Birmingham Bank Reviews 49

TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Frances is the star of this review. Professional , polite and shows great humanity when dealing with people who have unexpected difficulties. Cannot express how much he helped.i can only put this... See more

Company replied

Rated 5 out of 5 stars

Straightforward website and easy to open a new fixed rate bond account. Any queries are resolved efficiently by helpful customer services team.

Company replied

Rated 5 out of 5 stars

Straight forward, no messing about I’m 81 years old so anyone can easily fill out the application form Dee S

Company replied

Rated 5 out of 5 stars

My experience of opening and transferring funds to a competitive 2 year fixed rate account with Birmingham Bank was very impressive! I transferred £1 to authenticate the account before transf... See more

Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

​Birmingham Bank is dedicated to empowering customers on their ambitious journeys. Everything we do is rooted in our core values of trustworthiness, ambition and dedication.​ ​ Founded in 1955, throughout the evolution of our business, changing times and financial markets, our purpose to enable the ambition of our customers, employees and stakeholders remains unchanged.​ ​ We are moving forward as we’ve always done, dedicated to delivering trusted, hardworking savings and lending products that provide practical solutions and make your money work for you. This is what we call “Better Banking”. ​ ​ Your savings are protected under the FSCS. It protects up to £85,000 (or £85,000 each, for joint account holders) of the money in your Birmingham Bank accounts.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

49 reviews

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1-star

Replied to 50% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

Don't they know this is the 21st century?

Only bank I've experienced that asked me to provide "valid ID and proof of address" - to be sent by email. What made matters worse was they didn't tell me what they wanted as proof of ID.
Turned out to be passport, driver’s license (their spelling, not mine - last time I looked, Birmingham was in the UK), or national identity card, none of which I've ever been asked for before, and, in any case, wouldn't send through unsecured email.

Edit 25/09
I've contacted Birmingham, but I'm still waiting for a response.

September 24, 2025
Unprompted review
Birmingham Bank logo

Reply from Birmingham Bank

We’re really sorry to hear you had a poor experience. That’s not the level of service we aim to provide. I can see that you're already in contact with our customer support team, and if we can help further, please do call on 03330 048 048.

Rated 5 out of 5 stars

I wanted to open a savings account

I wanted to open a savings account. The website was easy to navigate and the interest rate was excellent.

September 14, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Very easy to open and operate our fixed…

Very easy to open and operate our fixed rate account.

September 5, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

so easy and simple to open up the…

so easy and simple to open up the account compared to all others

September 4, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Very efficient

September 15, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Didn't have to wait too long & my…

Didn't have to wait too long & my problem of not being to log on wad quickly & easily fixed

September 15, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Very easy set up and good rates

Very easy set up and good rates

Thanks

September 15, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Recommended

Great, all good

September 15, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Straight forward and secure way to invest

Easy to use on site to set up an account. Quick to confirm money had been received and invested

August 27, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

Simplicity

Very easy procedure to open an account

September 12, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thanks so much for your lovely feedback. We’re really glad to hear you had a great experience. It’s a pleasure to have you with us.

Rated 5 out of 5 stars

One of the best rates around

It was so easy to set up my account and pay in and obtain a good rate of interest.

September 3, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thank you for the kind feedback. We look forward to helping you again.

Rated 5 out of 5 stars

Straight forward

Straight forward, no messing about
I’m 81 years old so anyone can easily fill out the application form
Dee S

September 7, 2025
Birmingham Bank logo

Reply from Birmingham Bank

Thank you for the kind feedback. We look forward to helping you again.

Rated 1 out of 5 stars

Terrible experience trying to open a…

Terrible experience trying to open a fixed rate account.
Having now read the reviews it seems I had a lucky escape.
There are much better online banks with better rates and much better customers services.
I will never deal with these people again.

May 1, 2025
Unprompted review
Rated 5 out of 5 stars

OUTSTANDING POSITIVE EXPERIENCE


My experience of opening and transferring funds to a competitive 2 year fixed rate account with Birmingham Bank was very impressive!
I transferred £1 to authenticate the account before transferring a larger amount.
The opening was quick and slick as was every other stage which was completed in quick time and confirmed by a reassuring email.
Well done to Birmingham Bank for providing an outstanding customer service experience!
Please make sure that you also provide this high level of service when you are experiencing large volumes of business.
Many thanks to all at Birmingham Bank for this outstanding positive experience!

June 17, 2025
Unprompted review
Rated 4 out of 5 stars

I just opened a 5 yr fixed rate account…

I just opened a 5 yr fixed rate account with them and funded the account. Everything was simple and funds showed up in the account within seconds of the transfer.

The only complaint is I use a password manager so I can have complicated and unique passwords. Bham bank's website doesn't allow pasting in of passwords when logging in. This encourages using weak passwords.

May 30, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Service from Jody of Birmingham Bank

I opened my first account with Birmingham Bank in June 2024. They were not online then but the ladies on the telephone were very efficient and helpful. This week I opened a new account with them and Jody the lady who helped me went way beyond helpful to enable me to open the account I wanted. I think they are an excellent bank and I will be using them again. I thoroughly recommend them. Hilary

April 10, 2025
Unprompted review

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