Works like a scam company. They charge without notice, putting you on a subscription. They make you jump through hoops to cancel. Their current tactic is to put on the most annoying music with high pi... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Information provided by various external sources
Based in Burlington, Ontario, TransUnion Canada is one of two credit reporting agencies in Canada.
Contact info
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
BEWARE
I received a credit report in the mail. Noticed that my credit card accounts were listed since 2014 as active on my credit report. It had everything on all my credit cards wrong the numbers, amounts, open and closed accounts. It had all my personal information wrong and right. Why is this company still in business with so many complaints of ripping people off. The letter says we understand that recently something on you credit report was not right?? wanting me to call them. I have no idea what they are talking about. They are creating a sense of urgency and putting fear in people. I see by the other reviewers that they gave this company $20.00 to correct. This company and Just Answer company are nothing more then con artist scamming people out of money. All the Attorney Generals in every state are turning their heads because someone is making money off this dishonest way to tricking people.
By far one of the most horrible support…
By far one of the most horrible support system there is.
Support is based in India, you cannot hear clearly the questions, the accent was very hard to understand, they did not provide me any help with my long issue, everything was difficult.
I highly recommend not to go with TransUnion.
Advised to report death of family…
Advised to report death of family member to credit bureaus and what an ordeal that is proving to be. Not nice at a time when we’re grieving a great loss. No online option to submit information during a postal service.
Awful company. Do not use it for credit checks
Tried to check my credit score, ended up signing up for a membership, which I got charged for but was never able to access the account because "my identity couldn't be verified". Tried calling to sort out the id verification, and they ask me to sent some personal information through a very sketchy process that didn't seem trustworthy to me. So I decided to cancel my membership and delete my account, which they make impossible through the website.
Everything seems to be designed to trick clients into signing up for a paid membership, and make it difficult to cancel.
Horrible company
Horrible company. The worst customer service. And they don’t give a 💩!
CHOOSE EQUIFAX ✅
I have an excellent credit rating at Equifax, with great customer service, and a way lower score at useless Transunion. 🔨
Give up guys
Give up guys. Reputation is everything. Especially now with everyone being online. I take security very seriously. I work in tech and you guys just dont have what it takes. You can't even do a simple address check based on post code. Thats a level of incompetence I have never seen before.
Unfortunately banks like Atom rely on you. Absolutely no idea why. They will lose customers. Reputation is key and if these really basic checks fail, they lose customers. They lose money. It reflects poorly on them. Their only fault is to use you. That is a mistake they will likely see further down the line.
4th Nov. I never hard back from you after sending an email but Ive moved elsewhere now and guess what? No issues. Never had the issue before. It’s your algorithm.I’ve lived at the same address now for more than thirty years.
Well done with your consistent 1 star rating guys. That’s a massive achievement. The fact you still exist is amazing.
Idiots
Idiots. I think they even try to SCAM you to BILL YOU for a report. Really, And trudeau does nothing to legislate ...chri$t.
Stay away from this company
It seems I'm not alone in my frustration—many people have similar complaints about TransUnion's poor service. I contacted TransUnion after noticing an unfamiliar address linked to my name, raising concerns about possible fraud. Their customer service was awful. The representative didn’t ask for my account details, didn’t understand the issue, and simply told me to wait 30 days, which is unacceptable when dealing with potential identity theft. Instead of resolving the issue, they left me to prove the address isn’t mine. TransUnion’s handling of this is careless and unprofessional. I wouldn’t trust them with sensitive information.
Received an email from them and tried…
Received an email from them and tried to login to my account with the correct credentials and password, but could not log in after several attempts. I forwarded the email I received as a suspected phishing attempt to them, but haven't received anything in return. Can't contact them directly via email and don't want to waste more time trying to call them again. Horrible experience.
I checked my score on TransUnion and it…
I checked my score on TransUnion and it had dipped by 200+ because I missed my mortgages due to health issues and complication that could not allow me to keep paying the mortgage. I read testimonies here about how Credit Restoration Hub has been dealing with people to rectify their situation like my own and that was my saving grace. They were able to increase the score by to 700s and now i can pay the mortgage with a rest of mind.
SCAM..
SCAM... I was searching around Transunion looking for free credit report, I provided some info for that and without my authorization or agreement signed me into a monthly subscription charging my Visa monthly fees. It was month two when i realized and called immediately to cancle and demand a refund. They obviously know what they are up to as they cancelled and refunded my charges without hesitation. I was thankfull for the refund but this should not be allowed. "Beware"
I filed chapter 7 Nov 22
I filed chapter 7 Nov 22, 2023 and all my debt and assets became property of the Bankruptcy Estate. Transunion is saying I am 60 days late on 2 accounts. Once I file chapter 13 or 7 the accounts no longer belong to me and the creditor is not allowed to report. Because the accounts no longer belong to me. Transunion does not understand this. They keep saying I was 60 days late and that I still have $1,499 in debt.I had to contact Credit-Restoration Hub to get them to assist me repair it, and I've since ceased interacting with Transunion. They need to understand the legislation.
TransUnion’s Zero Accountability
TransUnion's system is broken and dismissive of serious concerns. They make themselves unavailable—not just to customers, but also to the companies they collect information from. There’s no email support, scripted phone agents, and a lengthy dispute process. In my case, it took 3 months, and despite their condescending responses like "happy" and "warmest regards," they closed the case without resolving the errors. A simple call to the leasing company could have resolved it, but instead, I had to escalate it to Ontario's Ministry of Public and Business Service Delivery to hold TransUnion accountable for their critical failures. I give TransUnion 0/5 stars.
I am upset with this credit agency.
I am upset with this credit agency.
There is a report on my credit report and another name than my real name and they keep this fake account on my credit report.
Last time I was on phone with them and ask them to make sure everything on my account are accurate because no one can't force me to give me different name.
They refused to delete this fake account
Disastrous Credit Freeze Process
My SSN was compromised in the recent National Public Data security breach, so I decided to freeze my credit (probably should have done this some time ago). With Expedia and Experian this was straightforward. With TransUnion it is not -- the verification process is confusing and so far non-functional. This company should not be allowed to perform such an important public function with this level of service.
My data got breached trying to freeze…
My data got breached trying to freeze all three credit bureaus had success with two of them no problem. TransUnion is just being ridiculous. I filled out everything correctly, but it says it cannot verify my identity. It’s the same information I used with the other two, My data has been leaked yet I can’t freeze my credit with Trans Union. It’s impossible to get help, you can leave leave your number to keep your place in line, but it doesn’t work. Trans Union has issues worst customer service.
My disappointment with this "service"…
My disappointment with this service runs deep. Right from the beginning, the information they provided was inaccurate and misleading; it felt like a bait-and-switch tactic. When I tried to cancel my membership, I couldn't find any option on their website—it’s almost as if they don't want you to leave! Instead of an efficient process for cancellation, I'm now left dealing with having to phone one of their salespeople who wants to debate instead of resolving my issue amicably. After reviewing dozens of negative reviews, someone shared a link where you can cancel online, but this is completely hidden on their website. This amount of hassle is unacceptable and has soured my entire perception of them as a company. I regret signing up in the first place and will be telling my bank never to recommend them again.
Complete joke
Complete joke. Removed an account from my file and made my score go down substantially. Told me they didn't. LOL I am holding in my hand the document that tells me they did. Asked to speak to a manager or higher level of support (support person Lucy was messaging someone to help me and was fairly rude), and was told I could not. Then she hung up. And you want me to pay for your service? Yeah, no.
Terrible company
Terrible company. Processes are long and archaic. Call centre rep was rude and arrogant. Not customer focused at all - everything is setup to be easy for them and hard for the customer
Wrong information on my credit report…
Wrong information on my credit report from them..their customer service sucks along with barclay credit card..they think it's ok to dick your credit report around.their customer service agents are not well versed in english..their crooks, and shady
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








