Santander Reviews 

10,722
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,722)

2,221 reviews in the last 12 months

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Rated 5 out of 5 stars

Still nice to talk to someone face to face

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face other than robot. But do rate the app for spedia transactions.

August 6, 2026
Unprompted review
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Reply from Santander

t's great to hear Rob could provide that extra reassurance and help wrap everything up in branch. 😊 Brilliant that you're enjoying the app too while keeping your banking current and convenient.
John

Rated 5 out of 5 stars

Jasmine at Kensington work cafe has…

Jasmine at Kensington work cafe has been exceptional. Wow she helped me log on to my mobile app. Her customer support is greatly appreciated. Thank you.

August 7, 2026
Unprompted review
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Reply from Santander

📱✨ Banking is so much more convenient with the Mobile Banking app, so we're delighted Jasmine a was able to help you get set up. Thanks for your lovely feedback,

Rated 5 out of 5 stars

Very helpful very easy to talk too

Very helpful very easy to talk too
Explained everything in detail…

Leanne Llanelli Branch

August 7, 2026
Unprompted review
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Reply from Santander

When it comes to banking, the details matter, so we're delighted Leanne took the time to explain everything clearly and make the experience easy,

Rated 5 out of 5 stars

Vicki at the Whitehaven Branch

Vicki at the Whitehaven Branch has always been a very nice, pleasant and thoughtful person. Vicki pays attention to detail and always offers great advice when needed.

August 7, 2026
Unprompted review
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Reply from Santander

💙 Thanks for your feedback Steve. Knowing support is there when it matters most can make all the difference. We'll be sure to share your comments with Vicki and the team. 😊

Rated 1 out of 5 stars

This supposed bank is an absolute joke

This supposed bank is an absolute joke, had no end of problems since 2020, a sofa was ordered, that didn’t arrive, later turned out to be a scam company despite this lot knowing it they refused to refund the money saying it was our fault, many other problems, recently partner was a victim of a suspected scam work company (although she never lost any money) this lot flagged it as a work scam and are investigating, however they’ve now locked her online and app banking and debit cards (even though they’ve weren’t used as part of this), now she is unable to access any of her money. Santander are a complete waste of space and the customer service should really be getting a sub zero score if possible.

August 1, 2026
Unprompted review
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Reply from Santander

We can appreciate how upsetting it must be to face repeated problems. Please contact socialmediacare@santander.co.uk so we can understand more about what's happened.
John

Rated 5 out of 5 stars

A very positive experience,cassie was…

A very positive experience,cassie was extremely helpful and made the visit to the bank a very pleasant experience.

August 7, 2026
Unprompted review
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Reply from Santander

😊 Thanks for sharing your experience. It's always nice to hear when a visit to branch has gone so well. 💙

Rated 5 out of 5 stars

Excellent savings review from Norma…

Excellent savings review from Norma changed cuerent account edge saver maximise monthly savings

August 7, 2026
Unprompted review
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Reply from Santander

Thanks Keith. Helping customers make the most of their money is really important to us. Reviewing your savings is an great way to do this. We're delighted to hear Norma was able to support you with this.

Rated 5 out of 5 stars

Galashiels Scotland meeting with an…

Galashiels Scotland meeting with an operative called amber who went above and beyond the norm to achieve all my requirements.
Thanks to her Sheila and Kenneth Anderson

August 7, 2026
Unprompted review
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Reply from Santander

Going above and beyond is the norm for our Galashiels team, we'll be sure to share your kind words with them.

Rated 5 out of 5 stars

Staff in oswestry are always happy to…

Staff in oswestry are always happy to help and make me feel comfortable and welcome. Thank you.

August 7, 2026
Unprompted review
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Reply from Santander

It’s great to hear the Oswestry team always makes you feel welcome and at ease when you visit. 😊
John

Rated 5 out of 5 stars

I came to the Blackwood Tom Sweet was my Staff member he was very pleased to help me he was very knowledgeable about what i needed and i would recommend him to my family and friends i give him 10

I came to the Blackwood Tom Sweet was my Staff member he was very knowledgeable about what i needed and i would recommend him to friend and family 10 out of 10

August 6, 2026
Unprompted review
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Reply from Santander

It's great to hear Tom took the time to understand what you needed and made such a positive impression.
John

Rated 5 out of 5 stars

I seen Tammi today in the Cookstown

I seen Tammi today in the Cookstown, Co. Tyrone branch, and again was so pleasant and helpful. She is a great asset to Santandar, and you should be very proud of this employee. Tammi always goes the further mile to help you. Josie Devlin.

August 6, 2026
Unprompted review
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Reply from Santander

It's lovely to hear Tammi continues to make such a positive impact. Her friendly approach and willingness to go the extra mile clearly made your visit to our Cookstown branch a great experience.
John

Rated 1 out of 5 stars

Totally useless

Hugely disapponted with Santander Bank. I had trouble with an online debit card purchase for just over a hundred pounds. Santander approached the seller for many weeks despite being told that they are not responding to communications. Santander failed to respond to complaints online using the app or emails to customerservices. Santander did once respond on the app - they gave me 31 minutes to respond while I didn't even know that they had messaged me. I found Santander totally useless.

7 August edit: Santander have suggested that I contact them. I have relentlessly tried to contact them through the app and emails to customerservices. I am leaving Santander having found it worse than useless.

7 August later edit: I am also disappointed that Santander's replies here are created by AI. That they're not really concerned about your reviews and are instead trying to limit damage on the cheap shows that they don't give a fek.

June 27, 2026
Unprompted review
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Reply from Santander

I can see why this left you feeling let down. After spending weeks trying to resolve a debit card purchase issue, not receiving responses to your complaints, and missing an app message, it's understandable that your confidence was affected. We'd like to better understand your experience, so please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Samantha was very efficient and…

Samantha was very efficient and informative of the products on offer at the Beverley branch East Yorkshire

August 6, 2026
Unprompted review
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Reply from Santander

It's great to hear Samantha made your visit to the Beverley branch such a positive one. Being efficient while taking the time to clearly explain the products available can make all the difference when deciding what suits your needs.
John

Rated 5 out of 5 stars

Caleb Hocking money Advice

Caleb Hocking , he was very helpful and very knowledgeable on all the products you have to offer , would recommend him to everyone, outstanding knowledge

August 6, 2026
Unprompted review
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Reply from Santander

It's wonderful to hear Caleb made such a strong impression. His knowledge of the products available and the time he took to help clearly gave you confidence in your options.
John

Rated 5 out of 5 stars

Met with Jo who was very welcoming and…

Met with Jo who was very welcoming and professional and dealt with our accounts with ease and helped us understand how to manage our money.

July 23, 2026
Unprompted review
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Reply from Santander

It’s great to hear Jo made such a positive difference. Her welcoming, professional approach and clear guidance helped make managing your accounts and understanding your money feel straightforward. Keeping your account details up to date can help make banking even smoother.
John

Rated 5 out of 5 stars

Mandy from Santaner Stockton branch

Mandy from Santaner Stockton branch went above and beyond to assist my mom, mom was very nervous as to what to expect, but Mandy made mom feel so welcome, so Mandy take a lollipop 🍭 for all your hard work, we are expecting to see a new you when you get your hair cut Mandy, Best wishes Joan & Kevin.

August 5, 2026
Unprompted review
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Reply from Santander

We're absolutely delighted to hear that Mandy made such a positive difference to your mum's visit to our Stockton branch.
We understand that visiting a branch can sometimes feel daunting, and it's fantastic to know that Mandy helped create such a warm, welcoming and reassuring experience.
Thank you both for the shout-out and for sharing your kinds words with us 😊
Elisha

Rated 3 out of 5 stars

Standard of customer service has gone down hill

I am really disappointed with Santander having had no issues for decades several recent hiccups have caused frustrating issues. Firstly a bacs payment didn't go through so it looked like I had not paid. Then I was setting up new payment and because of the amount even though it was to a High Street bank account was stopped and I had to ring Fraud ....but it took 1.15 hours to get through to Fraud. Then I had emails about a savings acccount which said I need to cancel the DD and it won't continue for the NEW savings year ...only later to receive another email saying how the money would xfer to your current account provided you have a current DD! It was sorted out by a very nice lady but she then was telling me information that I knew was factually incorrect and then went on to try and sell me a different CC which I had to point out to her was of no benefit to me. Despite the emails saying the money would transfer automatically to current account it didn't happen and I had to ring up again. Everyone was nice on customer service but with it taking so long to get through and quite frankly on every occasion clearly staff who did not have a clue how to deal with I am disappointed and seriously thinking of moving on.

August 4, 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share your experience with us, Kathryn.
We're particularly sorry to hear of your disappointment, especially after having banked with us for so many years. We appreciate how frustrating it can be when a series of interactions leave you feeling let down, and we're sorry that your recent experiences haven't reflected the level of service we strive to provide.
Your feedback is incredibly important to us, and we'd really like the opportunity to better understand what happened and see how we can help. If you're willing to speak with us further, please contact our team at: socialmediacare@santander.co.uk and we'll do everything we can to support you.
Elisha

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going…

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts and he is very good at explaining everything. Today, he helped me to transfer some of the money from one of the ISAs that has matured.

August 6, 2026
Unprompted review
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Reply from Santander

It's great to hear Satish continues to make your ISA reviews straightforward and informative. Taking the time to explain your options clearly and help transfer funds from your matured ISA shows real care and professionalism.
John

Rated 1 out of 5 stars

Appalling outfit

Appalling outfit. Their online technology fails far more often than it works and their automated phone service adds insult to injury by telling you that they 'appreciate' your time, whilst keeping you waiting to be put through for over twenty minutes!

Their advisers frequently twll you problems have been sorted, when they haven't and 'sorting' anything always seems to take an inordinate amount of time. They clearly put profit, well above customer service, which is extremely poor.

I would move my account, but Grade Z customer service seems endemic in the world of high street banks.

Their reply is just lip service. I've complained about the standard of their service many times, but nothing changes!

August 6, 2026
Unprompted review
Santander logo

Reply from Santander

Improving and advancing our digital services is something we're passionate about, and we're continually working to enhance our online and telephone banking services.
Customer feedback plays a crucial role in helping us identify where we need to improve, so we appreciate you taking the time to highlight these concerns, Richard.
We're here to help and would welcome the opportunity to look into your experience further. If there's anything we can assist you with, please contact us at: socialmediacare@santander.co.uk
Elisha

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