LANDMARK MORTGAGES LIMITED Reviews 

128
TrustScore 1 out of 5

1.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

A closed book lender initiated by the UK Government to hold all clients in triple fixed APR mortgage with no change of mortgage deals or option to leave the lender and find a suitable mortgage provid... See more

Rated 1 out of 5 stars

Please avoid this 'company' How they are even allowed to exist and operate is way beyond my comprehension. Clueless staff, (literally) I had to tell them what I was paying, when and why, the threaten... See more

Rated 1 out of 5 stars

Previous company names..... 74 officers / 69 resignations... LANDMARK MORTGAGES PLC 18 Jul 2016 - 18 Jul 2016. NRAM PLC 16 May 2014 - 18 Jul 2016. NORTHERN ROCK (ASSET MANAGEMENT) PLC 31... See more

Rated 1 out of 5 stars

Landmark Mortgages have just set their SVR at 9.14%. They do not offer Mortgage deals and customers are trapped. Government won’t do a thing to help. Customers are under extreme stress, feel helpless... See more

Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Mortgage Lender
  4. Non-Bank Financial Service

Information provided by various external sources

Landmark Mortgages Limited, formerly Northern Rock plc and later NRAM plc, is a British asset holding and management company which was split away from the Northern Rock bank in 2010.


Contact info

1.2

Bad

TrustScore 1 out of 5

128 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.2

All reviews

(128)

7 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

If could give minus starts i would .

If could give minus starts i would .. absolutely vulture of a company...I'm now homeless as had to sell due to the constant high increase ..it's affected my mental health to point I had to have crisis intervention then on program for a year . Shame in government for letting these people operate in own terms.

April 2, 2023
Unprompted review
Rated 1 out of 5 stars

Having overpaid on my mortgage with…

Having overpaid on my mortgage with lump sums in tens of thousands, I asked today for interest only for 3 months and was refused. Most unhelpful, luckily not long left on mortgage but would definitely avoid this company.

March 28, 2023
Unprompted review
Rated 1 out of 5 stars

Stay away at all costs

Incompetent merchants who in the paper work for an endowment taken out in 1997 put the wrong date of birth in for my wife. The year was out by an additional 10 years and resulted in a reduced payout though it should have been increased since the premiums paid were for an older age.

March 17, 2023
Unprompted review
Rated 1 out of 5 stars

Impossible to contact

Impossible to contact. Endless wait on telephone. No email in this day and age. No response to messages through website.

February 26, 2023
Unprompted review
Rated 1 out of 5 stars

Being charged 7.89% now and my interest…

Being charged 7.89% now and my interest only mortgage has doubled in last 2 years why are the GOVERNMENT not intervening or the FCA not investigating further and deeper into these complaints
Who has the power
Harcus Parker we need resolution sooner before someone dies of hardship

February 21, 2023
Unprompted review
Rated 1 out of 5 stars

Landmark more like landmine

Can't get through to this company..holding on for ages..automated answering system is the worst I have ever used..Took 10 minutes for them to tell me the office was closed..Rip off specialists..nothing constructive to say..absolute rubbish..don't touch them.

February 20, 2023
Unprompted review
Rated 1 out of 5 stars

Cee U Next Tuesday S !!!

Landmark setting own interest rates currently a large mark up on the current interest rates- not treating consumers fairly and unjustifiable rates being charged by a non active lender. Current rate being charged to customers is not fair or even competitive in comparison to other mortgages and rates.
No one is asking for a new mortgage but customers want to be fairly charged in the current climate not ripped off by another 2% with no justifiable reason for the excessive amounts.
Customers denied use of features included in original contracts.
Payment holidays being denied - borrow back feature removed.
Be an idea if landmark actually looked at each mortgage they hold on account as all terms and conditions of the original mortgage stand.

January 27, 2023
Unprompted review
Rated 1 out of 5 stars

Very bad company

Just spent 40 minutes on phone and gave up in the end . They sent me a letter saying they have tried contacting me tho phone and letters .. which they haven’t!!! In a letter today they have said the postal service as sent the letters back ???? But I got this letter and another letter saying that my mortgage as gone up again .. 4 months on a row

January 19, 2023
Unprompted review
Rated 1 out of 5 stars

i telephoned landmark morgages on…

i telephoned landmark morgages on monday the 16/01/2023 having went through all the security with the phone then got put into the que after 20 mins waiting the phone got answered and asked what i wanted i said i wanted to apply for apayment holiday she said she couldnt help as she was nt qualified and she would get somebody to call me in 48hrs.today they phoned at about 9 50 and said yes i am entitled to 3 months payment holiday but refused to give me it as i failed there aplication .I took the morgage out with northern rock and as long as i paid twelve consecutive payments i was entitled to one months payment holiday with out going through an aplication.The lady said she would put me through to colections my acount is not in arears so why would i go to colections.I loged a complaint and i will be reporting them to the ambudsman and they should not be checking my credit with out my permision i am not applying for a new morgage i just wanted my payment holidays that i have saved for a rainy day

January 18, 2023
Unprompted review
Rated 1 out of 5 stars

Shocking company

Shocking company, rip your eyes out, rate going up monthly then have cheek to take 2 payments in same month. Customer service terrible, often just cut you off and any query accuses you of not being able to pay, never solve issues. GREEDY GREEDY COMPANY AVOID

December 16, 2022
Unprompted review
Rated 1 out of 5 stars

Very limited ability to transact on…

Very limited ability to transact on line. You can view your balance but that is about it.
Very tedious process to speak to someone on the phone. Not overly pleasant when you can get through.
Even asking a question on line is met with 'Queries can take 10 days to process and will be responded to by post'.
Very 1990s experience.

December 1, 2022
Unprompted review
Rated 1 out of 5 stars

Absolutely awful !!

Absolutely awful !!! I don't think they have people on the end of the phone. I had the same trouble a couple of weeks ago, i was on the phone hours and hours then. Now I'm trying to get an updated redemption statement as they didn't take into consideration the direct debit that come out a couple of days before.

November 3, 2022
Unprompted review
Rated 1 out of 5 stars

Mortgage paid off but still paying for it.

I tried to phone to see why they are still collecting the direct debit for my mortgage even though it has come to the end of its term. A long list of questions to get past the computer. Then you get put in a queue that you need to wait and wait. Eventually I gave up! Looking at their reviews I could have saved myself time!

November 2, 2022
Unprompted review
Rated 1 out of 5 stars

The Worst Ever Company...Ever

Spent 80 minutes waiting to be connected on one call. Spent 50 minutes waiting to be connected on a follow up call.
Spent 50 minutes on hold during the second call.

I've yet to resolve the (very simple) question of getting a redemption statement.

I want to pay Landmark a large sum of money, but Landmark won't let me.

October 28, 2022
Unprompted review
Rated 1 out of 5 stars

Landmark Mortgages Ltd, an incredibly inept organisation

Wish I could give this incredibly inept and fraudulent organisation a zero for their competence! Is the waiting time of almost an hour on the telephone or their various but unfulfilled promised to send our redemption statement for the past 3 weeks!

I checked out their complaints profile with the Financial Ombudsman but their customers never did get any joy because the Ombudsman for some unknown reason never really finds against them. The paltry £100 damages offered to the poor customer is not an incentive for Landmark to change.

We are on an incredibly high rate and got a mortgage over a month ago but Landmark isn’t responding!! I’m so indescribably angry!

October 7, 2022
Unprompted review
Rated 1 out of 5 stars

No deals. Forced high Interest rates. Just profit orientated

Land Mark Mortgages have way above higher Interes rates then the Bank of England base rate guide. They will not offer any products,fixed rates or deals. In this current cost of living crisis there rates forced upon the home owner are so high. Higher then main high Street banks. Unfortunately with the affordability criteria there is no option but the pay the high rates.

September 21, 2022
Unprompted review
Rated 1 out of 5 stars

Utter s**t show of a company their…

Utter s**t show of a company their rates are absolutely horrendous, never had these cowboys as my mortgage lender but after northern rock were bailed out this outfit ended up with my mortgage. Rates have steadily increased and are far higher than any other mainstream lender. The sooner the house is sold and I am rid of these the better.

September 12, 2022
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look