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Review summary

Created with AI, based on recent reviews

Evaluating 70 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being very helpful, polite, and efficient, often resolving issues quickly and clearly explaining processes. Many people highlight the excellent customer service, appreciating the ability to chat with a real person who understands their problems and provides solutions. The service is often described as swift and accurate, with many finding the insurance policies well-priced and presented, leading to a positive overall experience. However, some customers were dissatisfied with the cancellation process, citing high cancellation fees and administrative charges, even within the cooling-off period. A few other people also felt that customer support was lacking, mentioning issues with unresponsive live chat, unanswered emails, and policies being cancelled without notice.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting several team members for their helpfulness and... See more

Customer service

Customers had positive experiences with customer service, often praising agents for their helpfulness,... See more

Price

Clients share ambiguous opinions on price, with some reviewers finding prices to be reliable, sensible, and... See more

Service

Customers consistently note ambiguous experiences with service, with many expressing extreme dissatisfaction,... See more

Cancellation

Reviewers highlight negative aspects of cancellation, with many expressing dissatisfaction over unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had to cancel our car insurance this was done online. Nicole in customer service was very helpful. Shame cancellation fee is high otherwise would be 5*

Rated 4 out of 5 stars

Trying to help my 81 Yr old dad with his car ins, he is not tech savvy. This an online only broker, did manage to to chat with George who was very helpful and kept things plain and simple.

Rated 4 out of 5 stars

Chatting to Nicole who sorted my problem out within minute , she was extremely helpful and fully understood my problem


Company details

  1. Auto Insurance Agency
  2. Insurance Broker

Written by the company

We are an exclusively-online car insurance company. As a modern provider of car insurance, we use the very latest data to give you the most competitive price. We strive to make our website as convenient and easy to use as possible.


Contact info

4.1

Great

TrustScore 4 out of 5

3K reviews

5-star
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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

The worst insurance company I have ever…

The worst insurance company I have ever dealt with, I put all my information in correctly and they sent me all details which are correct and took my first payment then sent me over 15 emails and 7 tx messages for me to confirm the mileage I will be doing and my occupation and a list of other things and then told me I need to pay a fee to amend the policy even though all
Details were correct they pulled from
The comparison website old details but they have changed and I clearly put this in my policy before I confirmed and paid, I feel this is a scam website and no one will speak on the phone it’s only through a million emails and because I refused to pay the fee they want me to cancel it for another £80 I didnt want to use them as the customer service is terrible and they are completely wrong to try and charge me for something I have never changed. I put my occupation and they have asked for proof of this which I can provide but they are saying I changed my occupation so need to pay a fee??? I see other people have had issues and I should have definitely checked the company before I let them take my money and try and charge me for more

May 6, 2026
Unprompted review
Rated 1 out of 5 stars

Don't be tempted to buy car insurance from Hedghog

Do not be tempted to buy car insurance from Hedgehog. For a start, they are a broker not an insurance company. They seem to operate under an insurance company based in Gibraltar and, in the circumstances, I have serious doubts if that particular insurance company have any authority or control on the Hedgehog activities in this country.
Their modus operandi is to offer a potential customer a very competitive insurance quote. Then try to pick any mistakes in the information the prospective client has provided in order to penalise him/her a ridiculous amount of extra fees. In my case first they accused me of not quoting the date for an offence correctly followed by accusing me that the driving ban ensuing that offence was for 9 months not the 1 year ban that the court had decreed. When I told them that the driving ban begins not the date of the offence but the date the court ruling came into force and that the 9 month dr. ban was after I had attended a relevant course they went quiet. Followed by the observation that my date of my conviction could not have been 1923 (or 1929!), an obvious typo on my part, since I was born in 1947. In all they asked me to pay an extra £206 on top of the £386 they had originally quoted. I decided to cancel the application for cover with Hedgehog since I had plenty of time to take out cover with another reputable company

April 22, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible. Only can communicate by email and they don't rely properly or explain charges etc until after the fact. Had an awful experience with them where they said getting one rate of insurance and then proceeded to keep charging extra. Then they said it wasn't then and contact the insurance agency they suggested and they replied saying it was hedgehog. Then they said couldn't change the amount despite initially saying it would decrease. They offered to cancel the policy with hour cancellation fee but instead have sneaked other fees on such as a renewal fee even though I ended up with one day of insurance with them. So that is £90 for one day of insurance! Stay away. Con artists!

March 31, 2026
Unprompted review
Rated 1 out of 5 stars

Terrible.

I would strongly advise anyone considering Hedgehog Insurance to look elsewhere.

My policy was set to auto-renew. On Sunday, the payment attempt failed and I immediately received an email notification. I logged into my account straight away to update my payment method — only to find the payment form on their website was broken and simply didn’t work.

Hedgehog does not provide a customer service phone line, and their live chat is closed on Sundays. In other words, when their system failed, there was literally no way to contact them or fix the issue.

The following day, instead of attempting to contact me or retry the payment, they simply allowed the policy to lapse. No phone call, no attempt to verify details, nothing. To make matters worse, the live chat option had now completely disappeared from my account.

For a company that sells a legally required financial product, this level of inaccessibility and system failure is completely unacceptable. If their automated systems break, there appears to be no human backup at all. That’s not just bad customer service — it’s a fundamentally broken way to run an insurance company.

Avoid. There are far better insurers in the UK that actually provide functioning support when something goes wrong.

March 16, 2026
Unprompted review
Rated 1 out of 5 stars

The worst insurance company there is

The worst insurance company there is. Customer service is awful, they dont know what they're talking about. And claims department refuse to pay out on a 15 month old claim when they have no reason not to pay out. Wouldn't ever use them again. Absolutely appalling company with zero standards.

February 13, 2026
Unprompted review
Rated 1 out of 5 stars

This has been by far the worst company…

This has been by far the worst company I have ever had to deal with. The customer service is nonexistent — the live chat doesn’t work, emails go unanswered, and my policy was cancelled without any prior notice or explanation, with an £80 cancellation fee applied.

I definitely, definitely, definitely would advise anyone to avoid this insurance company. I can’t believe how poor the service is — there is absolutely no customer support, and it’s been extremely frustrating to deal with.

January 3, 2026
Unprompted review
Rated 1 out of 5 stars

Honestly

Honestly
The worst insurance company I have ever dealt with , they harassed me for documents over the Christmas period
Proof of my no claims which I had to wait to get from my previous insurance company
They were so rude
They demanded my V5 form which I had to send by 31st of December I sent it on the 31st and they cancelled my insurance
They took an initial payments of £71 and are now demanding cancellation fees of £182 for something they cancelled.
Never in my 30 years of dealing with insurance companies have I ever experienced this
Terrible stressful experience!

December 31, 2025
Unprompted review
Rated 5 out of 5 stars

Hedgehog to the rescue

After many problems with online insurance companies who provided quotes to comparison sites but failed to follow up I found Hedgehog who seemed to want my business at a sensible price (I'm 81 with no claims since I started driving in 1961).
Hope all goes well.

November 12, 2025
Unprompted review
Rated 5 out of 5 stars

This was a good experience from the…

This was a good experience from the beginning. The insurance quote for my elderly car- and equally elderly driver- was fair and realistic. Any questions I had were answered almost immediately by personal email. That was really helpful. Two people stand out- Emily and Rory . Both were polite and helpful as well as happy to explain any questions or worries. I have to stop driving for a while and this was dealt with accurately and helpfully. A refund was made almost immediately with no questions or details asked for. I will be re insuring with Hedgehog as soon as I am able. I have already passed on details to friends looking for a more reasonable personal service

November 10, 2025
Unprompted review
Rated 5 out of 5 stars

Great Insurance Company

I have had Hedgehog for 12 months now and I think there a great company to have.I had a query this morning.Customer Service Rory helped me.Very polite and very efficient and was dealt with in minutes.No waiting about that's what I like.

November 10, 2025
Unprompted review

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