I paid my loan in full, and was told I would get an email confirming this. i did not get this email, but the following day I did get an email offering me further finance, which I find predatory. I... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Great online process, very fast turn around with entire process including money in your bank once contract accepted and signed, easy to follow, straight forward and straight up, great communication fr... See more
When I went through some financial difficulties the Collections team helped me by adjusting my payments to suit my budget, which allowed me to catch up without stress. But the best thing was, I was tr... See more
I have been thinking for ages about getting a loan for my dental issues but was too embarrassed and thought it wasn't a good enough reason and thought it would be rejected. I decided to take a chance... See more
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
4.4
Excellent
176 reviews
Replied to 33% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great Service
The Team at Harmoney were amazing. Everyone that I dealt with was so helpful. The whole process was really simple & easy.
I've used Harmoney's services in the past & the service now is just as good as it was years ago. A true testament of a great Team.
October 26, 2024
The process was a little daunting for…
The process was a little daunting for me. I am 🚫 t tech savvy so took awhile to sort everything out for loan application. Once sorted the process was simple
October 15, 2024
Unprompted review
Having a human answer the phone…
Having a human answer the phone straight away. Awesome
September 30, 2024
My experience with this company
My experience with this company
Very quick to reply and hassle free.
September 26, 2024
Extremely quick and easy to deal with
Extremely quick and easy to deal with, my interest rate was better than a normal big bank was offering.
September 27, 2024
Great communication and seamless…
Great communication and seamless approval. Very rapid and efficient.
September 26, 2024
Ease of process and quick responses
I have been thinking for ages about getting a loan for my dental issues but was too embarrassed and thought it wasn't a good enough reason and thought it would be rejected. I decided to take a chance and glad I did. The process was easy and response times were amazing. Didn't have to wait weeks to find out if accepted or not, applied 1 day and answered the next day. Could not have been more comforting to have a quick decision, thank you.
October 3, 2024
Unprompted review
I thought that it was too good to be…
I thought that it was too good to be true how fast I received my loan but harmoney made it possible. Thank you so much harmoney for helping me financially and giving me timely schedule to pay my debt back to you. I truly recommend harmoney! Fast process all around.
October 2, 2024
Unprompted review
Very helpful staff that made everything…
Very helpful staff that made everything so straightforward and understandable when applying
September 24, 2024
Smooth and quick
September 24, 2024
Top up
we asked for a top up yesterday and it got approved today, quick and fast service
September 30, 2024
Unprompted review
Easy
Easy to navigate the website and compare loans and amounts, etc. Then applying is quick and easy also.
August 28, 2024
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.