TrustTwo Reviews 

263
TrustScore 2 out of 5

2.0

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Rated 5 out of 5 stars

Second time dealing with Trust Two, who approached me upon qualifying for a further loan, due to good repayment history. Easy to apply, great two communication, and fast BACS into your bank. Only flaw... See more

Rated 1 out of 5 stars

Terrible experience, incompetent company that needed my help to find my Trans Union credit file. Went through the whole process of credit checks and helping them find my guarantors application. Fully... See more

Company replied

Rated 2 out of 5 stars

There is a few good agents within this team but there is absolutely no communication between any of them. My account is currently in arrears due to hardship of COVID however I have spoken to an a... See more

Company replied

Rated 1 out of 5 stars

Terrible, I have lost my job due to Covid-19, they are not offering any payment holidays despite government advice. I cannot pay so now it will fall onto my guarantor who has also lost their job. Nega... See more

Company details

  1. Non-Bank Financial Service

Information provided by various external sources

TrustTwo offer guarantor loans between £500 to £10,000 at Representative 49.5% APR. Use our online application to apply today.


Contact info

2.0

Poor

TrustScore 2 out of 5

263 reviews

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2.0

All reviews

(263)

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Rated 1 out of 5 stars

Would not recommend at all

Would not recommend at all. Really unaffordable lending, they lend to people who have defaults, horrendous credit history, already have a Guarantor loan open (with the same guarantor!) and multiple payday loans. When your wage has been docked by £400 and you try to advise them of change of circumstances and your inability to repay they ignore you, been waiting 4 weeks for a response to an unaffordability complaint - next payment due this week, more debt! Avoid.

February 26, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Dear Odile,

We are very sorry to hear about your experience with TrustTwo.

TrustTwo carries out necessary checks to ensure a loan is affordable for a customer prior to loan approval, a default in itself isn’t enough reason to discriminate against a customer. Please note that final response letters are issued within 8 weeks, however due to a backlog created by the PPI deadline we may require 2 additional weeks to resolve this for you.

Please bear with us whilst we investigate your complaint, we apologise for any inconvenience caused.

Regards

Trusttwo

Rated 1 out of 5 stars

Non-personable approach

I asked a few simple questions relating to the loan I was being a guarantor for but they were not directly answered. The web page I was referred to was also the wrong page.

The answers were on the website once found by the person taking out the loan

The experience lacked personality and was not personable in the slightest. I have still not had a response to my last communication relating to personal data. I am only a guarantor but would certainly not recommend using TrustTwo

February 25, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Hi,

We are very sorry to hear about your experience with TrustTwo.

If you provide us with your details we can investigate this for you. In the meantime your feedback will be passed on to the Team Manager to prevent recurrence.

Regards

TrustTwo

Rated 4 out of 5 stars

Trust two helped me at a time where my…

Trust two helped me at a time where my debts were spiralling out of control. I recently complained about unaffordable lending, and although they were 4 weeks over the deadline and after a few calls and a incorrect FRL, they have kindly accepted my claim as a good will gesture, I would like to highlight how helpful Julie from complaints was, I am so glad this is nearly the end of my payments and I really appreciate trust twos support.

February 24, 2020
Unprompted review
Rated 1 out of 5 stars

What a waste of time

What a waste of time, after spending hours going through the whole process, after them looking and analysing my credit file and my guarantor, I got declined, which ok that's fine , but then no decency to tell me, no email, no text, I had to call up to chase, be put on hold for 10 minutes, then no reason given , better off going to Amigo, got a loan the same day!

February 6, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Hi,

We are very sorry to hear about your experience with TrustTwo.

Your feedback will be passed on to the Team Manager to address any training needs and prevent future reoccurrence.

Regards

TrustTwo

Rated 1 out of 5 stars

Not contactable

The phone lines are supposed to be open Saturday 10 till 2 but when you call at these times all you get is an answer machine with opening times and you are actually calling during the opening times.

They obviously cannot tell the time!!!

January 25, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Dear Sharron,

Thank your for your feedback.

Your comments will be investigated and passed on to the Team manager responsible.

Regards

TrustTwo

Rated 1 out of 5 stars

Terrible experience, incompetent

Terrible experience, incompetent company that needed my help to find my Trans Union credit file. Went through the whole process of credit checks and helping them find my guarantors application. Fully accepted, they even rang my guarantors employer which is shocking. After 3 days turned down for no reason. Went to Amigo which paid out the same amount in 2 hours. Please don't waste your time with Trust2

January 16, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Dear Paul,

We are very sorry to hear about your experience with TrustTwo.

We are an FCA regulated firm therefore we must ensure necessary checks are carried out prior to final loan approval to give our customers the best possible outcome based on their financial circumstance.

Regards

TrustTwo

Rated 1 out of 5 stars

Despite having a loan from these…

Despite having a loan from these previously and paying off in full with no problems, they have now decided to turn down my application without even the courtesy of a phone call! They advertise themselves as able to help people in different financial situations but yet won’t even bother ringing you to go over anything. ‘We don't rely purely on your credit score to make a decision‘ - this is a false statement! Very poor customer service and will definitely not be recommending. There are other more supportive guarantor lenders that take individual circumstances into consideration and actually care about their customers! Shocking!

January 13, 2020
Unprompted review
TrustTwo logo

Reply from TrustTwo

Dear Holly,

Thank you for your feedback.

TrustTwo is an ethical company, committed to professional responsible lending and treating our customers fairly therefore we must ensure necessary checks are carried out prior to final loan approval to give our customers the best possible outcome based on each individual’s financial circumstance.

Regards

TrustTwo

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