1 Answer Insurance  Reviews 2,980

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 656 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their excellent knowledge, helpfulness, and professional yet personal approach, often highlighting specific individuals for going above and beyond to secure the best deals. The service provided is frequently described as professional and efficient, with many people appreciating the clear communication and detailed explanations that make understanding insurance easy. Reviewers are particularly impressed with the competitive pricing, often finding quotes much lower than expected, even for complex situations, and the excellent customer support which includes direct contact numbers for future queries. However, some customers also noted issues regarding significant admin fees for services not received or for policies cancelled within the cooling-off period. A few other people also felt that the company was not helpful, citing unclear and conflicting information, and problems with policy details such as incorrect hire class coverage.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers praising their helpfulness, friendliness, and... See more

Service

Customers consistently note positive experiences with service, often highlighting excellent communication and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the helpfulness and efficiency of... See more

Price

Reviewers highlight positive aspects of price, with many customers expressing satisfaction with competitive... See more

User experience

People report positive experiences with the user experience, often highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was struggling to navigate online quotes to accurately insure my car. Kasey, demonstrated excellent knowledge regarding potential pitfalls for my personal situation. He researched a number of diffe... See more

Rated 5 out of 5 stars

Josh was excellent, found van insurance for my grandson which seemed near on impossible with every other company He was friendly helpful and got back to us when he could keeping us informed at every... See more

Company replied

Rated 5 out of 5 stars

Many thanks to Josh, who was professional, helpful, and answered all my questions. Gave us a really competitive quote and the best thing of all, a direct number to him in case of future queries. Tha... See more

Company replied

Rated 5 out of 5 stars

I m having a great experience with One Answer Insurance since day 1 and on top of this at renewal they really maked my day . KIRSTY the lady that I ve spoken with regarding my renewal she went with... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency
  4. Insurance Company
  5. Motorcycle Insurance Agency
  6. Personal Insurance Company

About 1 Answer Insurance

Written by the company

Here at One Answer Insurance we specialise in drivers with adverse motoring history (claims and/or convictions) as well as taxi, courier and minibus insurances.

We have links with some of the best insurance providers in the country, which means we can offer you the best cover at the most competitive price.

Convicted Driver Insurance
Courier Insurance

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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Rated 1 out of 5 stars

One Answer Insurance are an absolute…

One Answer Insurance are an absolute joke.

My van broke down, so I rang them on the Thursday to change my policy. By Friday it still wasn’t sorted, and then nothing happened over the whole bank holiday weekend. Every time I contacted them, I got rude responses and was told they were “waiting for emails” – that’s not my problem. I’ve paid for a policy and a service that I was not receiving.

Because they didn’t sort my insurance, I was unable to work and had to buy temporary insurance elsewhere just to keep going. I was repeatedly told I’d get a call back, but it took nearly 7 days for them to finally transfer my insurance.

They then refused to refund the cost of the extra policy I was forced to buy while they failed to provide the contracted service. To add insult to injury, they also charged me a £300 admin fee.

In total, I’ve ended up paying around £550 extra purely because they can’t organise themselves or provide the service I’m paying for – all during a cost of living crisis.

I am mentally ill (medically documented), and this whole experience pushed me into a serious crisis and meltdown. Being ripped off, unable to work, and constantly chasing them while being treated badly has had a huge impact on my mental health.

I’ve spent countless hours on hold, only to be cut off. This is totally unacceptable. I will be raising this further with the relevant bodies and am prepared to go to the papers about how I’ve been treated.

“One Answer”? What a joke. Avoid them at all costs.

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

Getting it right first time

I was struggling to navigate online quotes to accurately insure my car. Kasey, demonstrated excellent knowledge regarding potential pitfalls for my personal situation. He researched a number of different providers and got back to me as promised with multiple options. Yes using brokers costs more but it is well worth it as the repercussions of getting it wrong are just not worth the risk. The service, knowledge and attention to detail was worth every penny.
Thankyou Kasey.

May 22, 2026
Unprompted review
Rated 5 out of 5 stars

There when needed

For a number of reasons, my insurance needs are not straight forward but Josh was able to resolve things smoothly for me and since then, Customer Services have also been willing and able to address my ongoing requests.
In these days where it’s all about systems with no human element it’s good to see people allowed to think for themselves!

June 4, 2026
Rated 5 out of 5 stars

Arjun was amazing

Arjun was amazing . Full of energy and passion. All team members are amazing.find for me not only best price plus also policy with extra benefits.Thank you

June 2, 2026

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