The Insurance Factory (Motor) Reviews 

3,701
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 80 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, friendly, and efficient when handling insurance renewals and policy questions. People appreciate the clear explanations and smooth process provided during their phone conversations, ensuring everything is fully understood. Consumers feel well supported by knowledgeable representatives who take the time to answer all questions patiently and professionally. Though some customers noted minor communication hurdles, mentioning constant calls around renewal time or needing multiple attempts to reach the right department. Some reviewers also noted initial delays or less helpful previous advisors before finally receiving good assistance.

What people talk about most

Staff

Customers consistently report positive experiences with staff, highlighting their helpful, polite, and... See more

Service

Consumers find service to be exceptionally positive, praising efficient, helpful, and professional staff... See more

Customer service

Clients share positive opinions on customer_service, noting that representatives are consistently helpful,... See more

User experience

People report positive experiences with user experience, noting that transactions go smoothly. Consumers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Isolated my policy and details quickly, and confirmed all my needs were covered with this renewal of my insurance cover. An efficient and clear twenty minutes phone conversation that ensured my peace... See more

Company replied

Rated 4 out of 5 stars

Really good company to have your car insurance with.Staff are friendly and helpful.Would have had 5 stars if they didn't constantly phone me as soon as my renual was due.It was close to payday and I a... See more

Company replied

Rated 4 out of 5 stars

The lady I spoke to was very helpful. However, I had tried to renew my policy online but couldnt so emailed to say I was having problems. IF replied and said someone had tried to contact me but maybe... See more

Company replied

Rated 4 out of 5 stars

Previous advisors weren’t all to helpful. little information given or solutions to help the matter at hand. however todays advisor I couldn’t fault their service

Company replied


Company details

  1. Insurance Broker
  2. Insurance Agency

About The Insurance Factory (Motor)

Written by the company

With over 20 years in the motor insurance industry, Insurance Factory are specialists in arranging motor cover for the following products:

  • Car Insurance
  • Impounded Car Insurance
  • Convicted Driver Insurance
  • Fleet Insurance
  • Courier Insurance

the insurance factory


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.6

All reviews

(3,701)

80 reviews in the last 12 months

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Rated 5 out of 5 stars

THE BROKER

Doing business with the Insurance Factory Yesterday was indeed a satisfactory experience. It was really a pleasure to speak with Ms. Kanynisola. I felt that she really understood the frustration that we were faced with and she was there genuinely to help and not just to receive our money.
She was very kind and perlite even when she had to ask sensitive and uncomfortable questions she was professional and respectful which made the interaction so much easier and worthwhile.
Thank you Ms. Kenynisola.

October 21, 2024
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Reply from The Insurance Factory (Motor)

We appreciate you taking the time to share your positive experience. We're thrilled to hear that you found our service satisfactory and that you had a positive interaction with our operator. We strive to provide our customers with the best possible service and it's rewarding to know that we met your expectations. We're glad that we were able to help you and that you felt she was genuinely there to assist you. We value your feedback and will share it with the operator. Best wishes, Insurance Factory.

Rated 1 out of 5 stars

Policy now Cancelled thank goodness

Policy now Cancelled thank goodness, after the Shock of having the Policy go from £335 to over £600 which is Ripping us off Big Time, so watch out.

Have now with another Company for the same as Last Years Premium £335 with an added £1000 from 6000 to 7000 pounds, and the same cover.

So my advice tread very Cautiously with this Company.

They were informed but there so called MD did not comment to what I said as above.

October 18, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration with the recent changes to your policy. We appreciate you bringing this to our attention and will take your feedback seriously. We strive to provide our customers with the best possible service and value, and we are always working to improve our offerings. i have passed this over to correct department for someone to look into this. Thank you.

Rated 1 out of 5 stars

My claims settlement money has been sent to a mystery place

My claims settlement money was supposed to be paid to me but has been sent to a mystery bank account! I had paid for the vet treatment and was asking for the claims money to be sent to me and the vet will have shared the invoice to prove I paid by credit card but somehow insurance factory sent it to what they say is my vet but my vet didn’t ask to be paid and do not accept insurance claims direct and didn’t give their bank details so we now have no idea whatsoever where this money was sent to and why. It also looks like my claim input details have been changed. Petsure are saying they are just brokers and that insurancefactory are who settle the claims. I’ve lodged a complaint with Insurance factory but so far only getting platitudes and a standard response that the complaints service can take 30 days and if I am not satisfied I can go to the ombudsman. I now come on here to see this has happened to three other people with pet insurance with insurancefactory where the money was sent to the wrong place and the customer is out of pocket. So clearly this is a frequent mistake or worse that is happening in the company and customers should be being reimbursed and not having to wait for yet another investigation. GIVE ME MY MONEY I AM DUE! My premiums nearly doubled and I haven’t even got my legitimate claims money to show for it. This company is a disgrace. I look forward to a prompt response. Or I will be following this up/broadcasting this in every way possible.UPDATE 22nd October, why is Lancaster insurance answering on behalf of Insurance Factory here? Why has no one contacted me in response since I noticed these repeated company errors? Why have I not been sent the money I am due when the error was the fault of your company???? I will be taking my case and these others to the press if I don’t receive my money promptly.

UPDATE 1st Dec: this response from Insurance Factory is disingenuous as they have finally answered and not upheld my complaint as they claimed that I ticked the box to pay my vet ( I didn’t I ticked the box asking them to seek details of the treatment from my vet). They sent my money to Medivet who don’t even own my vet anymore ( they don’t check who to pay with the vet, they just go to a clearly out of date database!!) they have washed their hands of my case. So I am left to contact Medivet and chase my money and Medivet now say they have to refund it to Insurance Factory!!! Why are insurance factory not helping when this was not my mistake!!! Why would I tick a box to say pay my vet when I paid my vet already??? This is terrible terrible customer service. Will be taking this to the ombudsman.

September 20, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration and apologize for the difficulties you've encountered with your claim settlement. We are committed to resolving this issue as quickly as possible.

We appreciate you bringing this to our attention and will investigate the matter thoroughly. We understand the inconvenience this has caused and are working to ensure a smooth resolution. We will keep you updated on the progress of our investigation. Lancaster insurance services.

Rated 5 out of 5 stars

Good and quality service

Good and quality service

October 16, 2024
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Reply from The Insurance Factory (Motor)

Thank you for your kind words. We appreciate your feedback and are glad you had a positive experience. Insurance factory.

Rated 1 out of 5 stars

The claim was paid to the wrong company

This company paid out my veterinary claim incorrectly to the completely wrong company. They then took 6 months to sort the situation out, only really doing anything when I complained. Unfortunately I only became aware of the issue when the referral vets came to me asking for help with resolving the problem. I would never use this company again, as the service is extremely poor

October 16, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration with the incorrect payment and the time it took to resolve the issue. We strive to provide excellent service and are disappointed to hear that your experience did not meet your expectations. We appreciate you bringing this to our attention. Insurance factory.

Rated 4 out of 5 stars

Jumanji

Cost more than it should have

October 7, 2024
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Reply from The Insurance Factory (Motor)

We understand your frustration with the cost. We strive to provide value for our customers and appreciate your feedback. We'll take your comments into consideration as we continue to improve our offerings. Thanks again, Insurance Factory.

Rated 1 out of 5 stars

Making a claim takes for ever

Had to make claim and had to pay vets £3821.39 !as insurance factory dragged there feet for 11 weeks before making a payment of £2000 then they refused to make payment to me and payed the vets and had to wait for them to reimburse me took 11 weeks in total, then they had the nerve to nearly double premium from £43 to £84 cancelled cover now,

March 14, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

Hi, thank you for taking the time to leave feedback. We understand your frustration with the claims process and the subsequent premium increase. We value your feedback and will use it to improve our customer experience. We apologise for any inconvenience caused. Insurance Factory.

Rated 5 out of 5 stars

Very good

Very good, very fast, and got my payment and documents were sent ASAP.

October 7, 2024
The Insurance Factory (Motor) logo

Reply from The Insurance Factory (Motor)

Hi Janie - Thanks for your excellent review! Best wishes, Insurance Factory.

Rated 5 out of 5 stars

Great advisor who i spoke to

Great advisor who i spoke to, very clear and explained everything the best they could have done.

September 27, 2024
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Reply from The Insurance Factory (Motor)

We are delighted to hear that you had a positive experience with our advisor. We appreciate your kind words about their clarity and helpfulness. Insurance factory.

Rated 5 out of 5 stars
The Insurance Factory (Motor) logo

Reply from The Insurance Factory (Motor)

We're thrilled to hear you had a great experience! We appreciate your kind words and are committed to providing excellent service. Insurance factory.

Rated 5 out of 5 stars

I'm so grateful for the help that I…

I'm so grateful for the help that I received.
I nearly lost my car because no one would insure me.
They said I was too young and my jaguar was high risk.
Insurance factory went above and beyond to sort things out.
Thank you so much

September 26, 2024
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Reply from The Insurance Factory (Motor)

We are so happy to hear that we were able to help you get the insurance you needed. It's our mission to make sure everyone has access to affordable and reliable coverage. We appreciate your kind words and are glad we could make a difference for you. Insurance Factory.

Rated 5 out of 5 stars

The guys on the phone were very helpful…

The guys on the phone were very helpful and patient with me. No rush 👍 👍

September 26, 2024
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Reply from The Insurance Factory (Motor)

We appreciate your kind words. We're glad to hear that you had a positive experience with our team. Insurance Factory.

Rated 1 out of 5 stars

Pet insurance renew - STAY AWAY

They have recently renewed my pet insurance but notified me 22 days past the end of my contract. I have responded twice using the given email address to no avail and not once has anyone answered the phone.

I wish to cancel my policy but feel they are trying their best to trap me into a contract

September 26, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration with the recent renewal of your pet insurance policy. We apologize for the delay in communication and the difficulty you've experienced in reaching us. We value your business and are committed to providing excellent customer service. insurance factory.

Rated 1 out of 5 stars

Nightmare processing claims

They do not answer the phone and take weeks to respond via email, when they do it is a generic answer.

I made a claim via my vets in July, and they still have not paid out. I had acknowledgment of the claim after 4 weeks but it's been another month and nothing, despite me chasing them up. My vets are now hounding me by telephoning me daily to chase up the insurance - I have a very busy job and do not have time for this.

AVOID this company unless you're prepared to wait months for your claims to be processed and like waiting for the telephone to be answered with no joy.

September 25, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration with the delay in processing your claim and the lack of responsiveness you've experienced. We strive to provide excellent service to our customers and are disappointed to hear that your experience has not met your expectations. We will investigate this matter further and take appropriate action to ensure a more efficient and responsive service in the future. Insurance factory.

Rated 1 out of 5 stars

NIGHTMARE COMPANY TO DEAL WITH

NIGHTMARE COMPANY TO DEAL WITH
This company where my pets are insured is a disgrace to deal with. They are terrible in answering the phone and have called every day up to three times with no answer and they don’t respond to emails. On the rare time I got through today I spent 32 minutes, most on hold to a person who could not stop telling untruths. I demand my money back as you just can’t get answers. Will be taking out a county court judgement against this company and its directors, after all, my pets deserve so much

YOUR REPLY ANSWERS NOTHING SO A COUNTY COURT JUDGEMENT TO GET MY FUNDS BACK PLUS WILL TAKE PLACE TODAY

September 16, 2024
Unprompted review
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Reply from The Insurance Factory (Motor)

We understand your frustration with the difficulties you've experienced in contacting us. We strive to provide excellent customer service and are disappointed to hear that you haven't received the level of support you deserve. We value your feedback and will use it to improve our communication channels and ensure a more responsive experience for all our customers. Insurance Factory.

Rated 5 out of 5 stars
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Reply from The Insurance Factory (Motor)

We appreciate your kind words about our service. We strive to provide a positive experience for all our customers. Insurance Factory.

Rated 5 out of 5 stars

The people was very friendly and very…

The people was very friendly and very helpfull they got me the cover i needed and got it all sorted very quickly i will recommend them to my friends

September 10, 2024
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Reply from The Insurance Factory (Motor)

We're so happy to hear you had a positive experience! We appreciate your kind words about our team's friendliness and helpfulness. We strive to provide excellent customer service and are glad you found the cover you needed. We're grateful for your recommendation and hope to see you again soon. Insurance Factory.

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