MotorCycle Direct Reviews 

5,619
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 439 reviews, reviewers had a great experience with this company. Customers frequently praise the competitive pricing and value, often finding quotes fair and inclusive of necessary extras. Many people highlight the straightforward and easy online process, noting quick setup and instant document access. Reviewers also appreciate the clear website navigation and helpful customer service. However, some customers noted website issues, like difficulties printing documents or accessing account portals. A few other people also felt customer service could be slow, citing long chat wait times, unhelpful responses, or the absence of a direct phone line. Additionally, some consumers mentioned concerns about inflated renewal prices.

What people talk about most

Price

Consumers find price to be positive, with many reviewers reporting competitive prices and good value for the... See more

Website

Clients share ambiguous opinions on website functionality, with some reviewers finding the website clear,... See more

User experience

Customers had positive experiences with user experience, finding the process easy and straightforward from... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many expressing significant... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing satisfaction, highlighting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(5,619)

397 reviews in the last 12 months

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Rated 5 out of 5 stars

Motorcycle insurance

Easy to get a quote the customer service team was really good
Would recommend

March 9, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Rob

We are very glad to hear that one of our Support specialists were able to give you a 5-star experience! Thank you for taking the time to leave us a review, we will pass the feedback on to the specific colleague who will love to hear this too!

MotorCycle Direct

Rated 5 out of 5 stars

Straight forward form to complete

Straight forward form to complete. Did just take around 5 mins. Will certainly be recommending to our members.

March 10, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

HI

It's great to hear that you’ve had a good experience, and thanks for the recommendations. If you need any help in the future please let us know. Thank you!

MotorCycle Direct

Rated 5 out of 5 stars

Motorcycle insurance

Easy to deal with got a great price and insured my bike instantly

March 10, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Michael,

It's great to hear that you’ve had a good experience. If you need any help in the future please let us know. Thank you!

MotorCycle Direct

Rated 3 out of 5 stars

This company has no contact…

This company has no contact number,after they took my money no one has contacted me !!!

March 9, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Abdulle

I can see that we have been in touch via email, and are waiting for some details to be confirmed by you. If you have any questions, please contact us via our live chat facility. Just copy and paste the below link into your browser.
http://www.motorcycledirect.co.uk/contact

Many thanks
MotorCycle Direct

Rated 2 out of 5 stars

Been great up until I changed my bike…

Been great up until I changed my bike and couldn’t get a quote for my new bike. Customer portal kept sending me round in circles and you can’t get to speak to anyone if you need help. The chatbot can only do so much. Such a shame so I had no option but to go elsewhere and speak to a human in a different company

March 4, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Annie
We apologize for the bad experience that you have had with us.
We want to understand what went wrong and see how we can improve.
Please can you contact us to discuss, you can use our Live chat by clicking here. http://www.motorcycledirect.co.uk/contact
MotorCycle Direct

Rated 5 out of 5 stars
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Callum
It's great to hear that you’ve had a good experience.
If you need any help in the future please let us know. Thank you!
MotorCycle Direct

Rated 3 out of 5 stars

It was ok to set up could of been…

It was ok to set up could of been simpular

March 5, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Andy
Thank you for taking the time to leave us a review and providing us with feedback.
If we can do anything to improve your experience, please let us know by getting in touch via Live Chat. http://www.motorcycledirect.co.uk/contact
MotorCycle Direct

Rated 5 out of 5 stars

Really easy to put in place

Really easy to put in place.
Not the cheapest or most expensive, but covers all the bases.
Thanks

March 5, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Kev,

Thanks for rating us 5 stars, we really appreciate it!
We hope we continue to impress!

MotorCycle Direct

Rated 5 out of 5 stars

Easy process to follow.

November 12, 2025
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi,

It's great to hear that you’ve had a good experience. If you need any help in the future please let us know.

Thank you!
MotorCycle Direct

Rated 5 out of 5 stars

Picking up a new bike in 2 days time

Picking up a new bike in 2 days time. Tried to buy the insurance online, passed all the verifications including my bank authorisation but, final stage wouldn’t go through. Couldn’t phone them but had a Web chat - what a shower - waited for a free representative took 10 minutes. After beginning the chat, things are getting repeated and I tell them ‘you’ve already asked that - they tell me they are dealing with multiple people on line at once. (Oh great, this is going to be like Groundhog Day) Tells me it was because I needed to apply online on bike collection in 2 days - that’s why it won’t go through, I said incorrect - policy start date is on 2 days, set up can be earlier. The tell me I’ve probably got a settings issue on my computer so it probably failed a fraud test. Said but why does the same thing happen on my phone too (I’m then on 5g and not my internet), she said still failing fraud check. Asked to phone them. She said no number.
It was surreal and frustrating because the replies are so long in coming and at almost an hour, decided it just wasn’t worth the hassle because in 30 years of riding, I’ve never made a claim so I genuinely didn’t think buying something was going to be so much hassle. And they’ll know I’m not a problematic customer because a lot of that 30 years, I was a previous customer. Never again!
After all, if I ever needed to make a claim, that sounds like hell.
UPDATE : after receiving a call from MCD following my post here, it was a pleasure to hear MCD saw my post and decided to investigate and call me directly. They explained a slight error and apologised.
Well you cannot say fairer than that. Customer service as it should be. Sadly I’ve purchased elsewhere now, but instead of being excluded next year, they will be my first port of call next year.
So it’s now a 5 star review from me because unprompted, they found my review, acted and sorted it. So a breath of fresh air in the current customer service climate.

March 5, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Christopher,

Thank you for taking our call today and thank you for bringing this issue to our attention. We are glad we had the opportunity to provide some clarity on the matter and look forward to hearing from you again in the future.

We are here to help whenever you need us so please do not hesitate to contact us if you require anything in the future.

Thanks,
MotorCycle Direct

Rated 5 out of 5 stars

Easy on line set up

March 3, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi John,

Thanks for the 5-stars! We’re pleased you enjoyed our products & services.

Thank you!

MotorCycle Direct

Rated 1 out of 5 stars

Charged me £75 cancellation fee despite…

Motorcycle Direct charged me £75 cancellation fee despite trying to log into their system on the 14 day and it not working as you have to “use their chat facility”, got on the chat to cancel the next morning and had to spend over 40 minutes explaining that I had tried to cancel the day prior but charged anyway! They asked for proof that I tried to cancel and the customer service women was really quite condescending. Stay away from them, I can only imagine how awful they would be if you needed to claim.

In response to their response, it was the following morning that I cancelled my policy and not 48 hours after, your referral fees from comparison websites are not your customers problems! Your fees are astronomical

March 4, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Charlotte,

We’re sorry you haven’t enjoyed your experience with us.

When completing the quotation online, you would have been provided with a summary of cover, along with our Terms of Business before completing the purchase. These documents explain any administration fees, including when they apply. By proceeding with the purchase you would been required to confirm your acceptance of these terms along with the risk information being correct and accurate.

On review of your individual circumstance, we can see your policy was cancelled 2 days after the cooling off period expired. After this period expires our fees increase from £40.00 to £75.00 due to applicable fee that Insurance comparison sites charge insurers for introducing customers.

We hope this helps!

MotorCycle Direct

Rated 5 out of 5 stars

Quick and easy.

Quick and easy.

March 3, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi,

It's great to hear that you’ve had a good experience. If you need any help in the future please let us know. Thank you!

MotorCycle Direct

Rated 5 out of 5 stars

Everything is set out well

Everything is set out well , straight forward to filling out details as a customer makes life easy .

March 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Paul
Thanks for taking the time to leave us a review and for the 5-stars!
We are very glad to hear that you were happy with the price of our product. Ride safe & we’ll be here if you need us!
MotorCycle Direct

Rated 5 out of 5 stars

Motor bike insurance quote.

The quote was very competitive and very easy to obtain. I decided therefore to place my business with Motorcycle Direct.

March 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Karl
Thanks for taking the time to leave us a review and for the 5-stars!
We are very glad to hear that you were happy with the price of our product. Ride safe & we’ll be here if you need us!
MotorCycle Direct

Rated 5 out of 5 stars

Excellent service

March 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Richard
It's great to hear that you’ve had a good experience. If you need any help in the future please let us know.
Thank you!
MotorCycle Direct

Rated 5 out of 5 stars
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Robert
Thanks for rating us 5 stars, we really appreciate your kind words.
We hope we continue to impress!
MotorCycle Direct

Rated 5 out of 5 stars

Easy to deal with

Easy to deal with, and a very fair price

March 2, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Paul
Thanks for taking the time to leave us a review and for the 5-stars!
We are very glad to hear that you were happy with the price of our product. Ride safe & we’ll be here if you need us!
MotorCycle Direct

Rated 1 out of 5 stars

One star too high.

One star too high.
Utterly appaling service,impossible to navigate customer portal,cancelled a policy with 2 days remaining so could not renew tried to take money over a week before renewal due.Theives and liars do NOT use

February 27, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Andy
We are sorry to hear that you have been unhappy with your experience with us.
We have noted your concerns and have logged a complaint on your behalf.
MotorCycle Direct

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