Frances is the star of this review. Professional , polite and shows great humanity when dealing with people who have unexpected difficulties. Cannot express how much he helped.i can only put this... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Frances is the star of this review. Professional , polite and shows great humanity when dealing with people who have unexpected difficulties. Cannot express how much he helped.i can only put this... See more
Company replied
Straightforward website and easy to open a new fixed rate bond account. Any queries are resolved efficiently by helpful customer services team.
Company replied
Straight forward, no messing about I’m 81 years old so anyone can easily fill out the application form Dee S
Company replied
My experience of opening and transferring funds to a competitive 2 year fixed rate account with Birmingham Bank was very impressive! I transferred £1 to authenticate the account before transf... See more
Birmingham Bank is dedicated to empowering customers on their ambitious journeys. Everything we do is rooted in our core values of trustworthiness, ambition and dedication. Founded in 1955, throughout the evolution of our business, changing times and financial markets, our purpose to enable the ambition of our customers, employees and stakeholders remains unchanged. We are moving forward as we’ve always done, dedicated to delivering trusted, hardworking savings and lending products that provide practical solutions and make your money work for you. This is what we call “Better Banking”. Your savings are protected under the FSCS. It protects up to £85,000 (or £85,000 each, for joint account holders) of the money in your Birmingham Bank accounts.
United Kingdom
Replied to 50% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Only bank I've experienced that asked me to provide "valid ID and proof of address" - to be sent by email. What made matters worse was they didn't tell me what they wanted as proof of ID.
Turned out to be passport, driver’s license (their spelling, not mine - last time I looked, Birmingham was in the UK), or national identity card, none of which I've ever been asked for before, and, in any case, wouldn't send through unsecured email.
Edit 25/09
I've contacted Birmingham, but I'm still waiting for a response.

Reply from Birmingham Bank
I wanted to open a savings account. The website was easy to navigate and the interest rate was excellent.

Reply from Birmingham Bank
Very easy to open and operate our fixed rate account.

Reply from Birmingham Bank
so easy and simple to open up the account compared to all others

Reply from Birmingham Bank
Didn't have to wait too long & my problem of not being to log on wad quickly & easily fixed

Reply from Birmingham Bank

Reply from Birmingham Bank
Easy to use on site to set up an account. Quick to confirm money had been received and invested

Reply from Birmingham Bank
It was so easy to set up my account and pay in and obtain a good rate of interest.

Reply from Birmingham Bank
Straight forward, no messing about
I’m 81 years old so anyone can easily fill out the application form
Dee S

Reply from Birmingham Bank
Terrible experience trying to open a fixed rate account.
Having now read the reviews it seems I had a lucky escape.
There are much better online banks with better rates and much better customers services.
I will never deal with these people again.
My experience of opening and transferring funds to a competitive 2 year fixed rate account with Birmingham Bank was very impressive!
I transferred £1 to authenticate the account before transferring a larger amount.
The opening was quick and slick as was every other stage which was completed in quick time and confirmed by a reassuring email.
Well done to Birmingham Bank for providing an outstanding customer service experience!
Please make sure that you also provide this high level of service when you are experiencing large volumes of business.
Many thanks to all at Birmingham Bank for this outstanding positive experience!
I just opened a 5 yr fixed rate account with them and funded the account. Everything was simple and funds showed up in the account within seconds of the transfer.
The only complaint is I use a password manager so I can have complicated and unique passwords. Bham bank's website doesn't allow pasting in of passwords when logging in. This encourages using weak passwords.
I accidentally deposited funds to an account for which the deposit window has closed and received an email saying it had been sent back to my linked account but the funds have not been returned several hours later.
I opened my first account with Birmingham Bank in June 2024. They were not online then but the ladies on the telephone were very efficient and helpful. This week I opened a new account with them and Jody the lady who helped me went way beyond helpful to enable me to open the account I wanted. I think they are an excellent bank and I will be using them again. I thoroughly recommend them. Hilary
First time logging into account with the password that I had written down, 3 attempts later I'm blocked for 24hours! Can't understand that when I opened the account two days ago.
I have just opened a 1 year fixed bond without any issues. Very smooth onboarding. Very happy!
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.