 out of 5 stars

Professional, helpful, outstanding

Richard was so helpful guiding me through the process of being a first time buyer, he made sure he looked for the best deal for me, was sufficient and very knowledgeable. Suzanne was also such a great help to me, she was on top of everything and always available to answer any questions I had. I would highly recommend them to anyone! Really impressed

August 27, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much Emma for taking the time to leave your lovely comments. We love what we do and hope that shows in the service we provide!

Rated 5 out of 5 stars

Great all round

Richard and Suzanne were both extremely helpful in assisting me in getting a mortgage as a first-time buyer. They were extremely friendly and knowledgeable and I would have been quite lost without them. I would have no trouble recommending their services.

August 9, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much Troy for trusting us with your mortgage. It really can be a very stressful and anxious experience - we always do our best to make our clients feel supported throughout the mortgage journey. We wish you all the very best in your lovely new home!

Rated 5 out of 5 stars

Excellent, very supportive and expertise in their field

Richard and Suzanne have been so helpful and supportive throughout the process. Suzanne due diligence and attention to detail has really been impeccable. As well as being very helpful and always keeping upto date. Richard is clearly an expert and both have been very patient and understating as my situation changed! Thank you so much and I would highly recommend.

August 6, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much Bes for taking the time to leave us your feedback. Richard and I both love what we do - it really is our privilege to be able to support our clients in what can be a very stressful time. Not long until you are in your lovely new home! :)

Rated 5 out of 5 stars

Professional, Prompt, Proactive and Pleasant

Richard and Suzanne were a god-send for us! They literally hand-held us to the process completion with utmost care and diligence. Can't thank them enough for all the support. I am sure anyone considering a property deal would benefit tremendously from their expertise and professionalism.
All the best!

August 5, 2021
Unprompted review
Freedom Mortgage & Protection Services Ltd logo

Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much Saikat - we like to think that our clients feel that they (and their mortgage) are in safe hands!

Rated 5 out of 5 stars

Incredibly diligent and trustworthy

Richard and Suzanne have made my first experience of acquiring a mortgage very smooth indeed. They are highly knowledgable and incredibly diligent; I really felt like I could rely on them. They worked tirelessly to overcome the various external obstacles we encountered along the way, so I was able to sit back and trust them. I will certainly be using Freedom Mortgages again in the future.

August 4, 2021
Unprompted review
Rated 5 out of 5 stars

Amazing Mortgage Service

Suzanne and Richard were excellent throughout! They were extremely professional, supportive and always went the extra mile. I can't thank them enough for all their help throughout this stressful process.

I would highly recommend them to anyone, they offer an incredible service.

Thanks again
Julia

July 28, 2021
Unprompted review
Rated 5 out of 5 stars

Excellent service

Many thanks to Suzanne and Richard for helping me secure a mortgage to buy my first home. They were highly proactive, responsive and professional in dealing with all aspects of the mortgage process. Suzanne have gone beyond my expectations with their expert advice, diligent support and perseverance when I encountered issues. I highly recommend them!!!

July 21, 2021
Unprompted review
Rated 5 out of 5 stars

Amazing experience!

Suzanne and Richard were absolutely amazing throughout. It was my first experience of buying a property and my partners first as a couple and they made the process really easy and understandable. They were both so helpful and no question was too silly or asked too many times. They were both extremely communicative which is exactly what we were looking for. We would highly recommend using their service.

July 5, 2021
Unprompted review
Rated 5 out of 5 stars

My journey to home ownership started…

My journey to home ownership started last year and during covid lockdowns and restrictions.

I have so much admiration for their mortgage services. I have been both frustrated and challenging to say the least throughout this whole process but credit to Richard and Suzanne for putting up with me I was able to remain focused and achieve something unattainable to most. Home ownership. 🏡😁

Yes you heard right. Whether it's self employment, paye or a combination of them both. These people really know their stuff. With the constant changes to criteria during the lockdowns, freedom mortgages where able to navigate through it all. It's wonderful what they are doing? Not many other services won't demand a fee upfront and these people don't. There was no commission/fee etc what ever you want to call it as they only get paid when you've secured your mortgage and you don't pay them the otherwise do. Credit to them for not fleecing people in a vulnerable time of their lives.

I was a first time buyer and if the opportunity presents itself I will definitely use their services again. Also when I remortgage they will be the first people I call.

As I type this the first payment has already gone out. I am extremely happy for having found them and my current position in life.

Both Richard and Suzanne where always available throughout that you could even say they almost held my hand through it all. I was definitely clingy lol.

Your hard work was very much appreciated.

If you're looking for a mortgage these people should be at the top of your list.

Many thanks for all your help and assistance.

Regards Kester

July 1, 2021
Unprompted review
Rated 5 out of 5 stars

Many thanks Richard & Suzanne for…

Many thanks Richard & Suzanne for helping my partner and I with purchasing our first home. Communication has been excellent throughout and highly appreciated! Nothing was too much trouble. I would highly recommend to friends and family.

June 26, 2021
Unprompted review
Rated 5 out of 5 stars

10/10 service - thank you!

Where do I start? Richard and Suzanne have handheld my partner and I from day one and kept us fully up to date every step of the way with buying our first home. I would recommend freedom mortgages in a heartbeat to anyone! Sadly our first mortgage application couldn’t go ahead as our property was undervalued, this was of course incredibly stressful but Richard and Suzanne put our minds at ease and quickly found a new lender and submitted a new application. I am pleased to say our other application was successful and we are extremely grateful for all Richard and Suzanne’s help!

June 26, 2021
Unprompted review
Rated 5 out of 5 stars

A beacon of light in a stressful, opaque industry

I can honestly say that I have rarely - if ever - been so well-treated by any service provider in the UK or elsewhere, especially when it comes to financial services.

During the extremely stressful (especially for first-time buyers) process of negotiating a mortgage, Suzanne and Richard have been a beacon of light, reassuring us and going above and beyond to make sure we had as much information and peace of mind as humanly possible.

Suzanne and Richard are a gem in the industry, and I'd refer Freedom Mortgages to anyone looking to brave the opaque and stressful universe of mortgages, ever.

Thank you so much for your ongoing help and support, and for treating us with empathy as humans.

June 25, 2021
Unprompted review
Rated 5 out of 5 stars

Going the extra mile to support

Richard and Suzanne have gone well beyond our expectations with their expert advice, diligent support and perseverance when we encountered issues with our second buy-to-let mortgage, due to stringent expectations from lenders and some challenges with key documents. They were highly proactive, responsive and professional in dealing with all aspects of the mortgage process. Suzanne very politely but firmly chased people and documents, which was an enormous help. This was the second time that they have supported us with our mortgage arrangements and we highly recommend them.

June 21, 2021
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look