Santander Reviews 

10,722
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,722)

2,219 reviews in the last 12 months

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Rated 5 out of 5 stars

Great service provided

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get to talk to people who are very professional and helpful and caring. Monika is definitely a people’s person and she will be a great manager. Customers only asked for Monika which is showing how great she is with customers by providing an outstanding customer service. Thank you Monika for all help!!!!

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share such wonderful feedback.
It's fantastic to know that Monika made such a lasting impression through her professionalism, dedication, and customer-focused approach. Colleagues who go above and beyond to support customers truly make a difference, and it's especially rewarding to hear when their efforts are valued so highly.
Recognition like this means a great deal, and we're delighted your visit to our Cricklewood branch was so positive 😊
Thanks for choosing Santander, Philomena!
Elisha

Rated 1 out of 5 stars

Dreadful customer service

Unable to speak to anyone despite trying the online chat and phone numbers. I have wasted over 3 hours of my time, over three days, being on hold and awaiting for chat replies. The average chat repose time is over 2 hours and phone call waiting over 30 mins before I have to hang up and despite being told on the automated messaging wait times are less than 10 minutes.
I even raised a request (ref 14013977) that has gone a whole week without being responded to. As a result, no-one can help with my banking issue and as such I will be looking to move to another bank.

August 5, 2026
Unprompted review
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Reply from Santander

We're sorry that your experience has fallen short of the standard of service we strive to provide and apologise for the frustration this has caused.
We understand how important it is to be able to access support when you need it, and with this in mind, we'd welcome the opportunity to review your experience and see how we can help.
Our email is: socialmediacare@santander.co.uk
Elisha

Rated 1 out of 5 stars

Would give 0 stars

Would give 0 stars. 7 days and my switch has completed, still have no sort code or account number, no bank card or pin. Out of all other banks I have switched with in the past, Easily the worst!! Wish I hadn't bothered.. please join a different bank!!!!

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for bringing this to our attention, Mimi. We're sorry to learn that your experience hasn't reflected the level of service we aim to provide.
We'd like the opportunity to put things right, if you could drop us an email to socialmediacare@santander.co.uk
Elisha

Rated 1 out of 5 stars

Terrible bank I have been waiting 2…

Terrible bank I have been waiting 2 days just to get customer service. I have a complaint open. But still no one contacts you. If this was fraud or something then I'd would have lost all my money .It's all AI no people take responsibility. I have no option but to move bank. Never had such a terrible experience. Avoid at all cost. I've got pages of transcripts to highlight how bad this bank is. Seriously it's not worth the hassle and your sanity. Still waiting for a telephone call ref my complaint 14025765. Totally disgusted.

August 1, 2026
Unprompted review
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Reply from Santander

I can appreciate how upsetting this has been. Waiting for a call about your complaint, chasing for updates, and feeling like no one has taken ownership would test anyone’s patience. We'd like to help and take a closer look. Please email us at socialmediacare@santander.co.uk with the details, and we'll review this.
John

Rated 5 out of 5 stars

I came in today with my dad to sort out…

I came in today with my dad to sort out his banking and the lady with very helpful. I believe her name was jasmine and she was very helpful during our whole time there

August 5, 2026
Unprompted review
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Reply from Santander

It’s wonderful that Jasmine was so helpful while supporting you and your dad with his banking.
John

Rated 5 out of 5 stars

Ahmed is an asset to Santander!

Ahmed was just so helpful, courteous, informative a real asset to Santander Banking Hub Oakham. He listened to all our queries and resolved the issues promptly and efficiently! He also suggested higher interest accounts, which was really appreciated. I could not praise him highly enough!

August 5, 2026
Unprompted review
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Reply from Santander

It's great to hear Ahmed took the time to listen, resolve your queries, and suggest options that could benefit you.
John

Rated 5 out of 5 stars

Excellent service Emma was very helpful…

Excellent service Emma was very helpful 👍

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share your thoughts with us, Marie. We're glad Emma delivered the excellent service you deserve and look forward to seeing you again soon!
Elisha

Rated 1 out of 5 stars

Appalling Customer Service when using their online Chat option

I have been trying to contact Santander using the Chat option on the web site on 4 occasions but despite staying online for up to 40 minutes at a time, I have never been connected to an Agent. My experience has left me wondering whether I should remain as a customer of Santander. I have been loyal to the organisation for over 50 years.

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for your review, Richard. We appreciate why this would leave you feeling disappointed and we are sorry for your experience.
Wait times to reach an advisor can vary depending on customer contact volumes. Whilst we're confident that you will receive a response shortly, we never want any of our customers to feel unsupported or unable to get the help they need.
You're welcome to email: socialmediacare@santander.co.uk and we'll be happy to help with anything you need.
Elisha

Rated 1 out of 5 stars

Santander/ Google support scammers and protect…

Santander support scammers and protect themselves against customers.
I was scammed for 40. 74 by ETHOCART limited. Santander declined the payment and messaged me to tell me they had declined it on suspicion of fraud. I did nothing thinking great the scammers lose.
Silly me next thing 40.74 taken out of my account, they paid it without my authority.
I then spent hours messaging them I demanded transcripts which arrived about 10 days later. They opened a claim which was in progress for weeks, then they wrote to me asking for more info the took , 8 days to reach me, I replied giving a plethora of information. Next thing case closed no explanation no comunication whatsoever as to reasons for closing the case, how arrogant. So scammers win bank does nothing. No wonder scams are on the increase. The scam was promolgated by GOOGLE in a google advert when they knew it was a scam. Seems ebay are more secure than google trust ebay over google for sure.
Then today on returning home I had a letter from Santander dated 30 07 2026
Saying they dont have enough information to suport my claim and it has been closed, how dismissive is that, especially when I had the sense to demand a transcript of my discussions on chat with santander the transcript is 24 yes twenty four pages of A4, how much information do you need,. It seems you are part of the scam problem, not the solution. For me it was , 40.74 for others it could be hundreds of thousands I did my bit, I spoke to my bank and reported the theft immediately only for Santander to play silly beggars google ETHOCART LIMITED then tell me what more information you need. It was a google ad perporting to be Aldi. Google know ETHOCART IS A SCAM, yet allow them to advertise on google for which presumably they pay. Double Standards is there no justice.

July 4, 2026
Unprompted review
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Reply from Santander

That sounds really frustrating, especially after receiving a fraud alert and then struggling to get clarity on your claim. We'd like to look into this for you. Please email us at socialmediacare@santander.co.uk with the details so we can investigate further.
John

Rated 5 out of 5 stars

I visited Santander bank Hitchin Herts…

I visited Santander bank Hitchin Herts branch on the Monday 27 th July 26 . I was greeted warmly by your staff Danielle Street. I was having issues with two of my cards which Danielle investigated and sorted out for me. Danielle was polite, courteous and very professional in dealing with my problem. I left with full confidence that my problem had been fully sorted out. Thanks to Danielle.

July 27, 2026
Unprompted review
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Reply from Santander

We’re delighted Danielle gave you such a warm welcome, quickly resolved the issues with your cards, and left you feeling confident and ready to keep your banking current.
John

Rated 5 out of 5 stars

I spoke to Rebecca from Santander’s…

I spoke to Rebecca from Santander’s complaints team today, and what a wonderful experience. I am very ill, and can be a difficult customer due to my meds, and my health.
Rebecca is a massive credit to this bank, she was so empathetic, personable and extremely professional member of the Santander Team. I have not smiled or laughed out loud in months due to the pain I suffer, and she somehow made me smile and laugh today, in addition she resolved my problem with a smile… I cannot compliment her enough. Excellent work Rebecca and I hope Santander reward you greatly for her hard work. ❤️❤️❤️

August 4, 2026
Unprompted review
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Reply from Santander

We’re so pleased Rebecca could ease a difficult day, resolve your issue, and even bring a smile and laugh when you needed it most.
John

Rated 2 out of 5 stars

Most branches shut down now

Most branches shut down now, had to travel 24 miles to one that was understaffed and hard to park near,,, ill be changing banks soon

August 4, 2026
Unprompted review
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Reply from Santander

We’ll be introducing Santander Locals in communities where branches are closing and a Banking Hub isn’t needed, helping customers continue to access support close to home. Find out more here: https://www.santander.co.uk/personal/support/ways-to-bank/our-branches

Rated 5 out of 5 stars

Thank you to Adam and Jamie with a spot…

Thank you to Adam and Jamie with a spot on approach, for helping me sort out an issue and moving me forward
Both brilliant
Cheers Ernie B

August 4, 2026
Unprompted review
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Reply from Santander

Adam and Jamie clearly made a real difference, getting things sorted and helping you move forward.
John

Rated 5 out of 5 stars

A visit with Andrea was very pleasant…

A visit with Andrea was very pleasant and informative , she put me at ease and explained everything very professionally. She is a asset to her employer.

July 29, 2026
Unprompted review
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Reply from Santander

It’s wonderful to hear Andrea made you feel at ease, explained everything so clearly, and turned your visit into such a positive experience.
John

Rated 1 out of 5 stars

Terrible experiences that accumulate

Terrible experience. They ran a hard search credit for my mortgage before I fully submitted it, but then they would not honour the interest rate because they said I had not fully submitted the application.

Later, I called to ask if there would be any fees or special conversion rates when I transferred money from abroad to my UK Santander account, and they said no, but when I made the transfer, I received less than expected and they later confirmed the exchange rate, which was well below that of the market. I called and had a few chats (the Sandi chatbot was never helpful), but the people at the other side of the line were not helpful.

I have banked with Santander all my adult life but after these experiences I have started to consider alternatives.

August 3, 2026
Unprompted review
Rated 1 out of 5 stars

No customer service

Attempted to phone for over an hour. No answer, left on hold. Scared as my card is declining for important payments, yet I can see there is plenty in the balance.

August 3, 2026
Unprompted review
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Reply from Santander

Hello Mel, thank you for your review. We sincerely apologise about the wait to speak to an adviser. The best way to resolve this particular matter would be to stay on the line to speak to an adviser. If you wish, you can also send an email to SocialMediaCare@santander.co.uk.
Tony

Rated 5 out of 5 stars

Our appointment was on time and our…

Our appointment was on time and our advisor Leanne was knowledge and explained all options clearly.

August 4, 2026
Unprompted review
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Reply from Santander

It's wonderful to hear that your appointment was on schedule and that our advisor was so knowledgeable, clearly explaining all your options. We truly appreciate your positive feedback!
Tony

Rated 5 out of 5 stars

Exceptional customer service

Appointment with Michelle Lewis. Swansea branch.
I felt the time was taken to explain products fully, in order to make an informed decision. I have had appointments with Michelle in the past, and will in the future request Michelle when advice is needed.

August 4, 2026
Unprompted review
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Reply from Santander

We are so pleased to hear about your positive experience at our Swansea branch. It's wonderful to know that our team took the time to explain products thoroughly, enabling you to make informed decisions. We truly appreciate your continued trust and loyalty.

Rated 5 out of 5 stars

Bethany explained things to us

Bethany explained things to us. She listened and ave us good advice

August 4, 2026
Unprompted review
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Reply from Santander

It's great to hear that our team member was able to explain things clearly and provide you with valuable advice. We're so pleased that you had such a positive experience with us.
Tony

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