Can’t speak highly enough of Charlotte and her team. Nothing is too much trouble. A great professional team that have never failed to deliver for me. Thank you
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See what reviewers are saying
Working with this broker was a great experience. They quickly understood my needs and tailored their service to suit my circumstances. Communication was excellent throughout, keeping me fully updated... See more
A great service from start to finish. CMJ were very pro-active in finding the best options for my BTL re-mortgage, explained the pros and cons of each and helped me make an informed decision. Their... See more
Company replied
As a first time buyer, buying a house was a daunting process, From meeting 1 ,Charlotte put us a ease, took control, listened to our situation, as not everyone has 50% deposit. She listened, w... See more
Company replied
Company details
Written by the company
We thrive on helping clients with complex circumstances secure mortgage solutions that mainstream lenders often can’t accommodate. Our expertise lies in specialist lending—including portfolio landlords, limited company structures, self-employed income, and non-traditional financial profiles. We're committed to building long-term relationships, supporting our clients as they grow property portfolios, move home, raise capital, or re-mortgage. What sets us apart? A seamless process delivered with in-depth knowledge, genuine enthusiasm, and unwavering support from start to finish
Contact info
82 Bay Avenue, WV14 0TT, Bilston, United Kingdom
- 07508831621
- charlotte@cmjmortgages.co.uk
- cmjmortgages.co.uk
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wonderful team, great rates
wonderful team, clear communication, the most competitive rates on the market. all brilliant . Charlotte and her team are excellent

Reply from CMJ Mortgages LTD
Absolutely fantastic service
Absolutely fantastic service! Charlotte and her team are exceptional; helpful, professional, and easy to communicate with. They took all the stress out of my remortgaging process. Would highly recommend.

Reply from CMJ Mortgages LTD
A five star experience that will exceed your expectations!
A five star experience that will exceed your expectations! It's been such a straightforward, quick and professional experience working with Charlotte, Jessica and Sabrina. It's an honor working with them and the experience, passion and dedication shows. CMJ Mortgages represents the standard of excellence you want in your broker. I look forward to partnering up with the team again soon.

Reply from CMJ Mortgages LTD
Perfect mortgage advisor
I have been working with Charlotte for few years now on different cases including remortgages and new Applications. She has always been super nice, friendly and supportive. Handles all the mortgage matter, make the best case out of it so we don’t face issues with lender. She have now a bigger team so make the whole process much easier and faster. Definitely recommend Cmj mortgages to all ❤️

Reply from CMJ Mortgages LTD
The team work well together to find…
The team work well together to find great solutions - highly recommend them!

Reply from CMJ Mortgages LTD
Great service, would highly recommend!!!
The team has helped provide advice and a great service when applying for my mortgage.
They really do know their stuff and lay out all options very clearly.
It really has been such a smooth transaction, with easy constant communication (even with me being at work, the team was able to work around that kindly for me). With any issues/concerns it was dealt with asap.
Thank you CMJ Mortgages :)

Reply from CMJ Mortgages LTD
SIMPLY THE BEST!
so supportive, reassuring, practical, swift. really happy these three are in my team, and on my side! thank you all sooooo much.

Reply from CMJ Mortgages LTD
Will be using them again
Charlotte and her team really helped me with my remortgage after a huge life change. Despite the stress of that, they made things as straightforward as they possibly could have. Will be using them again when I come to remortgage in a few years from now.

Reply from CMJ Mortgages LTD
Polite friendly helpful fast and…
Polite friendly helpful fast and efficient. What more can you require! Helped me get my new mortgage through just before huge changes so very thankful.

Reply from CMJ Mortgages LTD
Superb
Absolutely amazing these guys are. Hassle free re mortgage always willing to help and answer questions. You lot are just Brill. Thank you

Reply from CMJ Mortgages LTD
Excellent service
Excellent service, great to work with and gives 110% for there clients

Reply from CMJ Mortgages LTD
Made the whole experience effortless.
Made the whole experience effortless.
All staff are very helpful. 5 star experience.

Reply from CMJ Mortgages LTD
Absolutely first class
Absolutely first class. I doubted the value of using a mortgage broker but it made everything so much smoother and easier and probably saved us money too. Charlotte and Jessica were fantastic, always on hand to answer questions and nudging us to do things when we needed to.
Would give 6 stars if I could!

Reply from CMJ Mortgages LTD
Efficient Mortgage Brokers
The guys at CMJ are the best mortgage brokers I've dealt with. Very efficient & proactive at finding a good deal and chasing it through to completion.
Will be using CMJ as our broker for many more projects.

Reply from CMJ Mortgages LTD
Very efficient from the team
Very efficient from the team, kept informed throughout which is rare. Would recommend and will be using again.

Reply from CMJ Mortgages LTD
Great service
Friendly, helpful, knowledgeable, help drive things forward. Just what you need from a broker, I am very happy with their work. I would most definitely recommend them and use again for future work.

Reply from CMJ Mortgages LTD
Remortgage
CMJ Mortgages was very helpful to navigate not so pleasant process of remortgaging. From finding right deal, through all the process they were always highly professional, helpful and reachable at the very short notice. I would highly recommend using their services. They (especially Charlotte who was the first point of contact to me) were always reassuring. Thank you very much

Reply from CMJ Mortgages LTD
Long term Happy client
I have been a long term client with Charlotte. She has helped organise multiple mortgages for my HMOs, including HMOs I sublet out. She has helped with a mixed residential and commercial mortgage of a portfolio too. I take her advice on a range of matters, including future single let purchases and personal home mortgages. She is professional and responsive and a core part of my momentum investing journey. I have not hesitation in recommending her to others.

Reply from CMJ Mortgages LTD
Excellent service!
Excellent service!
Charlotte and team were fantastic (and very patient) throughout the process. Charlotte helped me with my first purchase nearly five years ago and I had no hesitation in coming to her. I was provided with regular updates, queries were answered promptly and was given enough information for me to make a decision on the best option for me.
I'd highly recommend CMJ Mortgages to anyone needing a mortgage.

Reply from CMJ Mortgages LTD
Would 100% recommend CMJ Mortgages
Excellent from start to finish, nothing was too much trouble and always quick to answer any questions we had. Explained everything so clearly and made the experience stress free. We didn’t think it would be possible to even get a mortgage and Charlotte sorted it within our first couple of meetings we had. Would 100% highly recommend! An amazing company with genuine normal friendly people on hand to help.

Reply from CMJ Mortgages LTD
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