NACA Reviews 162

As I still am in the process of becoming an homeowner, the process has been very informative. My questions and concerns are answered in a timely manner. Even if I don't speak with my personal counselor, anyone is willing to help with any hiccups I come across. This has been a journey for me on my end but I am not giving up and the committee of NACA wont let me. I truly am thankful for them in this process. I cant wait to say I AM NOW A HOMEOWNER!

The counselor answered all my questions and help me understand what I need to improve and the steps to qualify and the requirements needed until the closing of a home. There are no hidden fees, and all cost are discussed during your first meeting with a NACA counselor.

This organization is awesome! I’m currently working with Ms. Sharlene, and my first meeting with her was very informative. She was friendly and walked me through the process step-by-step. She responds to my emails promptly and always reassures me with “I GOT THIS!” I am excited and thankful for NACA as I am about to purchase my first home!

highly recommend this organization. Their Customer service is second to none. Never felt so confident

My fiancé and I recently had our first counseling session with Margaret. She was very welcoming, informative, and laid out everything we needed to start our journey to become home owners. I am excited and thankful for NACA for making home ownership possible.

Naca is an amazing home buying program that let's you purchase a home with mo down-payment or closing costs.

NACA made the home buying process easy and affordable. Their support and guidance were invaluable every step of the way. I highly recommend their services for anyone looking to purchase a home.

So far so good… i went to the workshop and learned more about the process although not seamless it worked. I’ll admit I took my time but my planning paid off and if all goes well I’m sure I’ll be shopping and closing in a few months definitely before the year is out. I learned a lot through this process and hopefully to learn more going forward with maintenance.

I recently restarted the NACA process. My counselor Antonio picked backup and was able to assist in what we need to complete for our action plan. I hope to be qualified soon.

What is the greatest thing you can give someone? Opportunity and Hope! And that is exactly what NACA is giving me! I recently had my first counseling session with my A+ counselor, Ellen Peterson! She was thorough, kind, and motivating! She gave me the jump start I needed to see this process through! I will definitely be sure to come back and review again after I've closed on my new home! Thanks NACA! Let's GO!

I started the NACA process over two years ago and due to personal reasons I took a break from my home buying journey. After picking back up recently, my counselor has been very helpful and transparent regarding the journey. I was able to call and advise what documents are needed for my action plan. So far the process has been smooth sailing and I’m looking forward to continuing the process.

I've been with NACA since February 2018 and I still don't own a home...That should tell you how this program is.
I'm on SSDI so I can only work so many hours without jeopardizing my SSDI.
I have a counselor who don't believe in communicating and had two realtors who feel like because I'm on the low end of the income spectrum that I should pick whatever house they send me and be happy I can get something.
I stopped trying with this program by April 2022 and by March of 2023 the two counselors who stood me up a total of 8 times in 2022 decided to help in 2023 but with each I had to wait 6 months to get something done.
In November on 2023 my counselor wanted me to single handedly explain each and every transaction I made for 3 months. I told him I'm not about to do that. What's my bank statements for if I have to sit and remember every transaction I made within those 3 months?
So he sits on my file, but then decided to do something and by August of 2023 I finally get approved. He was so happy about that when in 2021 when the interest rates were at 3.25 and he kept standing me up, he could've done something then. Now my approval letter has expired again because there's no houses out there that I can afford. I requested a renewal back in March and the same thing is happening...no communications at all which is fine because there's no houses out there right now that I can afford anyway.

NACA is one of the BEST home ownership programs available! Especially for first time home buyers. It's not rushed and NACA prefers for you to take the time you need to understand the program and prepare for the largest investment you will ever make.

NACA also requires you to save money for minimum required funds which a small fraction of actually goes towards home buying (appraisal, tax, etc.) and the other portion you keep but is meant to have you purchasing with a decent amount of money in your savings.

NACA has no upfront costs or fees, no down payment, no credit score requirement, lower interest terms (including a generous buy-down option), and no monthly mortgage insurance premium (MIP). Now where can you find that???

Just started the NACA process! So excited can't wait to see how it goes! Melody Coleman was so patient and helpful! Thank you!

I just love NACA. They have really taught me everything I should know in this home buying process. They have tons of informative resources online for me to use and my counselor Andrea has been helping and encouraging me since day one. I am so happy that I get to buy my first house through NACA.

I had a wonderful experience with Ms. Ellen. She was professional, communicative, responsive, and patient.

She throughly explained every aspect of the process and answered all of my questions. She consistently encouraged me and helped me stay motivated.

She was a delight to work with and truly brought peace & joy to my NACA experience.

Just started the NACA process by completing my pre counseling appointment. My counselor April has been very informative about the work needed on my end to become successful in the housing process. Recommend checking out the NACA videos on YouTube and sticking with the program. Bear in mind, a min of $2500 needs to be maintained throughout the process, review your credit report for discrepancies and keep updating your information on the portal.

naca review. I went to the Naca simenar and it was so easy I was approved on the same day.

I attended the NACA workshop where detailed information was shared on the home buying process. The presenter was thorough and was clear on the requirements, and benefits of the program. I'm just now getting started with my counselor and so far the process has been very organized. I'm excited to purchase my new home through NACA.

I love the NACA process so far. My housing counselor is amazing and I am going to be qualified after my intake appointment. I hope the whole process is this easy.