LANDBAY Reviews 613

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 137 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service, staff, and customer service, highlighting their helpfulness, efficiency, and proactive approach. Many appreciate the smooth and streamlined processes, with particular mention of quick response times and effective communication from various teams, including underwriters and BDMs. Conversely, some people were dissatisfied with the product and response time. A few customers reported issues with product transfers being overly complicated or experiencing delays in mortgage redemption due to staff training. There were also concerns about unprofessional and patronizing communication from an adviser during a call, and in one instance, a very poor service experience during a product transfer, leading to a client being charged a higher rate.

What people talk about most

Service

Customers consistently note positive experiences with service, praising the efficiency, responsiveness, and... See more

Staff

Clients share positive opinions on staff, frequently praising the helpfulness and professionalism of BDMs and... See more

Customer service

Consumers find customer service to be positive. Many reviewers highlight the great support from BDMs and... See more

Product

Customers had ambiguous experiences with product. While some reviewers praised the great products, rates, and... See more

Response time

Reviewers mention ambiguous feedback about response times. Many customers praise the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

we came to landbay late in the day on a modern auction purchase after previous lender let us down. underwriter (David F) was superb, totally got the urgency of the situation. can't expect that sort of... See more

Company replied

Rated 5 out of 5 stars

Recently did a Ltd company BTL Purchase for a client. The BDM Rahead was very informative and knew the criteria very well. The underwriter stayed in contact throughout and we had a direc... See more

Company replied

Rated 5 out of 5 stars

I worked with Christ Plaster on my clients 4 x BTL remortgages and he was incredible to work with. He was so proactive and was able to underwriter and agree the cases in record time., the clients h... See more

Company replied

Rated 5 out of 5 stars

As a broker, I am loving the new product transfer process and portal with Landbay. The whole process from start to finish was really smooth and streamlined and the underwriter kept me informed throug... See more

Company replied


Company details

  1. Financial Institution
  2. Market Operator

Written by the company

Landbay is an award-winning specialist buy-to-let lender providing landlord lending solutions via our intermediary network. Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with a technology-enabled approach to lending, which equips us to take on complex cases.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

613 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 72% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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Rated 1 out of 5 stars

Avoid at all costs

It took over a year and still no mortgage in place so I had to go to another provider. Very slow and difficult to work with- take my advice and never use this company as I certainly never will again, even if they are the 'cheapest'. It got to the point where I had to complain about the complaint because it took a long time for anyone to get back to me!

January 10, 2024
Unprompted review
Rated 5 out of 5 stars

Great pre application advice from…

Great pre application advice from Shannon, BDM and clear requests from Chris Plasterer in underwriting team. The ability to have a conversation with both of these people at Landbay mad the journey for UK Adviser and the client much better

May 15, 2024
Unprompted review
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Reply from LANDBAY

Hi Michelle, thank you for your review. We've passed this on to Shannon and Chris. We hope to work with you again soon!

Rated 5 out of 5 stars

Great service

Great service, and underwriting

May 14, 2024
Unprompted review
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Reply from LANDBAY

Thank you Andy! We hope to work with you again soon.

Rated 5 out of 5 stars

Your underwriting was excellent and…

Your underwriting was excellent and Hussain Rahead was a great help in the process.

May 10, 2024
Unprompted review
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Reply from LANDBAY

Hi Malcolm, thank you for your review. We're glad you enjoyed working with us and have passed your feedback on to Rahead.

Rated 5 out of 5 stars

1st case great experience

1st case. Really great communication from BDM Jon and also David Rann who took time to talk me through process

May 7, 2024
Unprompted review
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Reply from LANDBAY

Hi Hilary, thank you for your review. We've passed this on to Jon and David!

Rated 5 out of 5 stars

Excellent Lender!

Excellent Lender! As a broker, individually assigned underwriters with direct access is key, especially for complex cases. Thank you Landbay, for a pleasant experience all round.

April 24, 2024
Unprompted review
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Reply from LANDBAY

Thank you for your feedback! We're so glad you enjoyed working with us.

Rated 5 out of 5 stars

Great Lender Phenomenal Support

Brilliant lender with great criteria and phenomenal back up support! Alex Witham my business development manager always there to give assistance where required with exceptional knowledge and professionalism. Thank you!

April 29, 2024
Unprompted review
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Reply from LANDBAY

Hi Laurence, thank you for your review! We've passed your feedback on to Alex.

Rated 5 out of 5 stars

Landbay were a pleasure to use

Landbay were a pleasure to use. Their systems are sleek and their underwriting fast and clear. I would not hesitate to use them again.

April 25, 2024
Unprompted review
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Reply from LANDBAY

Thank you David. We're glad you enjoyed our systems and hope to work with you again soon!

Rated 5 out of 5 stars

Landbay are always fantastic

Landbay are always fantastic, flexible approach to underwriting, fast & responsive, I can't rate them highly enough

April 22, 2024
Unprompted review
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Reply from LANDBAY

Thank you for your review Clementine. We're happy you enjoyed working with us!

Rated 1 out of 5 stars

Side business

Broker gets all tax returns etc. and finds Landbay who are happy to lend. Pay broker £495. Landbay underwriters happy with the type of property etc. Pay £395. Pay £750 for survey. Surveyor gives a bad report every part disproved.Amongst other inaccuracies said HMO rooms wrong size despite LA willing to speak to him and explain HMO rules. They will try to say it didn't meet Government guidelines for HMOs despite being sent the guidelines and proved to be suitable. No part of the report was accurate.Broker says none of what happened made sense. A waste of £1680. Nice work if you get it

March 1, 2024
Unprompted review
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Reply from LANDBAY

Thank you for your feedback. We are sorry that you had a bad experience using Landbay. As a responsible lender, all mortgage applications are subject to an independent physical valuation by a qualified third-party valuer.

Unfortunately, your HMO did not meet our lending criteria in several areas, including the government's national minimum space standards. We follow government guidelines to ensure the long-term suitability of the loan.

We are already in touch with you directly, but if you want to contact anyone else, please let me know.

Rated 5 out of 5 stars

Good experience

Good experience - great communication, fast turnaround to progress to offer.

April 19, 2024
Unprompted review
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Reply from LANDBAY

Hi Diane, thank you for your review! We're glad you enjoyed working with us.

Rated 5 out of 5 stars

Becoming one of my favourite lenders

Becoming one of my favourite lenders. None of my clients are straight forward, so being able to chat directly with the underwriter to verablly explain things is key.

April 17, 2024
Unprompted review
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Reply from LANDBAY

Hi John, thank you for your feedback. We look forward to working with you again soon!

Rated 5 out of 5 stars

Amazing Service from Landbay

Flawless platform for brokers. Fantastic service from Underwriters. This makes it a great recipe for a successful lender. Thank you for the impeccable service.

April 1, 2024
Unprompted review
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Reply from LANDBAY

Thank you for your review AK! We're glad you enjoyed working with us.

Rated 5 out of 5 stars

Keep up the good work Landbay

As a broker I work with many BTL lenders and often processing times are 3-5 working days and you don't have direct access to the underwriter to the case.

Not the case with Landbay so just wanted to mention quick replies and turnaround times from underwriter David Rann, especially as we had to amend an offer that was already issued. From request to new offer less than an hour or so? Fantastic service!

April 11, 2024
Unprompted review
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Reply from LANDBAY

Hi Sam,

Thank you for your review. We're glad you enjoyed working with us and have passed your feedback on to David!

Rated 5 out of 5 stars

Fantastic service from Landbay from…

Fantastic service from Landbay from start to finish. Quick speed of service, dialogue throughout and a direct line in to the underwriter.

David Francis and Ian Hall were both fantastic in helping me get the case through to offer.

Would highly recommend as a lender.

March 25, 2024
Unprompted review
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Reply from LANDBAY

Hi John,

We're glad you enjoyed working with us. We've past your feedback on to David and Ian!

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