Just Landlords Reviews 1,163

TrustScore 4 out of 5

3.8

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Rated 4 out of 5 stars

Contacted JL to discuss the quote as it had increased substantially. I stated i had been with JL since 2013 and never claimed. Charlotte helped with options but needed Managers advice. She informed... See more

Rated 1 out of 5 stars

Q: How do you rate an insurance company once you get past the quote? A: By having to make a claim. I'm giving 1 star review because 10 weeks later, despite being appointed a loss adjuster (app... See more

Rated 5 out of 5 stars

Just had a very positive experience on my Just Landlords renewal. Having been with them for a decade, I'd seen my landlord insurance go up £100 in the last 2 years (with no claims). So gave JL a call... See more

Company replied

Rated 5 out of 5 stars

We rented out our property for 10 years and were covered by Just Landlords throughout. The policy they provided was very reasonably priced and gave us great peace of mind. Renewal was quick and easy.... See more

Company replied

Company details

  1. Landlord Insurance Company
  2. Insurance Agency

About Just Landlords

Written by the company

Just Landlords

Written by the company

Just Landlords is a specialist insurance provider for residential homes that are tenanted, unoccupied, or used as holiday homes or second homes. We also provide rent guarantee insurance for landlords.
We have been providing property insurance since 1998, and in 2019 we became part of the Arthur J Gallagher & Co. Group of companies. These days, landlords can choose from many different landlord insurance providers, each promising to get them the best deal. However, at Just Landlords, we believe that saving money on your landlord insurance is only beneficial if you also have a policy that fully protects you and your business. We provide landlord insurance that is competitively priced and provides cover that most other providers simply do not want to offer. Don't just take our word for it, have a read of the extensive cover we provide and compare it with your existing policy. We feel confident that you will be surprised to see how much more cover our policy offers and that we really do provide real peace of mind. Regardless of the size of your property portfolio, location or property type, we provide a landlord insurance policy that will suit you.

Contact info

3.8

Great

TrustScore 4 out of 5

1K reviews

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Replied to 25% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

Deeply Disheartened

We have been waiting seven months for our insurance claim to be finalised. While the claim was originally approved in full, we have only received £2,000. Concerns that were never raised during the initial assessment were introduced after approval, leading to a substantial reduction in the payout.

The storm inflicted serious damage on our property, and after such a prolonged delay, receiving only a fraction of the expected amount is deeply worrying. It leaves us in a difficult position, unsure how we are meant to fund the essential repairs with such limited support.

We relied on Just Landlord to handle this process fairly and efficiently, but the outcome has been both frustrating and unacceptable.

March 1, 2026
Unprompted review
Rated 1 out of 5 stars

10 weeks+ to resolve a claim.

Q: How do you rate an insurance company once you get past the quote?
A: By having to make a claim.

I'm giving 1 star review because 10 weeks later, despite being appointed a loss adjuster (apparently to speed the process up), I still do not have resolution to my claim.
Be careful who you choose to be your insurance company. I certainly will be choosing someone else.

January 9, 2026
Unprompted review
Rated 4 out of 5 stars

Quote

Contacted JL to discuss the quote as it had increased substantially. I stated i had been with JL since 2013 and never claimed. Charlotte helped with options but needed Managers advice.
She informed me a email would be sent.
Next day as no email received i spoke to Wendy.She apologised and was helpful. She would talk to the Manager who was this time in the Office. A revised quote was given and accepted.

March 10, 2026
Unprompted review
Rated 5 out of 5 stars

Saved great amount on renewal by…

Saved great amount on renewal by switching from alleged best landlord insurance company to now being with just landlords who are better value better service by Riley thank you and more cover great result thank you All just Landlord insurance Team 😊😊

February 18, 2026
Unprompted review
Rated 1 out of 5 stars

WAITING 11 days for a refund!

WAITING 11 WORKING DAYS days for a refund!

I cancelled my policy and was told I was eligible for a refund of £19.99 on the 23rd Jan and confirmed the refund would take 7-10 working days.

I rang the company asking why on the 10th working day I STILL hadn't received the refund due to me.

I have therefore had to ring again on the 11th day to find out where my refund is. I shouldn't have to wait 7-10 days for a refund never mind 11 days. I always get the same response, it is being investigated 😡

February 3, 2026
Unprompted review
Rated 4 out of 5 stars

Very good customer service on my…

Very good customer service on my renewal - had noticed the policy had crept up a bit, and was able to work with them to increase coverage of some things and eliminate others in order to almost halve the monthly premium. Very friendly as they worked through this.

They are very pleasant to deal with when making a claim as well - they may not always pay out, but their process throughout is transparent and non-adversarial - so when the outcome isn't in your favour you go "fair enough" rather than *angry man shakes fist at clouds* and part as friends!

December 4, 2025
Unprompted review
Rated 1 out of 5 stars

My insurance was cancelled despite making payment on time.

My insurance was cancelled despite payment of renewal fee on time. I have emailed the enquiries@ and the renewal@ address but have not had any contact, not even a receipt of complaint. The Chat feature doesn't work either. Policy JL2553638. Renewal paid 22/10/2025 for the amount of 631.24 pounds. Renewal was due 3/11/2025.

Update - policy was issued after this review and Just Landlords sorted it all out. I’ve kept the review a 1 star because it was not great to have insurance not renewed.

November 3, 2025
Unprompted review
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Reply from Just Landlords

We are sorry to hear about your recent experience with us. Please rest assured that we have issued your documents and are currently investigating how this situation occurred, as it does not meet the standards we strive to uphold. We appreciate your feedback and will be in touch with you shortly. We are committed to ensuring that this does not happen again, either to you or to any of our customers in the future.

Rated 3 out of 5 stars

Fees increased and interest free payments dropped

Giving 3* based on good customer service and an overall positive experience over the years. However, I am now going elsewhere as they have significantly increased their admin charge per property and quietly dropped their zero interest monthly payments. I will miss the convenience of a single policy, but I'm afraid the saving added up to several hundred pounds a year across my portfolio.

November 10, 2025
Unprompted review
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Reply from Just Landlords

We are sorry to hear you leaving us, please contact us as we would would love to see what we can do to help you lower the premium as we don't like to see our wonderful clients leave.

Rated 3 out of 5 stars

Poor Communication

Been with JL for ages, but recently they do not answer the phone, and despite my emails and calls to VASEK insurance who I believe own JL, no responce.

November 4, 2025
Unprompted review
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Reply from Just Landlords

We are sorry to hear your journey hasn't been up to our expectations, I would love to look into this situation if you can contact me to ensure this doesn't happen again.

Rated 5 out of 5 stars

Craig at JL was really helpful and…

Craig at JL was really helpful and sorted my problem in no time at all in a very professional and polite manner.

October 8, 2025
Unprompted review
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Reply from Just Landlords

Craig is a credit to us here at Just Landlords and always happy to help with a smile added. Thank you for the feedback!

Rated 5 out of 5 stars

Excellent service and products

I have been using Just Landlords for several years now for buildings insurance and for rent guarantee insurance. They are very good. They are competitive in the prices charged, they answer the telephone and are friendly and always answer my questions. They are a gem in the insurance industry.

August 29, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient and effective company.

Always a very good company to deal with.
Fast and efficient.

August 22, 2025
Unprompted review
Just Landlords logo

Reply from Just Landlords

Thank you for your feedback! It’s wonderful to hear about the positive experience you’ve had with our services. At Just Landlords, we strive to deliver the highest level of service to each and every one of our customers, and your kind words reaffirm our commitment to excellence.

Rated 5 out of 5 stars

Very simple process and good…

Very simple process and good communication. Thank you for clarity and peace of mind

April 1, 2025
Unprompted review
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Reply from Just Landlords

Great to hear such great feedback from you, Insurance should be simple and easy which is why we are here for all our customers at any time they need us.

Rated 5 out of 5 stars

Excellent Company

We have used Just Landlords for many years and wouldn’t think of using any other insurer. Their prices are competitive and the customer service excellent. Craig has promptly and satisfactorily sorted out my recent request- it was much appreciated- thank you.

April 15, 2025
Unprompted review
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Reply from Just Landlords

Thank for those kind words! We here at Just landlords wouldn't want such a wonderful customer as yourself to leave us either. Hope to help for you many more years to come with your insurance needs.

Rated 5 out of 5 stars

Livechat service was great

Livechat service was great. Craigy Drakefordon was online with me and sorted out my issue quickly and pleasantly. I did shop around last year and their pricing is very competitive.

April 9, 2025
Unprompted review
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Reply from Just Landlords

Another great story from a lovely customer of Just Landlords. Many thanks for the feedback and greatly appreciated as always

Rated 5 out of 5 stars

Your representative 'Craigy' who…

Your representative 'Craigy' who answers the online chat is a credit to your company!. He's very helpful, engaging and best of all actually useful - which is seemingly lost in todays world

March 31, 2025
Unprompted review
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Reply from Just Landlords

Thank you for the feedback on our star team member "Craigy" lol glad he can help yet another fab customer like yourself!

Rated 5 out of 5 stars

Quick responses

I sent an email late last night and this morning had a personal response, with an answer by 9am. It shouldn't be, but it's so unusual for customer service to be personal and swift. Have used this company for many years now and this kind of service is one of the reasons.

March 27, 2025
Unprompted review
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Reply from Just Landlords

Thank you so much for the comment, really lifted our hearts to hear such a great customer journey!

Rated 5 out of 5 stars

Great cover for the price and no hassle

We rented out our property for 10 years and were covered by Just Landlords throughout. The policy they provided was very reasonably priced and gave us great peace of mind. Renewal was quick and easy. Although we (fortunately) had no reason to make a claim, based on our experience, I wouldn’t hesitate to recommend them.

March 3, 2025
Unprompted review
Just Landlords logo

Reply from Just Landlords

Thank you for the feedback! Great to hear another customer have a fab experience!

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