Paws & Claws Reviews 

557
TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

This place would get zero stars. It’s disgusting. This pet store should be shut down. Looks like a puppy mill in there. The poor puppies look drained not in good health they were laying in their feces... See more

Rated 1 out of 5 stars

I have just received our annual renewal policy and it has literally doubled in cost even though we only made one claim last year for a minimal amount! Absolutely shocking…I know costs are going up but... See more

Rated 1 out of 5 stars

My dog has an ongoing condition so we have to claim every 3 months & unfortunately we are now stuck with Paws & Claws. They are painfully slow & keep saying they haven’t received the claim from our ve... See more

Rated 1 out of 5 stars

Absolutely outraged this morning. I had an English Springer Spaniel that I retired from the military at the age of 8, 7 years ago. I spent quite a lot of time looking for an insurance company as I onl... See more

Company details

  1. Insurance Agency
  2. Financial Consultant

Information provided by various external sources

Paws & Claws pet insurance have a range of policies which offer accident and illness cover to help protect your cat or dog in their time of need.”


Contact info

1.3

Bad

TrustScore 1.5 out of 5

557 reviews

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1.3

All reviews

(557)

1 review in the last 12 months

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Rated 1 out of 5 stars

Absolutely ridiculous I was paying 45…

Absolutely ridiculous I was paying 45 pound per month dog insurance only to get a new monthly amount of wait for it 68 pound a month can you believe it when I questioned it the advisor said it was probably because my dogs age or the fact I have claimed well I quickly cancelled the policy but I feel duped by this company I think they just want you to pay and not claim indefinitely poor poor customer service very disappointed after paying for years to be treated like this awful…..

October 18, 2021
Unprompted review
Rated 2 out of 5 stars

Disgusting insurance company, do not trust them!

We had to make a small claim on one of our dogs insurance, only around £480. They have just tried quoting us nearly double the monthly payment for the following year, almost completely recouping their losses in just 1 year. Quotes elsewhere showing £5 a month CHEAPER than Paws and Claws quote from the previous year. Total thieves. They'll be losing our business for all 3 of our dogs now.

October 11, 2021
Unprompted review
Rated 2 out of 5 stars

When we had to make a claim they took a…

When we had to make a claim they took a life time to pay out. I received a new quote as the insurance ends this month and surprise surprise they had doubled the policy cost.
Surprise surprise I will not be taking them up on it.

Thank you

Gerard Gardner

July 6, 2021
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for taking the time to leave a review, Gerard.

I do apologise that you experienced delays when claiming and that the premium increased at renewal.

Each term the underwriters follow set criteria when assessing any cover offered and the cost involved, this includes factors such as age and breed of the pet, postcode, assessment of risk, cost of inflation, claims made and current market conditions. In addition, premiums must keep pace with the rising cost of veterinary care, in all its forms. It is not only the cost of veterinary services that are rising rapidly, it is the prescribing of more expensive drugs, and the use of more sophisticated technology (for instance the referral for MRI scanning is now more common).

If you would like to discuss anything further, please do not hesitate to contact us.

Kind regards

Rated 1 out of 5 stars

Painfully slow.

Painfully slow to pay out for valid claims. I claimed in May and put bill on my credit card. Two weeks went by before they put on the portal even though vet emailed same day. Then 10 working days to assess, then saying settled and to wait 10 working days for payment. Now in July and still no money has been reimbursed whilst I’m incurring credit card interest. That is claim one and claim two (for same claim) the following week has only just gone on the portal. I can’t afford to be waiting 1.5months+ to be reimbursed that’s why I took out insurance! When I was insured with another provider with a different animal money was in my account within 10 days. Not sure why paws and claws are so slow. It’s a stressful enough time having a sick pet without this added stress.

June 30, 2021
Unprompted review
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Reply from Paws & Claws

Thank you for taking the time to leave a review, Paula.

If you can email us with your policy number, we will make sure that this is looked into and fully investigated.

Our email address is customerqueries@insurancefactory.co.uk

Kind regards

The Paws and Claws Team

Rated 1 out of 5 stars

Absolute disgrace of a company

Absolute disgrace of a company. Miss sold a policy that after paying for 3 years now won't cover us. States we have vet bills ect all covered. Now left with a 3k bill to pay as they don't want to know. Shambles. The lady was rude that we dealt with ! Stay away from this company. Insurance your pets else where.

May 18, 2021
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you, Liam, for taking the time to leave a review.

If you can email your policy details and also details of your complaint to, customerqueries@insurancefactory.co.uk, we will make sure that this investigated in full.

The Paws and Claws Team

Rated 5 out of 5 stars

I used paws and claws in South Africa…

I used paws and claws in South Africa to move my pets to the UK. I found them very caring and kept me updated throughout the process and there costs were very reasonable.

March 28, 2021
Unprompted review
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Reply from Paws & Claws

Thank you for taking the time to leave a review, Mike. Just to let you know, you have left your review for Paws and Claws Pet Insurance.

The Paws and Claws Team

Rated 1 out of 5 stars

If i could give a minus I would!

If i could give a minus I would!!

We have been with this so called insurance company since 2014, only ever had to use 1 time last year when our pet dog had tests on his lymph gland.

I called your customer services number to let you know we would be claiming for our 10 year old Jug as he is newly diagnosed with Diabetes, only to be told that our insurance does not cover anything else except accidents?!...

Our insurance document we have in front of us states we are covered but was told, no its for accidents only.

Last year we had to have tests on our pet on his lymph glands and this was paid, so what is the difference?

The vet has had to do blood tests and will need to continue to do them now, which should come under vet fees but you say I'm not allowed to claim these???
so please explain why we even have insurance??

What makes this worse is the fact that we have not been able to access our login to cancel the policy!!

Yes you have sent us a link to reset the password but when we try to reset it just keeps saying its an invalid token!!???
So we have now been left with bills for blood tests etc from our vets which we have to pay when it should be covered.
We will be seeking legal advice.

You have left us not only feeling hopeless but furious that this kind of thing happens!! when we are trying to come to terms with the fact that our boy may not even get through this as he is very very poorly!!!

Shame on you!!!

March 7, 2021
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for taking the time to leave a review, Liz.

I am sorry to hear of the issues that you have faced recently. We would really like to get to the bottom of this for you and investigate the situation fully.

In order for us to do this, please can you email your policy information and details of your complaint to, customerqueries@insurancefactory.co.uk.

The Paws and Claws Team

Rated 1 out of 5 stars

The long haul

I've never had any dealings with pet Insurance previously but my first experience has been disappointing to say the least.

My dog had minor surgery to remove a small lump from her side. 3 month's later I still haven't received the £300 payment.

After numerous calls I thought we were making some progress. Yesterday however I was contacted for additional information which is annoying after this length of time.

I will be changing supplier as soon as possible and I certainly will be carrying out a little more research before I make a final decision.

I will add an additional post to confirm the outcome whenever this may be!

February 28, 2021
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Good Afternoon,

Thank you for taking the time to leave a review.

I'm sorry to hear about the delays you have experienced during the assessment of your claim, I appreciate how frustrating this must be.

I will ensure full feedback is provided, and I will chase up the claim and arrange for the named policy holder to be contacted and updated in due course.

Should you require anything further in the meantime, please do not hesitate to call us on 0330 102 5747.

Kind Regards,
The Paws and Claws Team.

Rated 1 out of 5 stars

Total rip off…

After paying Paws n Claws for years n made no claims I decided to increase my cover from accident to accident n illness for my 10 year old chihuahua.
I previously paid £94 a year and the increase they wanted was £630 a year. I am gobsmacked. I also insured another dog with them n have made no claims but they can stuff it.
I've now insured elsewhere for £120 for accident n illness.
I wish I'd read these reviews before I paid my premium for years

January 18, 2021
Unprompted review
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Reply from Paws & Claws

Thank you for your review, Angie.

I do apologise if you feel that premium quoted was too high. We will be happy to look into this further for you. If you can email us your query along with a confirmation of your policy number (the one above is not loading your details) we will get back to you with an update and make sure that your feedback is raised.

The email address is customerqueries@insurancefactory.co.uk

The Paws and Claws Team

Rated 1 out of 5 stars

Steer clear!!

After 10 years insurance with the company my cat started limping. After 2 days I took her to the vet. The vet reported puncture wounds to the paw via a thorn or cat bite.

Paws and claws said this is clearly an illness and not and accident so don’t see any reason to cover this as illness is not in my policy.

Even after a letter from the vet with the vet explaining this. They still deem this as an illness.

Stay away from this company as they will take your money and run

December 2, 2020
Unprompted review
Rated 2 out of 5 stars

The last straw! (updated)

The last straw!
Every claim I have made with these people needs at least 4/5 phone-call follow up
The 1st claim is always lost
My premium has doubled this year which I swallowed as we had made a claim last year
How ever once again miscommunication or as prefer to call them lies come thick and fast
Even when caught on there own telephone recordings they don’t seem to even care
I would have been sacked in my job but they will just be given feedback

So feed up and still £800 out of pocket until they find my claim and then process it
UPDATE thanks to Justine the claim will be paid today 12/11/20

November 11, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for your review Mr Stephens. I'm sorry to hear that you have not a satisfactory experience when going through the claim process.

It's good to hear that this has now been resolved for you but if you can provide us with your policy number we will make sure that your feedback is fully investigated if not done so already.

Any further queries, please do not hesitate to contact us.

The Paws and Claws Team

Rated 1 out of 5 stars

100% Hike in Renewal Quote

Just received the renewal quote from Paws & Claws... a staggering 100% more than last year! I wonder if this has anything to do with making a claim in the previous year??!!!!! Shocking!

November 4, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for your review Melanie.

I do apologise that you have seen a high increase in the policy premium this term. At renewal, the policies are subject to a number of different rating factors. These include but are not limited to, your address, vet fees in your local area, pets age and breed, claims made and also the Insurance Premium Tax.

I can see that you have since been in contact regarding the renewal. If there is anything else we can do, please do not hesitate to contact us.

The Paws and Claws Team

Rated 1 out of 5 stars

Paws and Claws autorenewal a joke

What a liberty Paws and Claws take in setting up an auto renewal and what a complete waste of both our time and energy to insist on us going through hoops to cancel. Terrible service.

September 21, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for your review Dawn. We will be happy to look into this for you. Please can you provide us with your policy details, these can be sent to customerqueries@insurancefactory.co.uk. The Paws and Claws Team 🐾🐾

Rated 1 out of 5 stars

no idea lol

you asked me this question 6 month ago, I asked who you were, as I don't recall any recollection of being with you, and never got a replie, hence 1 star, I thought I was with Purley pets,,, so I'm still no wiser 🤷‍♂️

September 1, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

I do apologise that you have been contacted once again, I will make sure that this is looked into for you. Purely Pets is our sister company so there may have just been a slight admin mix up. The Paws and Claws Team 🐾🐾

Rated 5 out of 5 stars

Great as usual

August 19, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for the great review! The Paws and Claws Team 🐾🐾

Rated 5 out of 5 stars

Good Service

Quick answers for my problems.

August 10, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thanks for the great review! The Paws and Claws Team 🐾🐾

Rated 5 out of 5 stars

Dennis is professional and friendly and…

Dennis is professional and friendly and he went above and beyond to assist us in safely relocating our pug puppy from Melbourne to Canberra. He went well out of his way for the early morning pick up and ensured the safe delivery of our pup despite all the challenges presented by the COVID restrictions. He was great at communicating and I highly recommend his services for any pet owner.
Thanks Dennis!
Cheers,
Leonie

July 30, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for the review Leonie, just to make you aware you have left a review for Paws and Claws, an insurance company in the UK. The Paws and Claws Team 🐾🐾

Rated 5 out of 5 stars

Had absolutely no trouble with this…

Had absolutely no trouble with this company paying out for my Standard Poodles long term ear condition. I have my 3 dogs insured with them and l am really happy with the service l had received over the last few years.

July 26, 2020
Unprompted review
Paws & Claws logo

Reply from Paws & Claws

Thank you for the great review Jane! The Paws and Claws Team 🐾🐾

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